SoFi Members are eligible to receive a one—time $500 discount on their loan processing fee.*
Get your dream home at a competitive rate.
Put as little as 10% down on loan amounts up to $3 million. For conforming home loans with a loan-to-value (LTV) greater than 80%, SoFi requires PMI. However, PMI is NOT required for SoFi’s jumbo home loans, regardless of LTV.
Save $500†† on your mortgage loan or refi processing fee—just for being a member.
Our mortgage loan officers (MLOs) can guide you through the process.
Applying for a mortgage with SoFi is incredibly simple with an application that can be done all online.
And if you want one-on-one assistance, our MLOs and member specialists are standing by to help.
It takes just two minutes to get pre-
Find the loan that matches your financial goals and complete the application process.
Once qualified, sign your paperwork and we’ll transfer the funds.
Applying is fast and easy—and it can be done entirely online.