If you’re still paying off Parent PLUS loans, you could be overpaying. Save money and simplify your payments by consolidating Federal Parent PLUS loans with SoFi. No application or origination fees. No pre-payment penalties. Flexible rates. No wonder we've been trusted to fund over $25 billion in loans to date.
Refinance and consolidate Federal Parent PLUS loans. Easily.
No application or origination fees. No pre-payment penalties.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
Savings for you while your child focuses on education and career.
We offer a range of options so you can optimize your monthly payments, lifetime cost, or payoff speed. There are no origination fees in most states or prepayment penalties. Choose the plan that fits your needs.
Rates start from 2.580% APR to 6.820% when you enroll in AutoPay.12
Rates available from 3.250% APR to 6.780% when you enroll in AutoPay.12
Get refinanced in as little as 15 minutes.
Our quick pre-approval process lets you know if you qualify before you complete the full application.
Compare the plans available to you with specific payments, rates, and terms. Choose a plan that best fits your needs.
Upload documents to verify your current loans and identity. Screen shots or smart phone photos are acceptable. Sign your paperwork electronically.
With benefits like career counseling, unemployment protection and entrepreneur programs, our members have a lot to say.
“Making it happen was simple. I’ve been a customer for almost two years and it’s been great.“
“I was looking for the lowest rates I could find without a cosigner. SoFi was by far the best.“
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.“
University of the Pacific