You’re constantly moving forward - you deserve a lender that looks forward with you. SoFi is a leading marketplace lender focused on accelerating your success, with student loan refinancing, mortgages, mortgage refinancing, and personal loans. Unlike traditional lenders, we offer a suite of benefits to help our members get ahead.
A suite of products geared towards individuals. Lower rates and flexible terms you can’t find anywhere else.
Simple online application and access to live customer support 7 days a week. No application fees.
A network of like-minded people. Career support, unemployment protection3 and entrepreneur programs.
With benefits like career coaching, unemployment protection3 and entrepreneur programs, our members have a lot to say.
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.”
“The process was so easy and the turnaround was extremely fast, enabling me to meet a tight payment deadline.”
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.”
University of the Pacific
“I was so impressed that I moved my loans to SoFi and became part of the Entrepreneur's Program.”
“SoFi customer service was fantastic - I got replies immediately either by email or phone.”
University of Texas, Austin
“SoFi really caters to first-time homebuyers with personalized customer service, competitive rates and a very simple process.”
Our unique approach to underwriting looks at where you are today and where you’re headed. We take a number of dimensions into consideration, including: