Cut the cost of your student loan debt

Members average $11,7832 in savings

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Our members save $11,7832, on average. Variable and fixed rates start at 1.90% APR and 3.50% APR (w/Autopay)1.

Federal + Private
Student Loans

Refinance and consolidate federal and private loans.


If you lose your job, we’ll pause your loan payments and help you find a new job.


Need help reaching your career goals? Complimentary coaching for SoFi members.

Tackle Credit Card Debt

Fixed rates start at 5.50% APR (with AutoPay)*

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You Deserve a Better Mortgage

Put as little as 10% down on loans up to $5M

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Loans Funded
Average Savings per Borrower

Career Services

We help people find jobs. Every day, we talk with SoFi members, proposing job opportunities, discussing career strategy and connecting members with one another.

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“After I was laid off, I got a call from SoFi asking how they could help me find a job. I was completely blown away."

Catie Gould

Entrepreneur Program

We create opportunities for entrepreneurs. Qualified applicants can receive a 6-month deferral, professional mentorship and access to a cohort of like-minded entrepreneurs.

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“The SoFi entrepreneur program has allowed me to apply all that I have learned at Stanford to my next startup."

Christine Luby

Ready to start saving?

It only takes minutes to apply for a ReFi Student loan

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Call us for a loan consultation at 855-456-SOFI
or explore our Frequently Asked Questions