Mortgage

10% down
100% home.

Buying a home doesn’t have to be stressful. With SoFi, you make your dream home a reality with competitive rates, no hidden fees, and as little as 10% down. And we’ll be here to help when you need it.

Takes two minutes. Won’t affect your credit score.

Why SoFi
mortgages?

Competitive
rates.

Get your dream home at a competitive rate.

Affordable
down payments.

Put as little as 10% down on loans up to $3 million and never pay any hidden fees or prepayment penalties.

Exclusive member
discount.

Save $500†† on your mortgage loan or refi processing fee—just for being a member.

Help when
you need it.

Our mortgage loan officers (MLOs) can guide you through the process.

How it works.

Applying for a mortgage with SoFi is incredibly simple with an application that can be done all online.
And if you want one-on-one assistance, our MLOs and member specialists are standing by to help.

1

Pre-qualify without the hassle.

It takes just two minutes to get pre-
qualified online.

2

Select your loan.

Find the loan that matches your financial goals and complete the application process.

3

Receive the funds.

Once qualified, sign your paperwork and we’ll transfer the funds.

Choose the mortgage
that’s right for you:

View mortgage licenses and elgibility

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Get a competitive rate
mortgage with SoFi.

Applying is fast and easy—and it can be done entirely online.

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