Welcome to a new kind of
finance company.

Get started with SoFi

Find My Rate CONFIRMATION #

Save, invest, and earn with SoFi.

We’re all about helping you reach your next financial goal—great rates, zero fees, unprecedented service, and awesome member perks.

$19 billion in loans funded to date
$1.45 billion 2b in member savings
275,000 members

More reasons to SoFi.

Aside from a great rate on your loan, SoFi membership also means you get:

FREE access to
exclusive SoFi events.

A 0.125% rate discount✝✝
on additional SoFi loans.

Professional career
and salary guidance.

See all benefits >

Our members make
SoFi a community.

SoFi stands for social finance. And we take that social part seriously. Our community is filled with some amazing individuals who are on their way to accomplishing great things. We’re all about getting to know them—and getting them to meet each other.

SoFi Member
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.”

Kyle Lui

Northern California

Mortgage
SoFi Member
“The process was so easy and the turnaround was extremely fast, enabling me to meet a tight payment deadline.”

Susan Devine

Southern California

Personal Loan
SoFi Member
“Making it happen was simple. I’ve been a customer for almost two years and it’s been great.“

Chris Martinez

Stanford

Student Loan Refinancing
SoFi Member
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.”

Dr. Jared Pool

University of the Pacific

Student Loan Refinancing
See SoFi Stories

What we look at
when we lend.

Our unique approach to underwriting looks at where you are today and where you’re headed.
We take a number of dimensions into consideration, including:

employment-history

Career
Experience

income

Monthly Income
vs. Expenses

credit-rating

Financial
History

education

Education

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