Refer your friends to SoFi and
help them get their money right.

See official rules

You for
referring friends to SoFi.

You could make some serious cash when you invite friends and family to join SoFi—up to $599 for both Invest and Money and $6,000 for Personal Loans and Student Loans. As long as they use your unique link, they’re good to go.

paid to our members in lending product referral bonuses so far. *

Get Your Money Right.®

SoFi Money®

You’ll get $25 and they’ll also get $25 when they fund a SoFi Money account.

Active Investing

You’ll get $25 and they’ll also get $25 when they fund a SoFi Active Invest account.

Student Loan Refinancing

You’ll get $300 and they’ll also get $100 when their loan is funded.

Personal
Loans

You’ll get $300 and they’ll also get $100 when their loan is funded.

How it works

Get your link

Log into your SoFi account to get your unique referral link and to see your referral reward amounts.

Invite friends

Send your unique referral link to your friends and family via social media, email, text—or whatever’s convenient for you.

Reap the benefits

Cash bonuses, good karma, hugs—these could be yours when you refer someone to SoFi.


Official Rules

*Please note that any friend whom you’d like to refer must use your specific referral link to sign up for the product they want. Only one referral reward and one welcome bonus per new customer: you will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products. SoFi mortgages are never eligible for the SoFi Referral Program. Additional terms and conditions apply.

Program terms

Terms and conditions

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Equal Housing Lender