Our Story

SoFi is a new kind of finance company taking a radical approach to lending and wealth management. From unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success. Whether they’re looking to buy a home, save money on student loans, ascend in their careers, or invest in the future, the SoFi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result.


Join Our Team

Management Team

Combining strong expertise in financial services and seasoned entrepreneurs, our team is passionate about creating an experience for our customers that’s unlike any other.

Tom Hutton - Executive Chairman & Interim CEO
Tom Hutton
Executive Chairman & Interim CEO

Tom Hutton

Executive Chairman & Interim CEO

Manages his own firm, Thompson Hutton LLC, which invests in venture capital and private equity transactions focused on financial services and associated information technology. Former CEO of White Mountains Re Group and has served as Board member of four major companies, including three public companies. Tom received an MBA with Distinction from Harvard Business School as well as an MS in Mechanical Engineering and BA in Economics from Stanford University.

Steven Freiberg - Vice Chairman & Interim CFO
Steven Freiberg
Vice Chairman & Interim CFO

Steven Freiberg

Vice Chairman & Interim CFO

Steven Freiberg is a long term veteran of the financial services sector, having held multiple positions at Citigroup (NYSE:C) over a 30 year period including serving as the Co-Chairman and CEO of Citigroup’s Global Consumer Group, and most recently as the CEO of E*TRADE Financial Corporation (NASDAQ:ETFC) where he led the company back to profitability in the aftermath of the 2008 financial crisis. He is currently a Board member of Fair Square Financial, MasterCard (NYSE:MA), OANDA, Purchasing Power, and Regional Management (NYSE:RM), and a senior advisor to several companies including The Boston Consulting Group and Verisk Analytics (NASDAQ:VRSK). Freiberg holds a BS in Finance as well as an MBA in Finance from Hofstra University.

Joanne Bradford - Chief Operating Officer
Joanne Bradford
Chief Marketing Officer

Joanne Bradford

Chief Marketing Officer

As Chief Marketing Officer, Joanne oversees SoFi’s consumer-facing functions including marketing, business development, partnerships, and member services. Bradford joined SoFi from Pinterest, where she led global commercial and content partnerships, platform adoption and monetization efforts. Bradford has held executive leadership positions at The San Francisco Chronicle, Demand Media, Yahoo!, Microsoft and BusinessWeek. Throughout her career, she’s had significant experience leading product marketing, business development and programming, as well as building global sales and marketing teams.

Bradford serves on the board of CARE, which provides aid to the poor around the world. She is a founding advisor to Lean In. Joanne has a bachelor’s degree in journalism with an emphasis in advertising from San Diego State University.

Rob Lavet - General Counsel
Rob Lavet
General Counsel

Rob Lavet

General Counsel

Rob is responsible for managing all legal affairs for SoFi and its affiliate entities. Prior to joining SoFi, he served as a Principal in the Education and Litigation practice groups of the Washington, DC law firm of Powers Pyles Sutter & Verville (PPSV) where he represented financial institutions and post-secondary institutions on a wide variety of regulatory, litigation and transactional matters. Prior to PPSV, Rob served as General Counsel to Sallie Mae, a Fortune 300 company and the largest provider of education finance. Before his 16 year career with Sallie Mae, Rob served as a Partner in the Washington D.C. law firm of Cole Corette & Abrutyn specializing in corporate and securities litigation. He was named a top Washington D.C. corporate counsel in 2015.

Rob holds a J.D. from Georgetown University Law Center and a B.A from the University of Pennsylvania.

Jing Liao - Chief Human Resources Officer
Jing Liao
Chief Human Resources Officer

Jing Liao

Chief Human Resources Officer

Jing Liao is SoFi’s Chief Human Resources Officer, responsible of the total talent strategy for SoFi to drive towards our business goals. Prior to SoFi, Jing was the President and Chief Commercial Officer at Viridis, and she has also held Chief HR Officer roles at TriNet, Atmel and Avanex. Jing has been on the Board Executive Compensation Committee of the El Camino Hospital since 2012 and has been a co-chair of the San Francisco CEB Evanta CHRO Summit for the past seven years. Jing also serves on the Advisory Council at the Center of Human Resources and Labor Studies at University of Minnesota’s Carlson School of Management and is on the board of directors of the Silicon Valley Compensation Association. In 2015, Jing was named HR Executive of the Year at the American Business Awards, and she received the Top 10 Global Breakaway HR Leader Award in 2014.

Jing earned a Master’s degree in Human Resources and Industry Relations at the University of Minnesota Carlson School of Management, and a Bachelors of Chemistry at Peking University.

Kevin Moss - Chief Risk Officer
Kevin Moss
Chief Risk Officer

Kevin Moss

Chief Risk Officer

Kevin Moss is SoFi’s Chief Risk Officer and is responsible for helping the company improve its risk position; his work includes improving SoFi’s credit underwriting strategies, reducing operational risk and complexity, and working to ensure clear and compliant customer value propositions in partnership with our legal and compliance department. In his role, he’ll also continue to build on the strong oversight and governance processes in place today, in addition to strengthening third party risk management oversight. Most recently, Kevin was Executive Vice President and Chief Risk Officer responsible for managing Credit, Compliance, and Operating Risk for the Wells Fargo Consumer Lending Group. Kevin joined Wells Fargo in 1998, and prior to being appointed chief risk officer, he was the business manager for the National Home Equity Group and the chief credit officer for the Home and Consumer Finance Group.

He holds a Bachelor’s Degree from George Washington University and a Master’s from New York University’s Leonard N. Stern School of Business.

John Gardner - General Manager of Wealth
John Gardner
General Manager of Wealth

John Gardner

General Manager of Wealth

John Gardner, CFA, is the General Manager of Wealth at SoFi, where he’s responsible for the development for SoFi’s investment, insurance and advisory services platforms. Prior to SoFi, John was a Co-founder & CFO of LearnVest, a subscription based financial planning platform acquired by Northwestern Mutual in 2015. He also was a co-founder of Cabezon Investment Group, a Global Macro Hedge fund.

John graduated with a Bachelor of Science in Finance and Marketing from Lehigh University.

Robert Meck - SVP of Operations
Robert Meck
SVP of Operations

Robert Meck

SVP of Operations

Rob Meck is the Senior Vice President of Operations at SoFi, overseeing loan review, funding and servicing, international operations as well as all member communications. Rob brings more than 20 years of operational experience to the role. Most recently, he was President and CEO of Premiere Credit of North America, where he led the company’s transition from small business to large company, increasing headcount to over 700 employees significantly increasing revenue in just five years. Prior, Rob was a Senior Vice President at Sallie Mae and President and Chief Operating Officer of Sallie Mae’s Asset Performance Group, a holding company of acquired top-performing accounts receivable management companies. His previous experience also includes leadership roles at GC Services, one of the largest U.S.-based 3rd party, 1st party and call center services firms, and USA Group.

Rob holds a Bachelor of Arts degree in Rhetoric and Communications from University of Pittsburgh.

Ashish Jain - SVP of Capital Markets
Ashish Jain
SVP of Capital Markets

Ashish Jain

SVP of Capital Markets

Ashish Jain joined SoFi in May 2016 and serves as Senior Vice President of Capital Markets. He is responsible for distribution, loan sales, financing, and growing SoFi’s institutional outreach. Prior to SoFi, Ashish worked at Deutsche Bank for 13 years. Most recently, he was Managing Director and US Head of Securitized Product Sales, a role he held for 4 years and in which he interacted with some of the world’s largest institutional investors about their investment strategies and portfolios. He began his career in Rates Sales in 2004.

Ashish received a BS in Finance from Carnegie Mellon University in 2003 and he has served as a member of the Carnegie Mellon Tepper Alumni Board.

Meron Colbeci - SVP of Product
Meron Colbeci
SVP of Product

Meron Colbeci

SVP of Product

As Senior Vice President of Product, Meron oversees the management and direction of SoFi’s consumer offerings. He joined SoFi after eight years at PayPal, ultimately overseeing a large portion of its consumer product portfolio including person-to-person payments and consumer financial services. Under his leadership, these consumer products became a significant revenue generator for PayPal and the fastest growing consumer acquisition channel for the business. Prior to PayPal, he held product roles at Nice Systems Inc. and M-Systems Ltd. (later acquired by SanDisk). Meron brings a passion for delightful experiences that solve consumer pain points, especially as it relates to financial well-being.

Meron holds a bachelor’s degree in Computer Science and General History from Tel-Aviv University.

Board of Directors

Tom Hutton

Executive Chairman & Interim CEO

Manages his own firm, Thompson Hutton LLC, which invests in venture capital and private equity transactions focused on financial services and associated information technology. Former CEO of White Mountains Re Group and has served as Board member of four major companies, including three public companies. Tom received an MBA with Distinction from Harvard Business School as well as an MS in Mechanical Engineering and BA in Economics from Stanford University.

Steven Freiberg

Vice Chairman & Interim CFO

Steven Freiberg is a long term veteran of the financial services sector, having held multiple positions at Citigroup (NYSE:C) over a 30 year period including serving as the Co-Chairman and CEO of Citigroup’s Global Consumer Group, and most recently as the CEO of E*TRADE Financial Corporation (NASDAQ:ETFC) where he led the company back to profitability in the aftermath of the 2008 financial crisis. He is currently a Board member of Fair Square Financial, MasterCard (NYSE:MA), OANDA, Purchasing Power, and Regional Management (NYSE:RM), and a senior advisor to several companies including The Boston Consulting Group and Verisk Analytics (NASDAQ:VRSK). Freiberg holds a BS in Finance as well as an MBA in Finance from Hofstra University.

Mike Bingle

Mike Bingle is a Managing Partner and Managing Director at Silver Lake. He currently serves on the Board of Directors of Ancestry.com, Fanatics, Gartner (NYSE: IT), and SolarWinds. Bingle has been a private equity investor for over 20 years, and he has invested in numerous financial technology companies, including having served as a Director of: TD Ameritrade (NYSE: AMTD), Datek Online Holdings, Inc., Interactive Data Corporation, IPC Systems, Instinet, Mercury Payment Systems, and Virtu Financial (NASDAQ: VIRT). Prior to joining Silver Lake, Bingle was a principal at Apollo Management; he also worked in the Investment Banking Division of Goldman, Sachs & Co. Bingle holds a BSE in Biomedical Engineering from Duke University.

David W. Bonanno

Primary investment professional at Third Point focused on financial service institutions and credit opportunities globally. David is also the primary investment professional responsible for the Third Point Hellenic Recovery Fund L.P., a $750mm private equity style vehicle exclusively dedicated to equity investments in Greece and Cyprus. Previously held roles in the Private Equity Group at Cerberus Capital Management, L.P and in the Restructuring and Reorganization Advisory Group at Rothschild Inc. David graduated cum laude from Harvard University with a B.A. in Psychology.

David Chao

Co-founder and general partner of early stage venture capital firm DCM. Prior to DCM, David was a co-founder, acting CFO and CTO, of Japan Communications Inc. and previously worked at Apple, Recruit and McKinsey. He serves on the Boards of numerous DCM portfolio companies. David received an MBA from Stanford University and a BA in Economics and East Asian Studies from Brown University.

Joe Chen

Founder, Chairman, and Chief Executive Officer of Renren Inc. (NYSE: RENN). Joe Chen holds a bachelor’s degree in Physics from the University of Delaware, a Master’s degree in Engineering from the Massachusetts Institute of Technology, and an MBA from the Stanford Graduate School of Business.

Pete Hartigan

Pete Hartigan is a co-founder & Managing Partner for Marketplace Funds, a specialist fund focused on fintech and digital health communities. Prior, Pete assisted the SoFi founders from pre-incorporation to serving as its original Chief Community Officer. Pete currently serves on the boards of SoFi, Neighborly, Conventus and Happify, and as a board observer at Karmic and Harvest Exchange. Pete has earned FINRA Series 7, 62 and 63 licenses. He has an MBA from Stanford University (Arbuckle Award) and earned degrees in Psychology & Philosophy from Duke University, summa cum laude & Phi Beta Kappa. In 1993, USA Today picked Pete as one of their Top 20 College Students in the United States.

Robert L. Joss AC

Robert A. Joss AC, whose career in finance and economic policy spans five decades, is currently the Philip H. Knight Professor and Dean, Emeritus of the Stanford Graduate School of Business, having served as the school’s Dean from 1999 through 2009. Prior to Stanford, he was chief executive officer of Westpac Banking Corporation (NYSE:WBK), one of Australia’s largest banks. Before Westpac, Joss spent 22 years with Wells Fargo, holding a variety of positions including Vice Chairman for his last seven years. He is currently a Board member of Makena Capital and C.M. Capital, and a past board member of Agilent Technologies, Bechtel Group, Citigroup, SRI, and Wells Fargo. Joss holds a BA in Economics from the University of Washington, and an MBA and Ph.D. from Stanford University.

David Thevenon

David Thevenon joined SoftBank Group International in November 2014, as a managing director. In this role, he initiates and manages some of SoftBank’s largest global investments. Before joining SoftBank, Mr. Thevenon had a long tenure at Google, where he led global partnerships for the Android platform and was in charge of all Google product-related business development outside of the US. Prior to Google, Mr. Thevenon was an executive of strategic partnerships at T-Mobile, and worked in finance at Dell, Fujitsu and Elf-Atochem. He earned a MA in Business from ESCEM.

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