COVID-19 benefits for federal student loans are set to expire Dec 31, 2020.
Refi and save thousands on your student loans. Check your rate


New, lower rates for physicians and dentists.

Fixed interest rates for residents now 0.125% lower —
starting at 3.12% APR* (with Autopay). $100 monthly payments1 during residency.

Find my rate

Checking your rate will not
affect your credit score.

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Why refinance your student loans in residency?

One easy payment

If you have federal and private student loans, you can apply to consolidate them into one easy payment.

$100 monthly payments during residency

You can reduce your payment to just $100/month for up to four years.1
See payment examples.

Flexible rates and terms

Choose a repayment term and pick between a low fixed or variable interest rate based on your expected future income as a physician.

Choose from low fixed or variable rates.

Fixed Rate

3.12%–6.78% APR*

with autopay

Variable Rate

2.38%–6.78% APR*

with autopay

Not sure which to choose?
Learn more. →

How it works

Get pre-qualified online.

We’ll let you know if you’re qualified before you complete the full application.

Select your rate and term.

Compare the plans available to you with a choice of rates and terms.

Verify your info and sign.

Upload screenshots of your student loan statements, then sign your paperwork electronically.


Find your rate in just two minutes.

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