Home Affordability Calculator

We do the math. You do the dream-home shopping.

House hunting can be stressful. That’s why we are bringing you the “Houseculator.” Just input five quick numbers, and we’ll tell you how much house you could really afford. This is just one example of SoFi’s suite of financial tools working better together to help you achieve your home goals.

How does this calculator work?

This tool helps estimate the cost of purchasing a home and the monthly payment. Many home buyers find themselves surprised at the additional fees and costs that come with getting a mortgage. But by taking into account your monthly debt obligations, current income levels—plus estimated housing payment and closing costs—you can view an estimate of how much house you can possibly afford.

Creating a home buying budget

Remember, there’s more than just the mortgage when the time comes to buying a new home. You’ll also need to factor in costs of home inspection, property valuation, homeowners insurance, property taxes, title and escrow fees, and possibly more depending on where you live.

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