SoFi knows student loans. Now we’re making it fast and easy for you to pay for school as soon as you start your first semester.
affect your credit score✝.
SoFi’s helped 300,000+ grads refinance their student debt. Now we’re helping undergraduates pay for school with low-rate private school loans.
Finish our fast and easy online application all in minutes—and add a cosigner in just a few clicks.
No fees means no fees. That means no origination fees, no late fees, and no insufficient funds fees. Period.
Get peace of mind knowing SoFi will cover the full cost of attendance.
Better rates and more savings versus other private lenders.
Most undergrad students have limited credit history and income. Adding a cosigner with a solid financial history and good credit may help improve your chances of loan approval—and sometimes even a lower interest rate. You and your cosigner can see what rates and terms you pre-qualify for before submitting your full application—and it won’t impact your credit score.✝︎
Pick the repayment option that works for you and your budget.
Start paying principal and interest payments six months after you leave school.
Pay only interest payments while you’re in school.
Pay a $25 fixed monthly payment while you’re in school.
Start paying principal and interest payments right away.
Get your rate fast and find out if you’re pre-qualified before you even finish the full application. Seamlessly add a cosigner in just a few clicks.
Choose from fixed or variable rates. Then, pick from four repayment options.
Upload screenshots of your info, sign your paperwork electronically, and voilà—your work is done! We’ll handle it from here.
Find your loan rate in just a few clicks.