Keep even more money in your pocket thanks to our low, competitive rates.
Get a 0.125% rate discount†† on additional SoFi loans—just for being a member.
Our mortgage loan officers (MLOs) can guide you through the process—and we have financial advisors standing by to answer any other questions.
Get a competitive rate without any hidden fees. SoFi makes mortgage refinancing easy—so you can start saving on your home right away.
90% LTV Maximum
Turn your home equity into cash. SoFi’s cash-out refi option can be helpful for situations like high-interest debt consolidation, home renovations, and more.
80% LTV Maximum
Save money on your mortgage—all while leveraging home equity to pay off existing student debt. Talk about a win-win!