Mortgage

10% down
100% home.

Buying a home doesn’t have to be stressful—or expensive. With SoFi, you make your dream home a reality with competitive rates, no hidden fees, and as little as 10% down. And we’ll be here to help when you need it.

Takes two minutes. Won’t affect your credit score.

Why SoFi
mortgages?

Competitive
rates.

Get your dream home at a great rate.

Affordable
down payments.

Put as little as 10% down on loans up to $3 million and never pay any hidden fees or prepayment penalties.

Exclusive member
discount.

Save $500†† on your mortgage loan or refi processing fees—just for being a member.

Help when
you need it.

Our mortgage loan officers (MLOs) can guide you through the process—and we have financial advisors standing by to answer any other questions.

How it works.

Getting a mortgage with SoFi is incredibly simple with an application that can be done all online.
And if you want one-on-one assistance, our MLOs and loan specialists are standing by to help.

1

Pre-qualify without the hassle.

It takes just two minutes to get pre-
qualified online.

2

Select your loan.

Find the loan that matches your financial
goals and apply online.

3

Receive the funds.

Once you sign your paperwork,
we’ll transfer the funds. Usually within 30 days.

Choose the mortgage
that’s right for you:

View mortgage licenses and elgibility

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Get a low-rate
mortgage with SoFi.

It’s fast and easy—and it can be done entirely online.

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