Our Story

SoFi is a new kind of finance company taking a radical approach to lending and wealth management. From unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success. Whether they’re looking to buy a home, save money on student loans, ascend in their careers, or invest in the future, the SoFi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result.


Join Our Team

Management Team

Combining strong expertise in financial services and seasoned entrepreneurs, our team is passionate about creating an experience for our customers that’s unlike any other.

Mike Cagney - CEO, Chairman & Co-Founder
Mike Cagney
CEO, Chairman & Co-Founder

Mike Cagney

CEO, Chairman & Co-Founder

As the CEO, Chairman and co-founder of SoFi, Mike Cagney leads corporate strategy and development at SoFi—bringing decades of experience in the financial industry to his leadership of the company. He’s held a Senior Vice President role at Wells Fargo, where he was head trader for the proprietary trading and financial products group. Mike is also co-founder and a managing member of Cabezon Investment Group, a global macro hedge fund, in addition to serving as a non-executive Chairman of ReFlow. Before Cabezon, Mike founded, was CEO and then Vice Chairman and Chief Architect, of Finaplex, a leader in wealth management software that was sold to Broadridge (NYSE: BR).

While overseeing SoFi’s overall direction, Mike makes a daily point to interact with SoFi’s member base, now more than 260,000 members. In addition to reading and responding to member feedback, he hosts SoFi member dinners at his San Francisco home to better know our customers and understand their financial goals.

Mike holds an M.S., Management degree from the Stanford Graduate School of Business, where he was a Sloan Fellow. He also holds a MS in applied economics from UC Santa Cruz.

Nino Fanlo - CFO, President
Nino Fanlo
CFO, President

Nino Fanlo

CFO, President

Nino brings over 30 years of experience in financial services and capital markets. Nino was the former CEO of KKR Financial (NYSE: KFN) and Executive Vice President and Treasurer of Wells Fargo (NYSE: WFC). Before his nine years at WFC, Nino was a Vice President at Goldman Sachs responsible for the Commercial Mortgage Backed Securities desk. Nino also had prior investment banking and asset management roles at Credit Suisse, Metropolitan Life and Australian Capital Equity, where he focused on commercial real estate fixed income assets as well as capital raising and funding activities.

Nino holds a BA degree in economics from Haverford College in Pennsylvania.

Joanne Bradford - Chief Operating Officer
Joanne Bradford
COO

Joanne Bradford

Chief Operating Officer

As COO, Joanne oversees SoFi’s consumer-facing functions including marketing, business development, partnerships, and member services. Bradford joined SoFi from Pinterest, where she led global commercial and content partnerships, platform adoption and monetization efforts. Bradford has held executive leadership positions at The San Francisco Chronicle, Demand Media, Yahoo!, Microsoft and BusinessWeek. Throughout her career, she’s had significant experience leading product marketing, business development and programming, as well as building global sales and marketing teams.

Bradford serves on the board of CARE, which provides aid to the poor around the world. She is a founding advisor to Lean In. Joanne has a bachelor’s degree in journalism with an emphasis in advertising from San Diego State University.

Rob Lavet - General Counsel
Rob Lavet
General Counsel

Rob Lavet

General Counsel

Rob is responsible for managing all legal affairs for SoFi and its affiliate entities. Prior to joining SoFi, he served as a Principal in the Education and Litigation practice groups of the Washington, DC law firm of Powers Pyles Sutter & Verville (PPSV) where he represented financial institutions and post-secondary institutions on a wide variety of regulatory, litigation and transactional matters. Prior to PPSV, Rob served as General Counsel to Sallie Mae, a Fortune 300 company and the largest provider of education finance. Before his 16 year career with Sallie Mae, Rob served as a Partner in the Washington D.C. law firm of Cole Corette & Abrutyn specializing in corporate and securities litigation. He was named a top Washington D.C. corporate counsel in 2015.

Rob holds a J.D. from Georgetown University Law Center and a B.A from the University of Pennsylvania.

Jing Liao - Chief Human Resources Officer
Jing Liao
Chief Human Resources Officer

Jing Liao

Chief Human Resources Officer

Jing Liao is SoFi’s Chief Human Resources Officer, responsible of the total talent strategy for SoFi to drive towards our business goals. Prior to SoFi, Jing was the President and Chief Commercial Officer at Viridis, and she has also held Chief HR Officer roles at TriNet, Atmel and Avanex. Jing has been on the Board Executive Compensation Committee of the El Camino Hospital since 2012 and has been a co-chair of the San Francisco CEB Evanta CHRO Summit for the past seven years. Jing also serves on the Advisory Council at the Center of Human Resources and Labor Studies at University of Minnesota’s Carlson School of Management and is on the board of directors of the Silicon Valley Compensation Association. In 2015, Jing was named HR Executive of the Year at the American Business Awards, and she received the Top 10 Global Breakaway HR Leader Award in 2014.

Jing earned a Master’s degree in Human Resources and Industry Relations at the University of Minnesota Carlson School of Management, and a Bachelors of Chemistry at Peking University.

Kevin Moss - Chief Risk Officer
Kevin Moss
Chief Risk Officer

Kevin Moss

Chief Risk Officer

Kevin Moss is SoFi’s Chief Risk Officer and is responsible for helping the company improve its risk position; his work includes improving SoFi’s credit underwriting strategies, reducing operational risk and complexity, and working to ensure clear and compliant customer value propositions in partnership with our legal and compliance department. In his role, he’ll also continue to build on the strong oversight and governance processes in place today, in addition to strengthening third party risk management oversight. Most recently, Kevin was Executive Vice President and Chief Risk Officer responsible for managing Credit, Compliance, and Operating Risk for the Wells Fargo Consumer Lending Group. Kevin joined Wells Fargo in 1998, and prior to being appointed chief risk officer, he was the business manager for the National Home Equity Group and the chief credit officer for the Home and Consumer Finance Group.

He holds a Bachelor’s Degree from George Washington University and a Master’s from New York University’s Leonard N. Stern School of Business.

June Ou - CTO & VP of Engineering
June Ou
CTO & VP of Engineering

June Ou

CTO & VP of Engineering

Founder and CEO of CCO Solutions, a firm that provided outsourced middle and back office solutions to the hedge fund industry. Co-founder, VP of Product Management and Engineering at Finaplex, a leader in wealth management solutions (sold to Broadridge NYSE: BR), responsible for both enterprise and cloud solutions. MS from UC Santa Cruz; MS from Stanford Graduate School of Business.

Michael Tannenbaum - Chief Revenue Officer
Michael Tannenbaum
Chief Revenue Officer

Michael Tannenbaum

Chief Revenue Officer

Michael Tannenbaum is SoFi’s Chief Revenue Officer, responsible for driving successful execution and growth across SoFi’s core lending products: Student Loan Refinancing, Personal Loans and Mortgages. Prior to his current role, he served as SVP of Mortgage and earlier, VP of Finance. Michael joined SoFi in 2014 and was involved in loan sale structuring and execution within the Capital Markets group. Previously he worked as an associate at private equity firm Hellman & Friedman in San Francisco with a focus on the financial services and technology sectors. Michael began his professional career as an analyst in the Financial Institutions Investment Banking group at J.P. Morgan in New York and at New Pacific Consulting (Parthenon Group) in Shanghai.

Michael graduated summa cum laude with a B.A. degree from Columbia University.

John Gardner - General Manager of Wealth
John Gardner
General Manager of Wealth

John Gardner

General Manager of Wealth

John Gardner, CFA, is the General Manager of Wealth at SoFi, where he’s responsible for the development for SoFi’s investment, insurance and advisory services platforms. Prior to SoFi, John was a Co-founder & CFO of LearnVest, a subscription based financial planning platform acquired by Northwestern Mutual in 2015. He also was a co-founder of Cabezon Investment Group, a Global Marco Hedge fund.

John graduated with a Bachelor of Science in Finance and Marketing from Lehigh University.

Peter Early - General Manager of Asset Management
Peter Early
General Manager of Asset Management

Peter Early

General Manager of Asset Management

Peter Early is the General Manager of Asset Management at SoFi, bringing more than 25 years experience in financial markets and risk to the role. Peter was most recently the President and CRO of Trend Capital Management, overseeing all non-investment aspects of the business. He has also held senior roles at Galle Global Macro, where he was President, and Wynn Las Vegas. In addition, Peter founded global macro hedge fund Big Sky Capital, and has worked for financial firms including Tiger Management and Bankers Trust Company.

Peter earned a Bachelor’s of Science in Electrical Engineering and Economics from Yale University.

Dan Macklin
Dan Macklin
VP of Community &
Member Success, Co-Founder

Dan Macklin

VP of Community & Member Success, Co-Founder

Dan is a co-founder with responsibility for maximizing the overall experience for SoFi’s growing community of members. This includes responsibility for our career management services and our entrepreneur program as well as a range of member events around the country.

Prior to SoFi, Dan spent twelve years at Standard Chartered Bank leading Enterprise Sales and Product Development across London, Singapore and Shanghai.

Dan holds an M.S., Management degree from the Stanford Graduate School of Business where he was a Sloan Fellow. He also holds a BA in Business Economics from University of Durham in England.

Robert Meck - SVP of Operations
Robert Meck
SVP of Operations

Robert Meck

SVP of Operations

Rob Meck is the Senior Vice President of Operations at SoFi, overseeing loan review, funding and servicing, international operations as well as all member communications. Rob brings more than 20 years of operational experience to the role. Most recently, he was President and CEO of Premiere Credit of North America, where he led the company’s transition from small business to large company, increasing headcount to over 700 employees significantly increasing revenue in just five years. Prior, Rob was a Senior Vice President at Sallie Mae and President and Chief Operating Officer of Sallie Mae’s Asset Performance Group, a holding company of acquired top-performing accounts receivable management companies. His previous experience also includes leadership roles at GC Services, one of the largest U.S.-based 3rd party, 1st party and call center services firms, and USA Group.

Rob holds a Bachelor of Arts degree in Rhetoric and Communications from University of Pittsburgh.

Board of Directors

David W. Bonanno

Primary investment professional at Third Point focused on financial service institutions and credit opportunities globally. David is also the primary investment professional responsible for the Third Point Hellenic Recovery Fund L.P., a $750mm private equity style vehicle exclusively dedicated to equity investments in Greece and Cyprus. Previously held roles in the Private Equity Group at Cerberus Capital Management, L.P and in the Restructuring and Reorganization Advisory Group at Rothschild Inc. David graduated cum laude from Harvard University with a B.A. in Psychology.

Mike Cagney

As the CEO, Chairman and co-founder of SoFi, Mike Cagney leads corporate strategy and development at SoFi—bringing decades of experience in the financial industry to his leadership of the company. He’s held a Senior Vice President role at Wells Fargo, where he was head trader for the proprietary trading and financial products group. Mike is also co-founder and a managing member of Cabezon Investment Group, a global macro hedge fund, in addition to serving as a non-executive Chairman of ReFlow. Before Cabezon, Mike founded, was CEO and then Vice Chairman and Chief Architect, of Finaplex, a leader in wealth management software that was sold to Broadridge (NYSE: BR).

While overseeing SoFi’s overall direction, Mike makes a daily point to interact with SoFi’s member base, now more than 200,000 members. In addition to reading and responding to member feedback, he hosts SoFi member dinners at his San Francisco home to better know our customers and understand their financial goals.

Mike holds an M.S., Management degree from the Stanford Graduate School of Business, where he was a Sloan Fellow. He also holds a MS in applied economics from UC Santa Cruz.

David Chao

Co-founder and general partner of early stage venture capital firm DCM. Prior to DCM, David was a co-founder, acting CFO and CTO, of Japan Communications Inc. and previously worked at Apple, Recruit and McKinsey. He serves on the Boards of numerous DCM portfolio companies. David received an MBA from Stanford University and a BA in Economics and East Asian Studies from Brown University.

Joe Chen

Founder, Chairman, and Chief Executive Officer of Renren Inc. (NYSE: RENN). Joe Chen holds a bachelor’s degree in Physics from the University of Delaware, a Master’s degree in Engineering from the Massachusetts Institute of Technology, and an MBA from the Stanford Graduate School of Business.

Tom Hutton

Manages his own firm, Thompson Hutton LLC, which invests in venture capital and private equity transactions focused on financial services and associated information technology. Former CEO of White Mountains Re Group and has served as Board member of four major companies, including three public companies. Tom received an MBA with Distinction from Harvard Business School as well as an MS in Mechanical Engineering and BA in Economics from Stanford University.

David Thevenon

David Thevenon joined SoftBank Group International in November 2014, as a managing director. In this role, he initiates and manages some of SoftBank’s largest global investments. Before joining SoftBank, Mr. Thevenon had a long tenure at Google, where he led global partnerships for the Android platform and was in charge of all Google product-related business development outside of the US. Prior to Google, Mr. Thevenon was an executive of strategic partnerships at T-Mobile, and worked in finance at Dell, Fujitsu and Elf-Atochem. He earned a MA in Business from ESCEM.

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