Our Story

SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. Whether they’re looking to buy a home, save money on student loans, grow in their careers, or invest in the future, the SoFi community works to empower our members to accomplish the goals they set and achieve financial independence as a result.


Join Our Team

Management Team

Combining strong expertise in financial services and seasoned entrepreneurs, our team is passionate about creating an experience for our customers that’s unlike any other.

Anthony Noto - Chief Executive Officer
Anthony Noto
Chief Executive Officer

Anthony Noto

Chief Executive Officer

Anthony is the CEO of SoFi and serves on its board of directors. Before joining SoFi, he served as chief operating officer of Twitter since November 2016, and as its chief financial officer when joining the company in July 2014. Prior to Twitter, Anthony served for almost four years as co-head of global TMT investment banking at Goldman Sachs. He joined Goldman Sachs in 1999, was named partner in 2004, and served as the head of communications media and Internet equity research. Before returning to Goldman, Anthony spent almost three years as chief financial officer of the National Football League.

A graduate of the U.S. Military Academy, Anthony also holds a masters of business administration from the University of Pennsylvania’s Wharton School.

Michelle Gill - Chief Financial Officer
Michelle Gill
Chief Financial Officer

Michelle Gill

Chief Financial Officer

Michelle is SoFi’s Chief Financial Officer. She joined SoFi from TPG Sixth Street Partners. Previously, Michelle spent 14 years at Goldman Sachs & Co., where most recently she was a Partner co-heading the Structured Finance business. She received her JD from Cornell Law School and her BA from the University of California at Los Angeles.

Joanne Bradford - Chief Operating Officer
Joanne Bradford
Chief Marketing Officer

Joanne Bradford

Chief Marketing Officer

As Chief Marketing Officer, Joanne oversees SoFi’s consumer-facing functions including marketing, business development, partnerships, and member services. Bradford joined SoFi from Pinterest, where she led global commercial and content partnerships, platform adoption and monetization efforts. Bradford has held executive leadership positions at The San Francisco Chronicle, Demand Media, Yahoo!, Microsoft and BusinessWeek. Throughout her career, she’s had significant experience leading product marketing, business development and programming, as well as building global sales and marketing teams.

Bradford served on the board of CARE, which provides aid to the poor around the world. She is a founding advisor to Lean In. Joanne has a bachelor’s degree in journalism with an emphasis in advertising from San Diego State University.

Rob Lavet - General Counsel
Rob Lavet
General Counsel

Rob Lavet

General Counsel

Rob is responsible for managing all legal affairs for SoFi and its affiliate entities. Prior to joining SoFi, he served as a Principal in the Education and Litigation practice groups of the Washington, DC law firm of Powers Pyles Sutter & Verville (PPSV) where he represented financial institutions and post-secondary institutions on a wide variety of regulatory, litigation and transactional matters. Prior to PPSV, Rob served as General Counsel to Sallie Mae, a Fortune 300 company and the largest provider of education finance. Before his 16 year career with Sallie Mae, Rob served as a Partner in the Washington D.C. law firm of Cole Corette & Abrutyn specializing in corporate and securities litigation. He was named a top Washington D.C. corporate counsel in 2015.

Rob holds a J.D. from Georgetown University Law Center and a B.A from the University of Pennsylvania.

Jing Liao - Chief Human Resources Officer
Jing Liao
Chief Human Resources Officer

Jing Liao

Chief Human Resources Officer

Jing Liao is SoFi’s Chief Human Resources Officer, responsible of the total talent strategy for SoFi to drive towards our business goals. Prior to SoFi, Jing was the President and Chief Commercial Officer at Viridis, and she has also held Chief HR Officer roles at TriNet, Atmel and Avanex. Jing has been on the Board Executive Compensation Committee of the El Camino Hospital since 2012 and has been a co-chair of the San Francisco CEB Evanta CHRO Summit for the past seven years. Jing also serves on the Advisory Council at the Center of Human Resources and Labor Studies at University of Minnesota’s Carlson School of Management and is on the board of directors of the Silicon Valley Compensation Association. In 2015, Jing was named HR Executive of the Year at the American Business Awards, and she received the Top 10 Global Breakaway HR Leader Award in 2014.

Jing earned a Master’s degree in Human Resources and Industry Relations at the University of Minnesota Carlson School of Management, and a Bachelors of Chemistry at Peking University.

Kevin Moss - Chief Risk Officer
Kevin Moss
Chief Risk Officer

Kevin Moss

Chief Risk Officer

Kevin Moss is SoFi’s Chief Risk Officer and is responsible for helping the company improve its risk position; his work includes improving SoFi’s credit underwriting strategies, reducing operational risk and complexity, and working to ensure clear and compliant customer value propositions in partnership with our legal and compliance department. In his role, he’ll also continue to build on the strong oversight and governance processes in place today, in addition to strengthening third party risk management oversight. Most recently, Kevin was Executive Vice President and Chief Risk Officer responsible for managing Credit, Compliance, and Operating Risk for the Wells Fargo Consumer Lending Group. Kevin joined Wells Fargo in 1998, and prior to being appointed chief risk officer, he was the business manager for the National Home Equity Group and the chief credit officer for the Home and Consumer Finance Group.

He holds a Bachelor’s Degree from George Washington University and a Master’s from New York University’s Leonard N. Stern School of Business.

Tony Donohoe - Chief Technology Officer
Tony Donohoe
Chief Technology Officer

Tony Donohoe

Chief Technology Officer

Tony Donohoe is the CTO of SoFi. Before joining SoFi, he served as CTO of Brand Expedia where he led a global team responsible for all consumer, mobile and supplier platforms. He oversaw a multi-year transformation to a cloud native architecture and integration of multiple acquisitions onto a single platform. Prior to Expedia, Tony was a Managing Director at JP Morgan where he built large scale consumer finance platforms and analytics applications. Tony brings a passion for building learning organizations and products that delight the customer. Tony holds a Bachelor of Computer Science degree from Dublin City University.

Anand Cavale - Business Head, Consumer Lending
Anand Cavale
Business Head, Consumer Lending

Anand Cavale

Business Head, Consumer Lending

Anand Cavale is the Business Head of SoFi’s Consumer Lending businesses. Before joining SoFi, he served as the Managing Director and Business Head of Citi’s U.S. consumer lending businesses, helping navigate a changing technology landscape. Anand’s career at Citi spanned over 25 years across U.S. and Asia where he helped Citi be the premier provider of consumer payment solutions and grew the franchise through the introduction of several cutting edge cards products and services. He holds a Master of Business Administration in Finance from St. John’s University, New York and a Bachelor’s Degree in Industrial and Production Engineering from Bangalore University.

Assaf Ronen - Head of Product
Assaf Ronen
Head of Product

Assaf Ronen

Head of Product

As Head of Product, Assaf oversees the Strategy and direction of SoFi’s suite of product offerings. Prior to SoFi, he founded and was Vice President of Amazon’s Alexa shopping group, creating a new market category in the burgeoning new world of voice assistants. Assaf had previously been a Vice President responsible for Amazon’s physical payments business. Prior to Amazon, he spent nearly seven years at Microsoft where most served as general manager of Skype after its acquisition, and as the general manager of identity, access, and security products.

Ashish Jain - SVP of Capital Markets
Ashish Jain
SVP of Capital Markets

Ashish Jain

SVP of Capital Markets

Ashish Jain joined SoFi in May 2016 and serves as Senior Vice President of Capital Markets. He is responsible for distribution, loan sales, financing, and growing SoFi’s institutional outreach. Prior to SoFi, Ashish worked at Deutsche Bank for 13 years. Most recently, he was Managing Director and US Head of Securitized Product Sales, a role he held for 4 years and in which he interacted with some of the world’s largest institutional investors about their investment strategies and portfolios. He began his career in Rates Sales in 2004.

Ashish received a BS in Finance from Carnegie Mellon University in 2003 and he has served as a member of the Carnegie Mellon Tepper Alumni Board.

Maeve Richard - Head of Diversity and Inclusion
Maeve Richard
Head of Diversity & Inclusion

Maeve Richard

Head of Diversity & Inclusion

Maeve Richard is the Head of Diversity & Inclusion at SoFi, responsible for driving diversity initiatives across the company. Prior to SoFi, she served as Assistant Dean and Director at the Stanford Graduate School of Business where she oversaw the career management center and drove its mission and strategic operations. Previous roles include chief financial officer at Arteris Inc., chief financial and operating officer at The Stupski Foundation, and leadership roles at McAfee, J.P. Morgan, Sun Microsystems, and Levi Strauss & Co.

Maeve holds a BA from the University of California, Berkeley, and earned her MBA from the Stanford Graduate School of Business.

John Gardner - General Manager of Wealth
John Gardner
Business Head, Invest & Advice

John Gardner

Business Head, Invest & Advice

John Gardner, CFA, is the Business Head, Invest & Advice at SoFi, where he’s responsible for the development for SoFi’s investment, insurance and advisory services platforms. Prior to SoFi, John was a Co-founder & CFO of LearnVest, a subscription based financial planning platform acquired by Northwestern Mutual in 2015. He also was a co-founder of Cabezon Investment Group, a Global Macro Hedge fund.

John graduated with a Bachelor of Science in Finance and Marketing from Lehigh University.

Richard Garside - Global Head of Operations
Richard Garside
Global Head of Operations

Richard Garside

Global Head of Operations

As Global Head of Operations, Rich leads SoFi’s teams handling reviewing and servicing, international operations as well as member communications. Prior to SoFi, he served as the Global Head of Operations & Technology for the consumer group of Citigroup from 2008 to 2013, responsible for supporting Citi Cards, the commercial group, the consumer lending group (mortgage), and the retail distribution banking group in 40 countries. Rich previously served as Chief Operating Officer for Citigroup’s North America consumer businesses and as COO for Citi’s cards business. He holds a BA in Business Administration from the University of Sioux Falls.

Eugenia Gibbons - Business Head, Money & Member
Eugenia Gibbons
Business Head, Money & Member

Eugenia Gibbons

Business Head, Money & Member

Eugenia Gibbons joined SoFi in August 2018 and serves as the business head of SoFi’s Money and Member businesses. Prior to SoFi, Eugenia led global digital sales operations at BBVA, where she oversaw digital sales and marketing, as well as customer engagement. Prior to joining BBVA she spent nearly a decade at Bank of America, with previous roles at Liberty Mutual, Hexacta and Accenture.

Eugenia holds a B.Sc. from Universidad Nacional de Rosario in Argentina, and an MBA from Harvard Business School.

Tony Paquette - Business Head, New Business, Treasury & International
Tony Paquette
Business Head, New Business, Treasury & International

Tony Paquette

Business Head, New Business, Treasury & International

Anthony “Tony” Paquette is the head of New Business and International at SoFi, and is also responsible for Treasury, Balance Sheet Hedging and Regulatory Operations. Prior to joining SoFi, he was a Managing Director and the Global Head of Funding & Liability Management for J.P. Morgan Chase. He has over 18 years of experience in the financial services industry, previously holding senior roles in Asset Liability Management (ALM) Strategy, and Interest Rate Portfolio Management in the Chief Investment Office at J.P. Morgan, and in Treasury & Corporate Investments at Bank of America. He began his career as a research analyst covering the Technology Services sector at Goldman Sachs.

Tony holds a B.A. from Brown University, with a double major in Business Economics and Organizational Behavior & Management, and is a CFA Charterholder.

Naga Parvatharajan - Head of Pricing
Naga Parvatharajan
Head of Pricing

Naga Parvatharajan

Head of Pricing

Naga is SoFi’s head of pricing. He joined SoFi from Goldman Sachs, where he led product strategy and strategic partnerships and was a founding member at Marcus, the company’s consumer banking division. Prior to Goldman he held roles in financial services at Discover and CapitalOne, and he currently acts as an angel investor to tech startups.

Naga holds a BS from the University of Madras, an MS from Purdue, and an MBA from Northwestern University’s Kellogg School of Management.

Zeenat Sidi - Business Head, Home Loans
Zeenat Sidi
Business Head, Home Loans

Zeenat Sidi

Business Head, Home Loans

Zeenat leads SoFi’s home loans business. Zeenat joined SoFi from Capital One where she held several roles including Chief Customer Office of Financial Services, COO of the Home Loans business and, most recently, serving as Head of their Home Equity business. Prior to Capital One she spent 15 years at the Royal Bank of Canada in a variety of roles including President of the Auto and Personal Lending businesses, SVP of Risk operations and Head of Portfolio Management and Credit Strategy. Early in her career, Zeenat worked at FICO and Experian, leading credit scoring and strategy development initiatives for financial institutions and credit bureaus.

Zeenat holds an MBA from Duke University, a Master of Science degree in Operations Research from Stanford University, and a Bachelor of Science degree in Systems Analysis from the University of Miami. She serves on the Board of the Dallas Women’s Foundation.

William Tanona - SVP of Corporate Development & Investor Relations
William Tanona
SVP of Corporate Development
& Investor Relations

William Tanona

SVP of Corporate Development & Investor Relations

Bill Tanona serves as Senior Vice President of Corporate Development & Investor Relations, providing planning, advisory and execution leadership on mergers and acquisitions, strategic investments and joint ventures. Prior to SoFi, Bill was the President, CFO and Treasurer of GSV Capital Corp, a late-stage publicly traded venture capital fund. Prior to joining GSV, Bill spent nearly two decades at J.P. Morgan, Goldman Sachs, UBS and Fortress Investment Group. Bill received a BS in Accounting from Villanova University and is a CFA charterholder.

Board of Directors

Tom Hutton

Chairman

Manages his own firm, Thompson Hutton LLC, which invests in venture capital and private equity transactions focused on financial services and associated information technology. Former CEO of White Mountains Re Group and has served as Board member of four major companies, including three public companies. Tom received an MBA with Distinction from Harvard Business School as well as an MS in Mechanical Engineering and BA in Economics from Stanford University.

Steven Freiberg

Vice Chairman

Steven Freiberg is a long term veteran of the financial services sector, having held multiple positions at Citigroup (NYSE:C) over a 30 year period including serving as the Co-Chairman and CEO of Citigroup’s Global Consumer Group, and most recently as the CEO of E*TRADE Financial Corporation (NASDAQ:ETFC) where he led the company back to profitability in the aftermath of the 2008 financial crisis. He is currently a Board member of Fair Square Financial, MasterCard (NYSE:MA), OANDA, Purchasing Power, and Regional Management (NYSE:RM), and a senior advisor to several companies including The Boston Consulting Group and Verisk Analytics (NASDAQ:VRSK). Freiberg holds a BS in Finance as well as an MBA in Finance from Hofstra University.

Peggy Alford

Peggy Alford is the Chief Financial Officer and Head of Operations for the Chan Zuckerberg Initiative. Previously she held positions at PayPal as CFO of Americas, Global Credit and Global Products and COO in the Asia Pacific region. Most recently, she served as the head of Human Resources-People Operations as well as the head of Cross-Border Trade for PayPal. She holds a Bachelor of Science degree in Accounting and Business Administration from Dayton University and is a Certified Public Accountant.

Mike Bingle

Mike Bingle is a Managing Partner and Managing Director at Silver Lake. He currently serves on the Board of Directors of Ancestry.com, Fanatics, Gartner (NYSE: IT), and SolarWinds. Bingle has been a private equity investor for over 20 years, and he has invested in numerous financial technology companies, including having served as a Director of: TD Ameritrade (NYSE: AMTD), Datek Online Holdings, Inc., Interactive Data Corporation, IPC Systems, Instinet, Mercury Payment Systems, and Virtu Financial (NASDAQ: VIRT). Prior to joining Silver Lake, Bingle was a principal at Apollo Management; he also worked in the Investment Banking Division of Goldman, Sachs & Co. Bingle holds a BSE in Biomedical Engineering from Duke University.

David W. Bonanno

Primary investment professional at Third Point focused on financial service institutions and credit opportunities globally. David is also the primary investment professional responsible for the Third Point Hellenic Recovery Fund L.P., a $750mm private equity style vehicle exclusively dedicated to equity investments in Greece and Cyprus. Previously held roles in the Private Equity Group at Cerberus Capital Management, L.P and in the Restructuring and Reorganization Advisory Group at Rothschild Inc. David graduated cum laude from Harvard University with a B.A. in Psychology.

Joe Chen

Founder, Chairman, and Chief Executive Officer of Renren Inc. (NYSE: RENN). Joe Chen holds a bachelor’s degree in Physics from the University of Delaware, a Master’s degree in Engineering from the Massachusetts Institute of Technology, and an MBA from the Stanford Graduate School of Business.

Pete Hartigan

Pete Hartigan is a co-founder & Managing Partner for Marketplace Funds, a specialist fund focused on fintech and digital health communities. Prior, Pete assisted the SoFi founders from pre-incorporation to serving as its original Chief Community Officer. Pete currently serves on the boards of SoFi, Neighborly, Conventus and Happify, and as a board observer at Karmic and Harvest Exchange. Pete has earned FINRA Series 7, 62 and 63 licenses. He has an MBA from Stanford University (Arbuckle Award) and earned degrees in Psychology & Philosophy from Duke University, summa cum laude & Phi Beta Kappa. In 1993, USA Today picked Pete as one of their Top 20 College Students in the United States.

Robert L. Joss AC

Robert A. Joss AC, whose career in finance and economic policy spans five decades, is currently the Philip H. Knight Professor and Dean, Emeritus of the Stanford Graduate School of Business, having served as the school’s Dean from 1999 through 2009. Prior to Stanford, he was chief executive officer of Westpac Banking Corporation (NYSE:WBK), one of Australia’s largest banks. Before Westpac, Joss spent 22 years with Wells Fargo, holding a variety of positions including Vice Chairman for his last seven years. He is currently a Board member of Makena Capital and C.M. Capital, and a past board member of Agilent Technologies, Bechtel Group, Citigroup, SRI, and Wells Fargo. Joss holds a BA in Economics from the University of Washington, and an MBA and Ph.D. from Stanford University.

Anthony Noto

Anthony is the CEO of SoFi and serves on its board of directors. Before joining SoFi, he served as chief operating officer of Twitter since November 2016, and as its chief financial officer when joining the company in July 2014. Prior to Twitter, Anthony served for almost four years as co-head of global TMT investment banking at Goldman Sachs. He joined Goldman Sachs in 1999, was named partner in 2004, and served as the head of communications media and Internet equity research. Before returning to Goldman, Anthony spent almost three years as chief financial officer of the National Football League.

A graduate of the U.S. Military Academy, Anthony also holds a masters of business administration from the University of Pennsylvania’s Wharton School.

Alok Sama

Alok Sama is President & CFO of SoftBank Group International (“SBGI”) where he is responsible for the core finance activities as well as proprietary investments and investor relations. He is also responsible for Corporate Development and M&A for SoftBank Group. Alok has over 30 years of investment banking, capital market and investment experience. Previously he was a senior Managing Director at Morgan Stanley, leading the firm’s communications practice in Europe and the TMT practice in the Asia-Pacific region. He also co-founded Baer Capital Partners, an alternative asset management firm. Alok is currently a Director of ARM Holdings, Fortress Investment Group, SoftBank Group Capital, SoFi, SoftBank Energy, Brightstar Corp and Baer Capital Partners. He graduated (with Distinction) from The Wharton School with an MBA in Finance, and holds a BA(Honors)in Mathematics from St. Stephen’s college.

Magdalena Yeşil

Magdalena Yeşil is a founder, entrepreneur, and venture capitalist of many of the world’s top technology companies, including Salesforce, where she was the first investor and founding board member. She is a former general partner at U.S. Venture Partners, where she oversaw investments in more than thirty early-stage companies and served on the boards of many. A technology pioneer, Ms. Yeşil founded three of the first companies dedicated to commercializing Internet access, e-commerce infrastructure, and electronic payments. UUnet, CyberCash, and MarketPay earned her the Entrepreneur of the Year title from Red Herring in 1997. She is a founder of Broadway Angels, a group of female venture capitalists and angel investors. Ms. Yeşil is currently working on her fourth startup, DriveInformed, a technology company bringing trust and transparency to the auto finance industry. She holds a B.S. in Industrial Engineering and an M.S. in Electrical Engineering, both from Stanford University.

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