SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue, as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.
Introducing SoFi Stadium:
The new stage for ambition.
SoFi is an online personal finance company that helps the ambitious reach financial independence so they can achieve their goals.
That’s why we’re thrilled to be the exclusive naming rights partner for the new SoFi Stadium: the future home of the Los Angeles Chargers and the Los Angeles Rams. SoFi Stadium will also host Super Bowl LVI in 2022, the College Football National Championship game in 2023, and the Opening and Closing Ceremonies of the 2028 Olympic Games.
We consider this stadium an extension of our ethos—and our member community is one of our most important aspects. That’s why we’ll have a 27,000 square-foot VIP space inside the stadium, where SoFi members will have access to exclusive experiences (including a private lounge) and special events.
SoFi Money is a cash management account not a bank account, and is offered by a broker dealer. SoFi Money is a brokerage account. Neither SoFi nor its affiliates is a bank.
This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance, historical returns, future projections, and statistical forecasts are no guarantee of future returns or future performance.
SoFi Money is offered through SoFi Securities LLC.
Card Services provided by The Bancorp Bank, Member FDIC. The SoFi Money Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The umbrella term “SoFi Invest” refers to the two investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.
1) Automated Investing—The Automated Investing platform is owned by SoFi Wealth LLC, an SEC Registered Investment Advisor (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC, an affiliated SEC registered broker dealer and member FINRA/SIPC, (“Sofi Securities).
2) Active Investing—The Active Investing platform is owned by SoFi Securities LLC. Clearing and custody of all securities are provided by APEX Clearing Corporation.
Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer to sell, a solicitation to buy or a pre-qualification of any loan product offered by SoFi Lending Corp and/or its affiliates.
✝ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify for lending products, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
2Existing eligible SoFi Members with a SoFi Home Loan, Personal Loan, Student Loan or who maintain a minimum balance of $10,000 in their SoFi Invest account and take out a new loan of a different product type will receive a 0.125% Interest Rate Discount on that new Personal or Student loan (home loans are not eligible for interest rate discount).
Existing eligible SoFi Members with a SoFi Personal Loan, Student Loan or who have a $50,000 minimum balance in their SoFi Invest account, can receive a 50% discount on SoFi’s $1,000 Home Loan Processing Fee on their first mortgage with SoFi. Based on regulatory requirements, the name of this fee may vary in certain states.
To be eligible for either of these discounts, members must also meet the following criteria: 1) The member must be in good standing with their current and prior SoFi loans; 2) the member has never been 60 or more days past due on a current and prior SoFi loan; 3) the member has not been 30 or more days past due more than once on a current and prior SoFi loan; and 4) the member was never in forbearance on a SoFi loan. SoFi reserves the right to change or terminate either of these discounts at any time with or without notice. For complete terms and eligibility, please visit SoFi.com/legal#MemberRateDiscount.
3If you become involuntarily unemployed, deferred payments may be applied for a maximum of 12 months, in aggregate, over the life of the loan. Additional terms and conditions apply; see SoFi.com/faq-upp for details.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google Inc.
* Traditional Advisor Fee is sourced from the Financial Advisor Fees 2017 Report prepared by Advisory HQ. The stated fee is the “Average Advisor Fee (%)” and is correlated to an assumed asset amount of $50,000, which is above our average account size. Please see the report for additional detail.
Some of the testimonials shown may be from SoFi Ambassadors who earn rewards for participating in the Ambassador Program (“Inner Circle”). Additional terms and conditions apply: see SoFi.com/eligibility for details.