Cut the cost of your student loan debt

Members average $11,7832 in savings

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Unparalleled
Savings

Our members save $11,7832, on average. Variable and fixed rates start at 1.93% APR and 3.50% APR (w/Autopay)1.

Federal + Private
Student Loans

Refinance and consolidate federal and private loans.
Easily.

Unemployment
Protection3

If you lose your job, we’ll pause your loan payments and help you find a new job.

Career
Support

Need help reaching your career goals? Complimentary coaching for SoFi members.

Tackle your credit card debt or invest in a major purchase

Fixed rates start at 5.50% APR (with AutoPay)

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Loans Funded
$1,750,000,000+
Average Savings per Borrower
$11,7832

Career Services

We help people find jobs. Every day, we talk with SoFi members, proposing job opportunities, discussing career strategy and connecting members with one another.

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“After I was laid off, I got a call from SoFi asking how they could help me find a job. I was completely blown away."

Catie Gould
Rensselaer


Entrepreneur Program

We create opportunities for entrepreneurs. Qualified applicants can receive a 6-month deferral, professional mentorship and access to a cohort of like-minded entrepreneurs.

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“The SoFi entrepreneur program has allowed me to apply all that I have learned at Stanford to my next startup."

Christine Luby
Stanford

Ready to start saving?

It only takes minutes to apply for a ReFi Student loan

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Questions?

Call us for a loan consultation at 855-456-SOFI
or explore our Frequently Asked Questions