Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and, a medical resident or fellow with up to four years left in an approved program and meet SoFi’s underwriting requirements; see SoFi.com/eligibility. Notice: The minimum monthly payment of $100, while in residency period, may not pay all of the interest due each month, which will likely result in negative amortization during the residency period. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. In addition, federal student loans offer deferment and forbearance options that are not available to you if you take out a SoFi Lending Corp. Medical Resident Loan Refi. Read more at SoFi.com/legal#medical-resident-slr-100. Loans originated by SoFi Lending Corp (dba SoFi) and may not be available in all states, such as MS and MT. Licensed by the DFPI under the California Financing Law, license #6054612. NMLS #1121636 (www.nmlsconsumeraccess.org). See SoFi.com/legal for state-specific license details.
✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
^ SoFi Lending $10 Check Your Rate Promotion (“Promotion”):
^ SoFi Lending $10 Check Your Rate Promotion (“Promotion”):The Promotion is offered by SoFi Lending Corp. (“SoFi”). SoFi reserves the right to change or terminate this Promotion at any time with or without notice to you. No purchase necessary to participate. Additional terms and conditions may apply. Promotion is void where prohibited by state law.
Eligible Participants: The Promotion is open to anyone who resides within the United States and is of the age of majority in the state in which they reside. To receive a $10 bonus in a SoFi Money account through the Promotion you must agree to a soft credit pull on www.SoFi.com to check your rate for the following SoFi product: Student Loan Refinance. Checking your rate will not affect your credit score. If you later decide to submit an application and agree to a hard credit pull your credit score may be impacted. Participants will receive the $10 bonus regardless of whether or not they are pre-qualified for a SoFi loan product. In order to be eligible for the promotion, the participant must have an open SoFi Money account or apply to open a SoFi Money account. Those who have already received a $10 bonus for checking their rate on a Student Loan Refinance in the 2021 calendar year are not eligible for this promotion. SoFi employees are not eligible to participate in this Promotion. Notwithstanding the above, SoFi reserves the right to exclude any consumer from participating in the Promotion for any reason, including suspected fraud, misuse, or if suspicious activities are observed.
Promotion Period: The Promotion is available beginning on 12am Eastern Time on April 1, 2021. Participants are limited to one (1) bonus for the Student Loan Refinance product per calendar year
Payout: Eligible participants will receive the $10 bonus within a SoFi Money account. If the participant does not have a SoFi Money account, they must apply for SoFi Money in order to receive payout. If the participant is rejected for a SoFi Money account, SoFi will fulfill the bonus via ACH transfer pending completion of a W9 form by the applicant.
Tax Consequences: Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences.
Advisory services are offered through SoFi Wealth, LLC an SEC-Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov
2 The experiences and savings of members shown may not be representative of the experiences of all members. Past performance does not guarantee future results. Savings are not guaranteed and will vary based on your unique situation and other factors. Some or all of the testimonials shown may be from SoFi Ambassadors who earn rewards for participating in the Ambassador Program (“Inner Circle”).
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