SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency.
Crypto and other digital assets are not bank deposits, involve risk and are not insured by FDIC or SIPC, and may lose value unless otherwise stated. Blockchain transactions are generally final and irreversible once submitted.
Please refer to the SoFi Crypto Account Agreement for additional terms and conditions.
SoFi Small Business Loans are originated by SoFi Bank, N.A.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To be approved, a borrower’s home address and primary business operating address must be in the U.S. or U.S. territories, and you must meet SoFi’s underwriting requirements in SoFi’s sole and absolute discretion. Not all borrowers receive the lowest rate. Lowest rates are reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your business and personal creditworthiness, business revenue, and other factors. Rates and terms are subject to change at any time without notice. SoFi Small Business Loans may not be used for personal, family or household purposes. See SoFi.com/legal and SoFi.com/eligibility for more details.
Loan amounts range from $2,500–$250,000. The annual percentage rate (APR) is the cost of credit as a yearly rate and reflects your interest rate.
*As soon as 24 hour Loan Funding: Most borrowers receive funds within 24 hours if the loan is approved and the agreement is signed by 2:45 PM ET. The 24-hour funding timeframe excludes funding on weekends and federal holidays. This timing is not guaranteed, and delays may occur outside of SoFi’s control, such as if inaccurate information is submitted, or the receiving provider declines the transfer. Your bank may have rules on when the funds become available.
Deposits accounts are insured up to $250,000 per depositor for each account ownership category under the FDIC’s general deposit insurance rules. For more information visit FDIC.gov.
Big Business Banking services are offered by SoFi Bank, N.A., Member FDIC.
Important Information: This page is provided for general informational purposes only regarding SoFi’s business banking offerings and related digital asset capabilities. It is not an offer, solicitation, recommendation, or commitment to provide any account, payment, settlement, treasury, digital asset, stablecoin, or tokenized deposit product, service, or functionality. Availability of any product, service, or feature is subject to applicable terms, eligibility requirements, legal and regulatory review, operational readiness, and approval, and may change or become unavailable without notice. Certain products or functionalities may be subject to separate agreements, disclosures, and risk factors. Nothing on this page constitutes legal, tax, accounting, investment, or other professional advice.
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