COVID-19 benefits for federal student loans are set to expire Dec 31, 2020.
Refi and save thousands on your student loans. Check your rate

MEDICAL & DENTAL STUDENT LOAN REFINANCING

New, lower rates for physicians and dentists.

Fixed interest rates for residents now 0.125% lower —
starting at 3.12% APR* (with Autopay). $100 monthly payments1 during residency.

Find my rate

Checking your rate will not
affect your credit score.

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Why refinance your student loans in residency?

One easy payment

If you have federal and private student loans, you can apply to consolidate them into one easy payment.

$100 monthly payments during residency

You can reduce your payment to just $100/month for up to four years.1
See payment examples.

Flexible rates and terms

Choose a repayment term and pick between a low fixed or variable interest rate based on your expected future income as a physician.

Choose from low fixed or variable rates.

Fixed Rate

3.12%–6.78% APR*

with autopay

Variable Rate

2.38%–6.78% APR*

with autopay

Not sure which to choose?
Learn more. →

How it works

Get pre-qualified online.

We’ll let you know if you’re qualified before you complete the full application.

Select your rate and term.

Compare the plans available to you with a choice of rates and terms.

Verify your info and sign.

Upload screenshots of your student loan statements, then sign your paperwork electronically.

FAQs

Find your rate in just two minutes.

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