Jacqueline DeMarco

About the Author

Jacqueline DeMarco is a freelance writer who specializes in financial topics. Her first job out of college was in the financial industry, and it was there she gained a passion for helping others understand tricky financial topics. She frequently writes for financial publications and brands, such as USA Today, Newsweek, Charles Schwab, Discover, and more.

The latest articles from Jacqueline DeMarco

Going to College

How to Pay for Medical School

Jacqueline DeMarco | September 08, 2026

Budgeting & Goals

CD vs Savings Account: Which Is Right For You?

Jacqueline DeMarco | September 08, 2026

Budgeting & Goals

21 Interesting Debit Card Facts

Jacqueline DeMarco | September 01, 2026

Money & Life

What Is a Payee?

Jacqueline DeMarco | September 01, 2026

Home Ownership

How to Buy an Apartment Complex

Jacqueline DeMarco | August 28, 2026

relay

Average Cost of Raising a Child to 18 per Year

Jacqueline DeMarco | August 24, 2026

Credit

Average Credit Score by Age 50

Jacqueline DeMarco | August 24, 2026

Family Finances

How the Average Cost Per Year of Raising a Child Has Changed Since the Early 2000s

Jacqueline DeMarco | August 24, 2026

Budgeting & Goals

Commonly Forgotten Monthly Expenses

Jacqueline DeMarco | August 24, 2026

Budgeting & Goals

How Much Money Should You Save Before Moving Out?

Jacqueline DeMarco | August 21, 2026

Budgeting & Goals

Budgeting for a Quinceañera

Jacqueline DeMarco | August 21, 2026

Budgeting & Goals

30 Fun and Inexpensive Hobbies

Jacqueline DeMarco | August 21, 2026

Budgeting & Goals

21 Ways for Students to Make Money During Winter Break

Jacqueline DeMarco | August 20, 2026

Budgeting & Goals

When Should You Spend Your Emergency Fund?

Jacqueline DeMarco | August 20, 2026

Budgeting & Goals

What Is the Kakeibo Budgeting Method?

Jacqueline DeMarco | August 20, 2026

Credit

What Is a FICO Score? FICO Score vs Credit Score

Jacqueline DeMarco | August 14, 2026

Debt Payoff

Does It Cost Money to Refinance Student Loans?

Jacqueline DeMarco | August 13, 2026

Family Finances

21 Productive Things to Do on Your Day Off

Jacqueline DeMarco | August 12, 2026

Financial Independence

Guide to Altered Checks and How to Spot One

Jacqueline DeMarco | August 11, 2026

Financial Independence

Average US Salary by State

Jacqueline DeMarco | August 06, 2026

Building Your Career

US Average Income by Age

Jacqueline DeMarco | August 06, 2026

Financial Independence

Postdated Checks: Are They Legal? Is It a Waste of Time?

Jacqueline DeMarco | July 21, 2026

Budgeting & Goals

Cleared Funds: Definition and Breakdown of Funds Clearing Time

Jacqueline DeMarco | July 21, 2026

Financial Independence

Growth Savings Accounts: What They Are and How They Work

Jacqueline DeMarco | July 21, 2026

Budgeting & Goals

Guide to Micro Savings Accounts

Jacqueline DeMarco | July 21, 2026

Budgeting & Goals

Common Signs That You Need to Make More Money

Jacqueline DeMarco | July 21, 2026

Budgeting & Goals

Guide to Depository Institutions

Jacqueline DeMarco | July 21, 2026

Financial Independence

Guide to Duplicate Checks

Jacqueline DeMarco | July 21, 2026

Budgeting & Goals

Guide to Prize-Linked Savings Accounts (PLSA)

Jacqueline DeMarco | July 21, 2026

Family Finances

Understanding Cross-Collateralization: What It Is & How It Works

Jacqueline DeMarco | July 20, 2026

Budgeting & Goals

How Much Can You Withdraw From an ATM?

Jacqueline DeMarco | July 20, 2026

Budgeting & Goals

What Is a Senior Citizen Checking Account?

Jacqueline DeMarco | July 14, 2026

Family Finances

Guide to Voucher Checks

Jacqueline DeMarco | July 14, 2026

Financial Independence

The Process of Filling Out a Money Order

Jacqueline DeMarco | July 13, 2026

Budgeting & Goals

Are You Allowed to Have a Savings Account While on Social Security Disability?

Jacqueline DeMarco | July 13, 2026

Budgeting & Goals

Financial Planning Tips for Young Adults in Their 20s

Jacqueline DeMarco | July 05, 2026

Budgeting & Goals

ACH Return Codes (R01 – R33): Understanding What They Mean

Jacqueline DeMarco | July 05, 2026

Budgeting & Goals

ACH vs Check: What Are the Differences?

Jacqueline DeMarco | July 05, 2026

Credit

Bank Guarantee vs Letter of Credit: What’s the Difference?

Jacqueline DeMarco | July 05, 2026

Family Finances

Do Money Orders Have an Expiration Date?

Jacqueline DeMarco | July 05, 2026

Debt Payoff

Can You Get a First-Time Personal Loan With No Credit History?

Jacqueline DeMarco | June 29, 2026

Debt Payoff

What Is Accrued Interest?

Jacqueline DeMarco | June 24, 2026

Building Your Career

How Much Does a Sonographer Make a Year?

Jacqueline DeMarco | June 21, 2026

Building Your Career

How Much Does a Travel Agent Make a Year?

Jacqueline DeMarco | June 21, 2026

Building Your Career

How Much Does a Teacher Make a Year?

Jacqueline DeMarco | June 21, 2026

Building Your Career

How Much Does a Welder Make a Year?

Jacqueline DeMarco | June 21, 2026

Going to College

How Much Does a Radiology Tech Make a Year?

Jacqueline DeMarco | June 20, 2026

Budgeting & Goals

Guide to Tiered-Rate Savings Accounts

Jacqueline DeMarco | June 12, 2026

Financial Independence

What Is an ACH Return? What Happens When a Return Is Made

Jacqueline DeMarco | June 10, 2026

Budgeting & Goals

Can You Have Multiple Checking Accounts With the Same Bank?

Jacqueline DeMarco | June 10, 2026

money

Are ATM Machines Safe to Use?

Jacqueline DeMarco | June 05, 2026

Going to College

What Is a Community College? Definition, How They Work, and More

Jacqueline DeMarco | June 05, 2026

Building Your Career

How Much Does a Detective Make a Year on Average?

Jacqueline DeMarco | June 05, 2026

Building Your Career

How Much Does a Physician Assistant Make a Year on Average?

Jacqueline DeMarco | June 03, 2026

Building Your Career

How Much Does a Chef Make a Year?

Jacqueline DeMarco | May 28, 2026

money

Bounced Check: What Happens if a Check Bounces?

Jacqueline DeMarco | May 28, 2026

Building Your Career

How Much Does a Medical Assistant Make a Year on Average

Jacqueline DeMarco | May 26, 2026

Credit

What Credit Score Do You Need for a Personal Loan?

Jacqueline DeMarco | May 21, 2026

Family Finances

All About Retail Banking: What It Is and How It Works

Jacqueline DeMarco | May 20, 2026

Budgeting & Goals

Electronic Check (eCheck): What It Is and How It Works

Jacqueline DeMarco | May 20, 2026

Fresh Out of School

How Much Does a Photographer Make a Year on Average

Jacqueline DeMarco | May 19, 2026

Building Your Career

How Much Does a Pediatrician Make a Year?

Jacqueline DeMarco | May 18, 2026

Growing Wealth

Money Market Account vs Certificate of Deposit

Jacqueline DeMarco | May 14, 2026

Budgeting & Goals

Guide to Practicing Financial Self-Care

Jacqueline DeMarco | May 14, 2026

Budgeting & Goals

Should I Take a Gap Year? The Impact It Has on Your Money

Jacqueline DeMarco | May 13, 2026

Budgeting & Goals

2026 Hourly Wage Inflation Calculator Table

Jacqueline DeMarco | May 12, 2026

Credit

How Long Does It Take for a Refund to Appear on a Credit Card?

Jacqueline DeMarco | May 09, 2026

Budgeting & Goals

What’s the Difference Between a Certified Check and a Cashier’s Check?

Jacqueline DeMarco | April 29, 2026

Debt Payoff

How to Catch up on Bills When You’re Behind

Jacqueline DeMarco | April 29, 2026

Credit

Can a Money Order Be Refunded?

Jacqueline DeMarco | April 28, 2026

Insurance

How Much Is Insurance for a Truck in 2026?

Jacqueline DeMarco | April 28, 2026

money

What Is a Bank Account Balance?

Jacqueline DeMarco | April 27, 2026

Financial Independence

Can I Use Checks With an Old Address?

Jacqueline DeMarco | April 27, 2026

relay

Does Checking Your Credit Score Lower Your Rating?

Jacqueline DeMarco | April 22, 2026

How Much Rent Can I Afford on $60K in 2026?

Jacqueline DeMarco | April 22, 2026

Family Finances

Best Self-Employed Jobs for Extra Income

Jacqueline DeMarco | April 06, 2026

Debt Payoff

TEACH Grant: Defined, Explained, and Pros and Cons

Jacqueline DeMarco | April 02, 2026

Debt Payoff

What Is the Principal Amount of a Loan?

Jacqueline DeMarco | March 30, 2026

Top Colleges for High-Paying Jobs in Finance

Jacqueline DeMarco | March 24, 2026

Going to College

Colleges That Will Pay You to Attend

Jacqueline DeMarco | March 24, 2026

Credit

How to Dispute a Credit Report and Win the Dispute Case

Jacqueline DeMarco | March 17, 2026

Home Ownership

How to Buy a House from a Family Member

Jacqueline DeMarco | March 16, 2026

Debt Payoff

Loan Officer vs Loan Processor: The Differences

Jacqueline DeMarco | March 12, 2026

Going to College

How to Pay for College Without Loans and Lower Your Out-of-Pocket Tuition Costs

Jacqueline DeMarco | March 11, 2026

Credit

Guide to Paying Bills With a Credit Card: Can You Even Do It?

Jacqueline DeMarco | February 25, 2026

Building Your Career

How Much Does a Cosmetologist Make a Year?

Jacqueline DeMarco | February 24, 2026

Credit

How to Check Your Credit Card Balance: A Step-By-Step Guide

Jacqueline DeMarco | February 19, 2026

Credit

How Long to Keep Your Credit Card Statements

Jacqueline DeMarco | February 19, 2026

Credit

How to Spot and Avoid Credit Card Skimmers

Jacqueline DeMarco | February 19, 2026

Credit

Are Credit Card Rewards Taxable? Guide to Paying Taxes on Rewards

Jacqueline DeMarco | February 19, 2026

Credit

Guide to Credit Card Annual Fees

Jacqueline DeMarco | February 19, 2026

Credit

Guide to Lowering Your Credit Card Interest Rate (APR)

Jacqueline DeMarco | February 18, 2026

Credit

How to Dispute a Credit Card Charge: All You Need to Know

Jacqueline DeMarco | February 11, 2026

Insurance

Average Cost of Car Insurance in Florida

Jacqueline DeMarco | February 09, 2026

Insurance

Average Cost of Car Insurance in Texas

Jacqueline DeMarco | February 09, 2026

Building Your Career

How Much Does a UPS Driver Make a Year?

Jacqueline DeMarco | January 29, 2026

Money & Life

My Tax Preparer Made a Mistake — What Can I Do?

Jacqueline DeMarco | January 12, 2026

Investing

TFSA vs RRSP: What’s the Difference?

Jacqueline DeMarco | January 07, 2026

relay

Can a Tax Preparer File Your Taxes Without Your Signature?

Jacqueline DeMarco | January 06, 2026

Life & Career

How Much Does a Chiropractor Make a Year?

Jacqueline DeMarco | December 30, 2025

Building Your Career

How Much Does a Surgeon Make a Year?

Jacqueline DeMarco | November 26, 2025

Building Your Career

How Much Does a Dermatologist Make a Year

Jacqueline DeMarco | November 22, 2025

Building Your Career

How Much Does a Phlebotomist Make a Year?

Jacqueline DeMarco | November 05, 2025

Building Your Career

How Much Does a Surgical Tech Make a Year?

Jacqueline DeMarco | November 05, 2025

Going to College

How Much Does a Dental Assistant Make a Year?

Jacqueline DeMarco | November 05, 2025

Building Your Career

How Much Does a Nurse Make a Year?

Jacqueline DeMarco | October 31, 2025

Building Your Career

How Much Does a Pharmacy Technician Make a Year?

Jacqueline DeMarco | October 30, 2025

Budgeting & Goals

10 Personal Finance Basics

Jacqueline DeMarco | September 06, 2025

Going to College

What Is College Like?

Jacqueline DeMarco | August 28, 2025

Going to College

States That Offer Free College Tuition Programs

Jacqueline DeMarco | August 28, 2025

Student Loans

How to Write a College Essay

Jacqueline DeMarco | August 26, 2025

Going to College

Living On Campus vs Living Off Campus

Jacqueline DeMarco | August 25, 2025

Home Ownership

How Government-Backed Mortgages Work

Jacqueline DeMarco | August 20, 2025

Going to College

3 Benefits of Taking AP Classes in High School

Jacqueline DeMarco | August 12, 2025

Going to College

Important College Application Deadlines

Jacqueline DeMarco | August 06, 2025

Growing Wealth

Guide to Soft Pull Personal Loans

Jacqueline DeMarco | August 05, 2025

Building Your Career

7 Top Self-Employed Jobs for Parents

Jacqueline DeMarco | July 29, 2025

Building Your Career

8 Great Flexible Part-time Jobs for Gen Z and Millennials

Jacqueline DeMarco | July 29, 2025

Financial Independence

Tips for Becoming Financially Independent

Jacqueline DeMarco | July 21, 2025

Budgeting & Goals

Savings Account Withdrawal Limits

Jacqueline DeMarco | July 21, 2025

Family Finances

Why It’s Important to Include Insurance in Your Financial Plan

Jacqueline DeMarco | July 15, 2025

Budgeting & Goals

What Are the Average Monthly Expenses for One Person?

Jacqueline DeMarco | July 11, 2025

Budgeting & Goals

How Long Does It Take a Mobile Deposit to Clear?

Jacqueline DeMarco | July 01, 2025

Budgeting & Goals

Understanding the Pay Yourself First Budget Strategy

Jacqueline DeMarco | June 25, 2025

Home Ownership

How Much Does It Cost to Paint a House?

Jacqueline DeMarco | June 11, 2025

Budgeting & Goals

Getting Back on Track After Going Over Budget

Jacqueline DeMarco | May 30, 2025

Home Ownership

10 Home Office Ideas

Jacqueline DeMarco | May 20, 2025

Budgeting & Goals

How Much Does It Cost to Go to a Music Festival?

Jacqueline DeMarco | May 16, 2025

Student Loans

How to Pick a Student Loan for College

Jacqueline DeMarco | May 16, 2025

Student Loans

How Much Does Cosmetology School Cost?

Jacqueline DeMarco | May 09, 2025

Home Ownership

Finding a Good Real Estate Agent to Buy a House

Jacqueline DeMarco | May 07, 2025

SMB

CDFIs Explained: Supporting Underserved Communities

Jacqueline DeMarco | May 06, 2025

Insurance

What Is Renters Insurance and Do I Need It?

Jacqueline DeMarco | April 30, 2025

Student Loans

Independent vs Dependent Student: Which One Are You?

Jacqueline DeMarco | April 28, 2025

Budgeting & Goals

Common Money Fights

Jacqueline DeMarco | April 24, 2025

Home Ownership

What Does a Mortgage Broker Do?

Jacqueline DeMarco | April 23, 2025

Credit

TransUnion vs Equifax: How They Differ

Jacqueline DeMarco | April 22, 2025

Going to College

Community College vs Trade School: How They Compare

Jacqueline DeMarco | April 09, 2025

Going to College

Technical School: Defined, Explained, and Pros and Cons

Jacqueline DeMarco | April 09, 2025

Family Finances

What Is the IRS? What Do They Do?

Jacqueline DeMarco | April 09, 2025

Budgeting & Goals

Do Bank Transactions Process Through the Holidays?

Jacqueline DeMarco | April 08, 2025

Credit

Credit Card Network vs Issuer: What Is the Difference?

Jacqueline DeMarco | April 08, 2025

Credit

What Is a Credit Card Issuer? Everything You Need to Know

Jacqueline DeMarco | April 08, 2025

Credit

Getting a Credit Card at 16: What You Should Know First

Jacqueline DeMarco | April 08, 2025

Budgeting & Goals

Can the Government Legally Take Money Out of Your Bank Account?

Jacqueline DeMarco | April 08, 2025

Credit

Can You Buy Gift Cards With a Credit Card? Everything You Need to Know

Jacqueline DeMarco | April 08, 2025

Budgeting & Goals

Average Grocery Budget for a Family of 5

Jacqueline DeMarco | April 08, 2025

Student Loans

The Ultimate College Senior Checklist

Jacqueline DeMarco | April 08, 2025

Going to College

College Scholarship Essay Writing Guide

Jacqueline DeMarco | April 08, 2025

personal_loan

Guide to Personal Installment Loans: What You Need to Know

Jacqueline DeMarco | April 08, 2025

Going to College

Top Medical School Scholarships For Students

Jacqueline DeMarco | April 08, 2025

Financial Independence

25 Best Jobs for Extroverts That Pay Well

Jacqueline DeMarco | April 08, 2025

Family Finances

How to Use an ATM

Jacqueline DeMarco | April 08, 2025

Budgeting & Goals

How to Save Up for a Car

Jacqueline DeMarco | April 08, 2025

Debt Payoff

Paying Off $20,000 in Credit Card Debt

Jacqueline DeMarco | April 08, 2025

Credit

How to Get a Credit Card for the First Time: A Step-By-Step Guide

Jacqueline DeMarco | April 08, 2025

Building Your Career

How Much Does a Nurse Practitioner Make a Year?

Jacqueline DeMarco | April 08, 2025

Life & Career

How Much Does a Medical Biller and Coder Make an Hour?

Jacqueline DeMarco | April 08, 2025

Insurance

What’s the Difference Between Homeowners Insurance and Title Insurance?

Jacqueline DeMarco | April 08, 2025

Student Loans

What Is a Fully Funded PhD Program and How Do I Find One?

Jacqueline DeMarco | April 08, 2025

Financial Independence

Average Car Loan Interest Rate for 800 Credit Score

Jacqueline DeMarco | April 07, 2025

Growing Wealth

Are 401(k) Contributions Tax Deductible? Limits Explained

Jacqueline DeMarco | April 07, 2025

Budgeting & Goals

The Ultimate Moving Checklist

Jacqueline DeMarco | April 01, 2025

Family Finances

What Happens to a Direct Deposit if It Goes to a Closed Account?

Jacqueline DeMarco | March 19, 2025

Building Your Career

How Much Does a Vet Tech Make a Year?

Jacqueline DeMarco | February 25, 2025

Building Your Career

How Much Does a Train Conductor Make a Year?

Jacqueline DeMarco | February 25, 2025

Life & Career

How Much Does a Paramedic Make a Year?

Jacqueline DeMarco | February 24, 2025

Building Your Career

How Much Money Does a Makeup Artist Make a Year?

Jacqueline DeMarco | February 24, 2025

Building Your Career

What to Put for Desired Salary on a Job Application

Jacqueline DeMarco | February 13, 2025

Budgeting & Goals

10 Most Affordable Cities Based on Cost Per Square Foot of Homes

Jacqueline DeMarco | January 15, 2025

Home Ownership

How Do Low-Income Home Loans Work?

Jacqueline DeMarco | January 14, 2025

Credit

What Is the Average Credit Score for a 19-Year-Old?

Jacqueline DeMarco | January 06, 2025

Home Ownership

50 Most Popular Suburbs in the U.S.

Jacqueline DeMarco | September 30, 2022

Financial Independence

Buying a Home With Student Loan Debt: How Difficult Is It?

Jacqueline DeMarco | August 18, 2022

Family Finances

Guide to Refinancing Your Student Loans After Marriage

Jacqueline DeMarco | May 12, 2022

Going to College

Choosing the Right Medical School

Jacqueline DeMarco | March 10, 2022

Debt Payoff

Paying for College: 11 Scholarships for Women

Jacqueline DeMarco | May 04, 2021

Growing Wealth

How to Evaluate Your Personal Finances

Jacqueline DeMarco | March 19, 2021

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