Dan Miller

About the Author

Dan Miller is a freelance writer who has spent over ten years covering developments in the finance space. His expertise extends to all things personal finance, including student loans, budgeting, credit cards, and mortgages. His work has been featured in NerdWallet, Forbes, Business Insider, Rocket Mortgage, and Intuit Mint, among other publications.

The latest articles from Dan Miller

Credit

How Long Does It Take to Build Credit From Nothing?

Dan Miller | September 02, 2026

Credit

Guide to Building Credit With Prepaid Credit Cards

Dan Miller | August 28, 2026

Credit

How Mortgages Can Affect Your Credit Score

Dan Miller | August 28, 2026

Credit

What Is FICO Score 8 vs FICO Score 9?

Dan Miller | August 28, 2026

Credit

All About Gas Credit Cards

Dan Miller | August 28, 2026

Credit

Guide to Hotel Credit Card Holds

Dan Miller | August 28, 2026

Credit

Do Secured Credit Cards Help Build Credit?

Dan Miller | August 14, 2026

Credit

Does Cosigning Build Credit?

Dan Miller | August 14, 2026

credit card

Does Paying Car Insurance Build Credit? What to Know

Dan Miller | August 14, 2026

Financial Topics

What Is a Bad Check?

Dan Miller | August 12, 2026

Financial Independence

What Is a Cardholder Name?

Dan Miller | August 11, 2026

Credit

Does Leasing a Car Build Credit? How Leasing a Car Can Affect Your Credit

Dan Miller | August 10, 2026

Credit

Do Store Credit Cards Help Build Credit?

Dan Miller | August 10, 2026

Credit

Guide to Credit Score Ranges

Dan Miller | August 06, 2026

Credit

What to Do With Old or Expired Credit Cards?

Dan Miller | August 06, 2026

Credit

Guide to Pending Credit Card Charges

Dan Miller | August 06, 2026

Credit

What to Do When a Family Member Uses Your Credit Card Unauthorized

Dan Miller | August 05, 2026

Credit

What’s a Credit Bureau? Examining the Top 3 Bureaus

Dan Miller | August 05, 2026

Credit

Private Label Credit Cards, Explained

Dan Miller | August 05, 2026

Credit

Do Credit Unions Help You Build Your Credit?

Dan Miller | July 30, 2026

Credit

Guide to Credit Card Amortization

Dan Miller | July 27, 2026

Growing Wealth

What Is Time in Force? Definition and Examples

Dan Miller | July 22, 2026

Growing Wealth

What Does At the Money Mean in Options Trading?

Dan Miller | July 22, 2026

Financial Topics

What Is a Crossed Check? Definition and Example

Dan Miller | July 21, 2026

Money & Life

What Is a Drawee in Banking?

Dan Miller | July 16, 2026

Money & Life

What Is a Stale-Dated Check?

Dan Miller | July 16, 2026

Credit

Guide to Instant Approval Credit Cards

Dan Miller | July 15, 2026

Family Finances

What Is a Substitute Check?

Dan Miller | July 13, 2026

Definition and Dangers of “Floating a Check”

Dan Miller | July 07, 2026

money

Venmo vs PayPal

Dan Miller | July 05, 2026

Terminology

What Are Uncollected Funds (UCF)?

Dan Miller | July 05, 2026

Growing Wealth

Forex Options Trading: How it Works, Types, Examples

Dan Miller | June 30, 2026

Growing Wealth

What Is Theta in Options? All You Need to Know

Dan Miller | June 30, 2026

Family Finances

16 Common Tax Filing Mistakes People Make

Dan Miller | June 29, 2026

Growing Wealth

Short vs. Long-Term CD Rates: Which Is Best for You in 2026?

Dan Miller | June 25, 2026

Credit

Guide to Getting a Customized Credit Card

Dan Miller | June 23, 2026

Budgeting & Goals

Guide to Sweep Accounts

Dan Miller | June 22, 2026

Growing Wealth

What Is a Retirement Money Market Account?

Dan Miller | June 22, 2026

money

What Is ACH Debit, and How Does It Work?

Dan Miller | June 19, 2026

Credit

What Is ACH Credit and How Does It Work?

Dan Miller | June 15, 2026

Family Finances

What Is a Micro-Deposit?

Dan Miller | June 15, 2026

Budgeting & Goals

How to Save on Your Electric Bill This Summer

Dan Miller | June 15, 2026

Credit

Does Closing a Credit Card Hurt Your Credit Score?

Dan Miller | June 12, 2026

money

What to Know About Debit Card Pins

Dan Miller | June 11, 2026

money

When Were Debit Cards Invented?

Dan Miller | June 09, 2026

Financial Independence

SIPC vs FDIC Insurance Differences

Dan Miller | June 03, 2026

Family Finances

What Are Intermediary Banks? What Do They Do?

Dan Miller | June 02, 2026

Credit

15/3 Credit Card Payment Method: What to Know

Dan Miller | June 01, 2026

Credit

How to Fix a Declined Debit Card When You Have Money

Dan Miller | May 27, 2026

money

Benefits of Mobile Banking: Unlocking Financial Convenience

Dan Miller | May 26, 2026

money

Bank Ratings: How Important Are They?

Dan Miller | May 21, 2026

Growing Wealth

CDs vs Treasury Bills: What’s the Difference?

Dan Miller | May 20, 2026

Going to College

Can You Use a Roth IRA for College?

Dan Miller | May 20, 2026

money

How Does Raising Interest Rates Help Inflation?

Dan Miller | May 20, 2026

invest

Top AI ETFs to Invest In: 2026 Guide

Dan Miller | May 12, 2026

Growing Wealth

Educational IRA: Pros, Cons, and Rules

Dan Miller | May 07, 2026

money

How Long Does ACH Transfer Take? Complete Guide

Dan Miller | May 06, 2026

Growing Wealth

How to Invest in Silver Online

Dan Miller | May 04, 2026

invest

Top AI Stocks to Invest In: 2026 Guide

Dan Miller | April 24, 2026

Budgeting & Goals

Guide to Saving Money on a Disney World Vacation in 2026

Dan Miller | April 22, 2026

Growing Wealth

Private Equity vs. Venture Capital: Key Differences Explained

Dan Miller | April 21, 2026

Family Finances

What Are the Differences Between Gross and Net Income?

Dan Miller | April 02, 2026

Life & Career

Is $90K a Good Salary for a Single Person in 2026?

Dan Miller | March 25, 2026

Credit

Why Does Higher Credit Utilization Decrease Your Credit Score?

Dan Miller | March 04, 2026

Building Your Career

Is $200K a Good Salary for a Single Person in 2026?

Dan Miller | February 27, 2026

Credit

How to Pay a Credit Card From Another Bank

Dan Miller | February 27, 2026

Credit

Which Credit Card is Right for Me

Dan Miller | February 25, 2026

Credit

Credit Card Promotional Interest Rates: Understanding Special Offers on Credit Cards

Dan Miller | February 25, 2026

Credit

Credit Card Debt Collection: What Is It and How Does It Work?

Dan Miller | February 25, 2026

Credit

Buy Now, Pay Later vs Credit Cards: What to Know

Dan Miller | February 24, 2026

Credit

Available Credit vs Credit Limit: What Are the Key Differences?

Dan Miller | February 23, 2026

Credit

Supplementary Credit Cards: What They Are and How They Work

Dan Miller | February 18, 2026

invest

Investing for Retirement: Popular Options to Consider

Dan Miller | February 06, 2026

invest

Individual Retirement Account (IRA) vs Thrift Savings Plan (TSP)

Dan Miller | February 06, 2026

Credit

Revolving Credit vs Line of Credit: Key Differences

Dan Miller | January 23, 2026

Credit

Revolving vs Non-Revolving Credit: Key Differences

Dan Miller | January 22, 2026

invest

Are You Asking Yourself: Are 401(k)s Worth It Anymore?

Dan Miller | December 29, 2025

invest

How Much Do I Need to Retire?

Dan Miller | December 12, 2025

Growing Wealth

Do You Pay Capital Gains on Roth IRAs and IRAs?

Dan Miller | December 12, 2025

Growing Wealth

What Is a Gold IRA? How Do You Invest in One?

Dan Miller | December 12, 2025

Growing Wealth

What Is a Silver IRA? How Do They Work?

Dan Miller | December 12, 2025

Financial Independence

When Is Tax Day 2026

Dan Miller | December 12, 2025

ALR

What to Do If You Lost Your Car Title

Dan Miller | October 20, 2025

Life & Career

How Long Does a Debit Card Refund Take?

Dan Miller | September 23, 2025

Growing Wealth

Cost of Carry, Explained and Defined

Dan Miller | July 28, 2025

Budgeting & Goals

19 Top Side Hustles to Fund Your Early Retirement

Dan Miller | July 15, 2025

Credit

No Limit Credit Cards Explained

Dan Miller | July 15, 2025

Credit

Guide to Credit Card Interest Tax Deductions

Dan Miller | July 15, 2025

invest

IRA Basis: Guide to Tracking It for Traditional and Roth IRAs

Dan Miller | July 15, 2025

Credit

How Long Do Late Payments Stay On a Credit Report?

Dan Miller | July 01, 2025

Going to College

Margin vs Options Trading: Similarities and Differences

Dan Miller | April 17, 2025

Growing Wealth

Guide to Leverage in Options Trading

Dan Miller | April 16, 2025

Growing Wealth

What Are Asian Options and How Are They Priced?

Dan Miller | April 14, 2025

Credit

Joint Account Holder vs Authorized User: Key Differences

Dan Miller | April 11, 2025

Credit

Differences Between Store Credit Cards vs Major Credit Cards

Dan Miller | April 10, 2025

Credit

Is It Better to Cancel Unused Credit Cards or Keep Them?

Dan Miller | April 10, 2025

Credit

Does Adding Your Spouse to a Credit Card Affect Your Credit?

Dan Miller | April 10, 2025

Credit

Differences Between Credit Card Cosigner and Authorized User

Dan Miller | April 10, 2025

Credit

Prepaid vs Secured Credit Cards: Similarities and Differences

Dan Miller | April 09, 2025

Growing Wealth

Guide to Writing Call Options: What You Should Know

Dan Miller | April 09, 2025

Family Finances

11 College Graduation Gift Ideas from Parents

Dan Miller | March 28, 2025

Budgeting & Goals

First Paycheck? Here’s 6 Money Moves to Make It Count

Dan Miller | March 28, 2025

Growing Wealth

Guide to Short Put Spreads

Dan Miller | March 26, 2025

Financial Topics

What Is FICO Score vs. Credit Karma Score?

Dan Miller | March 25, 2025

Credit

What Is FICO Score vs. Experian?

Dan Miller | March 24, 2025

Growing Wealth

What Is Buy to Cover & How Does It Work?

Dan Miller | March 20, 2025

Financial Topics

What is Transunion vs. FICO Score

Dan Miller | March 19, 2025

Credit

What Is CreditWise vs. FICO Score?

Dan Miller | March 19, 2025

Credit

What Is FICO vs. Transunion vs Equifax Credit Scores

Dan Miller | March 18, 2025

Growing Wealth

Forex Binary Options, Explained: What They Are & How They Work

Dan Miller | March 05, 2025

Growing Wealth

Guide to Risk Reversal

Dan Miller | March 05, 2025

Growing Wealth

Options Trading vs Gambling: How to Tell Them Apart

Dan Miller | February 20, 2025

Budgeting & Goals

What Is Values-Based Budgeting?

Dan Miller | January 27, 2025

Creating a Family Budget Plan

Dan Miller | January 26, 2025

Financial Independence

Saving Money With a Zero-Waste Lifestyle

Dan Miller | January 26, 2025

Family Finances

How to Mail a Check Safely

Dan Miller | January 24, 2025

Credit

Guide to Credit Reports

Dan Miller | January 24, 2025

Credit

Guide to How Travel Credit Cards Work

Dan Miller | January 23, 2025

Credit

What Is the Highest Credit Score?

Dan Miller | January 20, 2025

Credit

11 Things to Buy With a Credit Card to Build Credit

Dan Miller | January 17, 2025

Credit

Does Investing in Stocks Affect Your Credit Score?

Dan Miller | January 14, 2025

Financial Topics

What Is a Smart Card?

Dan Miller | January 13, 2025

Budgeting & Goals

Breaking Down the Different Types of Debit Cards

Dan Miller | January 13, 2025

2025 Personal Finance Calendar

Dan Miller | January 13, 2025

Budgeting & Goals

Paying Bills with a Prepaid Card

Dan Miller | January 13, 2025

Growing Wealth

Swing Trading: What It Is and How It Works

Dan Miller | December 10, 2024

Growing Wealth

Implied Volatility vs Historical Volatility

Dan Miller | December 05, 2024

Credit

Guide to Paying Property Taxes With a Credit Card

Dan Miller | December 03, 2024

Credit

Does Financing a Car Build Credit? How Car Loans Can Affect Your Credit Score

Dan Miller | November 21, 2024

Credit

Tips for Building Credit With a Credit Card

Dan Miller | November 21, 2024

money

What Do the Abbreviations on My Bank Statement Mean?

Dan Miller | November 19, 2024

Budgeting & Goals

AI Budgeting Tools: Personal Finance Management

Dan Miller | November 08, 2024

Credit

Tips for Investing in Gold With a Credit Card

Dan Miller | August 09, 2024

Budgeting & Goals

15 Things to Stop Buying When Trying to Save Money

Dan Miller | May 20, 2024

money

All You Need to Know About ACH Positive Pay

Dan Miller | May 20, 2024

Credit

No Passport? No Problem in These Countries

Dan Miller | July 24, 2023

Credit

How to Have a Great Time at an Adventure Park

Dan Miller | July 24, 2023

Credit

How to Renew a Passport Fast

Dan Miller | July 24, 2023

Budgeting & Goals

Luxury for Less: How to Travel Posh

Dan Miller | April 22, 2023

credit card

6 Souvenirs You Won’t Regret Buying (and 5 You Might)

Dan Miller | April 22, 2023

credit card

When Is the Best Time to Book Fall Travel?

Dan Miller | April 17, 2023

Budgeting & Goals

When Is the Best Time to Book Summer Travel?

Dan Miller | March 28, 2023

Credit

Understanding Taxes on Crypto Credit Card Rewards

Dan Miller | October 13, 2022

Credit

Getting a High-Limit Credit Card: How It Works

Dan Miller | October 13, 2022

Credit

Crypto Credit Card vs. Crypto Debit Card: Key Differences

Dan Miller | September 26, 2022

Credit

Getting a Credit Card With No Job: What to Know

Dan Miller | August 22, 2022

Credit

Guide to Buying Stocks With a Credit Card

Dan Miller | August 05, 2022

Credit

Guide to Destroying a Metal Credit Card

Dan Miller | July 25, 2022

Credit

Guide to Saving Money on Hotels for Your Next Vacation

Dan Miller | July 18, 2022

Credit

Investing With Credit Card Rewards: Tips for Maximizing Cash Back Earnings

Dan Miller | July 18, 2022

Growing Wealth

Guide to Jade Lizards

Dan Miller | February 22, 2022

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SoFi Crypto products and services are offered by SoFi Bank, N.A.

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Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC. Advisory services are offered through SoFi Wealth LLC, an SEC-registered investment adviser.

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