Medical & dental resident student loan refinancing

Don’t let student debt slow you down.

$100 monthly payments. Low rates.
No compounding interest during residency.1

Checking your rate will not affect your credit score.

Why refinance your student loans in residency?

One easy payment

If you have federal and private student loans, you can apply to consolidate them into one easy payment.

No compounding interest

Interest on your SoFi loan will not compound during residency. Plus, you can reduce your payment to just $100/month for up to four years.1
See payment examples.

Flexible rates and terms

Choose a repayment term and pick between a low fixed or variable interest rate based on your expected future income as a physician.

Choose from low fixed or variable rates.

Fixed Rate

3.71%–8.12% APR*

with autopay

Variable Rate

2.46%–8.12% APR*

with autopay

Not sure which to choose?
Learn more. →

How it works

Get pre-qualified online.

We’ll let you know if you’re qualified before you complete the full application.

Select your rate and term.

Compare the plans available to you with a choice of rates and terms.

Verify your info and sign.

Upload screenshots of your student loan statements, then sign your paperwork electronically.

FAQs

Find your rate in just two minutes.

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