You get $300, they get $300. Refer a friend for a personal loan and you both get $300—it's a win-win! Refer Someone Now
State restrictions apply, see Official Rules for details.

Personal Loans

Low rates. No fees. Personal loans made easy.

Fixed personal loan rates range from 5.99% APR to 18.53% (with AutoPay).5

Find my rate

Checking your rate will not affect your credit score.

Received a mailer from us? Enter confirmation #

Pay off credit cards
or invest in home improvements.

Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

Common Questions

Get started in minutes.

Speed matters. Which is why you can check loan rates—in just minutes.

TLS 1.2 Encrypted
Equal Housing Lender