✝ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891. (www.nmlsconsumeraccess.org). Terms and conditions apply.
‡ 0.125% Continuing Scholar Discount: Terms and conditions apply. Offer good for private student loan customers who have previously borrowed a private student loan from SoFi and are taking out a subsequent loan only, select a term and repayment type that is eligible for the discount, and is subject to lender approval. To receive the offer, you must: (1) complete a loan application with SoFi; (2) meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.125% rate discount because you have borrowed a private student loan from SoFi in the past. Offer good for existing private student loan borrowers only. Cannot be combined with other rate discounts, with the exception of the 0.25% AutoPay rate discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.
* Total value of partner offered benefits is estimated based on publicly advertised cost of comparable service offered by each partner as of 07/09/2021. Partner-offered benefits are not available to residents of Ohio.
● Personal Financial Fundamentals specialization on Coursera for 3 months is valued at $147 at $49 per month.
● Grammarly Premium access for 3 months valued at $60 at $20 per month for quarterly plan.
● Best of Evernote valued at $59 based on $9.99 cost of Evernote Premium for 6 months.
1 The promotional offer is for any SoFi student loan borrower who is not currently a paying subscriber of Evernote, and who is not a resident of Ohio. This is a limited time offer. The promotional offer must be redeemed before the expiration date, provided in the fulfillment email. Evernote reserves the right to modify or cancel the offer at any time. Open to U.S. residents only, and subject to Evernote’s Terms and Conditions here. Promotional offer is good while supplies last. Promotional offer is limited to one consumer and one account that is not currently a paying user of Evernote. Offer is non-transferable, has no cash value, and may not be resold. If you violate any of the offer terms, the offer will be invalid. At the end of the 6-month promotional trial, your subscription of Evernote Professional will automatically renew for a one-year term at the current price unless cancelled before the end of the 6-month trial.
3 This promotional benefit is provided at no cost to SoFi student loan borrowers with new loans that certify between June 30, 2021 and December 31, 2021. Borrowers are not eligible to activate the benefit until August 1, 2021. In order to access the benefit, the borrower must accept terms and conditions of service by Coursera. This offer expires within 11 months of issuance. Not available to residents of Ohio
4 If you lose your job through no fault of your own, you may apply for Unemployment Protection. If your loan(s) is/are in good standing at the time you request Unemployment Protection, SoFi will, upon approval, suspend your monthly SoFi loan payments and provide job placement assistance during your forbearance period. Interest will continue to accrue and will be added to your principal balance at the end of each forbearance period, to the extent permitted by applicable law. Benefits are offered in three month increments, and capped at 12 months, in aggregate, over the life of the loan. To be eligible for this assistance you must provide proof that you have applied for and are eligible for unemployment compensation, and you must actively work with our Career Advisory Group to look for new employment. See SoFi.com/faq-upp for details.
5 The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. The discount will not reduce the monthly payment; instead, the discount is applied to the principal loan balance and is intended to help pay the loan down faster. Enrolling in autopay is not required to receive a loan from SoFi.
SoFi loans are originated by SoFi Lending Corp. or an affiliate (dba SoFi), a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license number 6054612; NMLS #1121636 (www.nmlsconsumeraccess.org). Terms, conditions, and state restrictions may apply.
SoFi Rewards Points: If you elect to redeem points for cash deposited into your SoFi Checking and Savings or SoFi Money account, fractional shares in your SoFi Invest account, cryptocurrency in your SoFi Invest crypto account, or as a payment to your SoFi Personal Loans or SoFi student loans, your points will redeem at a rate of 1 cent per every point. If you elect to redeem points as a statement credit to your SoFi Credit Card account, your points will redeem at a rate of 0.5 cents per every point. For more details, please visit the Rewards page. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC.
SoFi Credit Card accounts subject to credit approval. The SoFi Credit Card is issued by The Bank of Missouri (TBOM) (“Issuer”) pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.