Private Student Loans

Can you love a student loan? Absolutely.

SoFi’s helping students pay for school
with our no-fee private student loans.

Checking your rate will not affect your credit score.

Here to help you pay for school.

Get low-rate in-school loans that work for you. SoFi makes the process simple—so paying for school is stress-free.

All online. All easy.

We’re making it easy to apply and add a cosigner to your application in minutes.

No fees. No fuss.

No fees means no fees. That means no origination fees, no late fees, and no insufficient fund fees. Period.

Repay your way.

SoFi has flexible repayment options to help you find the loan that fits your budget.

Exclusive rate discounts.

Get a 0.25% discount when you set up autopay.* Plus, SoFi members can qualify for exclusive rate discounts.**

Loans that work for you.

Undergraduate Loans

SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes—and get access to tips, tools, and resources along the way.

Graduate Loans

Go to grad school and focus on your degree—not your debt. SoFi helps graduate students get low-rate loans and pay them back on their own terms.

Parent Loans

Parents rejoice: now you can pay your child’s tuition with a flexible, low-rate parent loan. SoFi’s application is quick and easy—and the repayment plans are flexible.

We know student loans.


student loan refinancing company


members have refinanced their student loans


of surveyed members would recommend SoFi to a friend ✝✝


Find your rate in just a few clicks.

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