SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.

Personal Loans

Low rates. No fees. Personal loans made easy.

Fixed personal loan rates range from 5.99% APR to 19.96% (with AutoPay).5

Find my rate

Checking your rate will not affect your credit score.

Pay off credit cards
or invest in home improvements.

Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

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Speed matters. Which is why you can check loan rates—in just minutes.

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