SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. is currently able to issue and refinance mortgages in all states except purchase only for New York.
✝ To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Terms and conditions apply. The discount is only available for a SoFi mortgage refinance. To receive the discount, you must apply for, be approved for, and lock your rate for a refinance mortgage by 11/30/24. The discount will be reflected in the rate you are provided at the time of rate lock. This discount cannot be combined with other offers, with the exception of the standard $500 Member discount and the $500 SoFi Plus Member discount. SoFi reserves the right to change or terminate this offer at any time with or without notice to you.
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Terms and conditions apply. The discount is only available for SoFi purchase mortgage transactions only. To receive the discount, you must apply for, be approved for, and lock your rate for a purchase mortgage by 4/30/25. The discount will be reflected in the rate you are provided at the time of rate lock. This discount cannot be combined with other offers, with the exception of the standard $500 Member discount and the $500 SoFi Plus Member discount. SoFi reserves the right to change or terminate this offer at any time with or without notice to you.
*Member Discount: SoFi offers a one-time standard member discount on loans originated by SoFi Bank of $500 off the standard $1,495 origination fee for first lien mortgages and $200 off the $1,295 origination fee for home equity loan or line of credit. To be eligible for the discount, a person must be a registered SoFi member at the time the home loan application is approved (indicated as “final approval”), and the applicant must have a current or prior SoFi Personal Loan, Student Loan, or SoFi Money or Checking/Savings account with account balance greater than $0, or be a SoFi Invest account holder with a balance greater than $10,000. Based on regulatory requirements, the name of the origination fee may vary in certain states.