No matter what your reasons for refinancing may be, SoFi can help you save money—and make sure the process is as stress-free and transparent as possible. Plus, there are never any hidden fees.
Keep even more money in your pocket thanks to our competitive rates.
Save $500†† on your mortgage loan or refi processing fees—just for being a member.
Our mortgage loan officers (MLOs) can guide you through the process—and we have financial advisors standing by to answer any other questions.
Get a competitive rate without any hidden fees. SoFi makes applying for mortgage refinance easy—so you can start saving on your home right away.
90% LTV Maximum
Turn your home equity into cash. SoFi’s cash-out refi option can be helpful for situations like high-interest debt consolidation, home renovations, and more.
80% LTV Maximum
Save money on your mortgage—all while leveraging home equity to pay off existing student debt. Talk about a win-win!
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