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Jumbo Mortgages

10% down. No PMI.

Looking to buy? With a Jumbo mortgage, put down as little as 10% on your home loan and pay no PMI.

Apply and ask your Mortgage Loan Officer about your Jumbo loan options.

Takes two minutes. Won’t affect your credit score.

What is a
Jumbo mortgage?

Mortgages are considered “Jumbo” when they cross a certain dollar threshold, set by the government. This varies by property location.

Why SoFi


Get the mortgage you’re looking for without the PMI.

Mortgage options to choose from.

Put as little as 10% down on loan amounts up to $3 million. For conforming home loans with a loan-to-value (LTV) greater than 80%, SoFi requires PMI. However, PMI is NOT required for SoFi’s jumbo home loans, regardless of LTV.

Exclusive member discount.

Save $500†† on your mortgage loan or refi processing fees—just for being a member.

Help when you need it.

Our mortgage loan officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.

How it works.

Applying for a mortgage with SoFi is incredibly simple with an application that can be done all online.
And if you want one-on-one assistance, our MLOs and member specialists are standing by to help.


Pre-qualify without the hassle.

It takes just two minutes to get pre-
qualified online.


Select your loan.

Find the loan that matches your financial
goals and complete the application process.


Receive the funds.

Once qualified, sign your paperwork
and we’ll transfer the funds.

Choose the mortgage
that’s right for you:

View mortgage licenses and eligibility

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Get a competitive rate
mortgage with SoFi.

It’s fast and easy—and it can be done entirely online.

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