The Education Department’s settlement of a 2024 lawsuit is approved by a federal appeals court, officially ending the income-driven SAVE repayment plan and requiring approximately 7 million enrolled borrowers to move into  a different repayment program. Go to IDR Plan Court Actions: Impact on Borrowers | Federal Student Aid for the latest. For more information on the One Big Beautiful Bill Act and what it means for student loans, visit SoFi’s Student Debt Guide.

Melissa Brock

About the Author

Melissa Brock is a higher education and personal finance expert with more than a decade of experience writing online content. She spent 12 years in college admission prior to switching to full-time freelance writing and editing. Her work has appeared on Yahoo Finance, Entrepreneur, Investopedia, The Balance, FinanceBuzz, The Journal of College Admission, MarketBeat, College Finance, Rocket Mortgage, LeverageRx, Benzinga, Morty, Ally, and more.

The latest articles from Melissa Brock

Financial Topics

Why Is Student Loan Debt a Problem?

Melissa Brock | August 25, 2026

Fresh Out of School

Private Student Loan Forgiveness: Options, Alternatives, and What to Know

Melissa Brock | August 25, 2026

student_loan

IBR vs RAP: Which Student Loan Repayment Plan Is Right for You?

Melissa Brock | August 21, 2026

student_loan

Married Student Loan Borrowers: What You Need to Know

Melissa Brock | August 21, 2026

student_loan

What Are CRI Student Loans? A Guide for Borrowers

Melissa Brock | August 18, 2026

Debt Payoff

Guide to Trade School Debt Forgiveness

Melissa Brock | August 17, 2026

Financial Topics

Student Loan Forgiveness for Seniors

Melissa Brock | August 17, 2026

Building Your Career

Part-Time Remote Jobs With Flexible Schedules for Introverts

Melissa Brock | August 13, 2026

Family Finances

The College Money Talk: Explaining to Your Child What You Can and Can’t Afford

Melissa Brock | August 10, 2026

Financial Topics

Student Loan Repayment & Forgiveness for the Self-Employed

Melissa Brock | August 06, 2026

student_loan

Which Student Loans Should You Pay Off First?

Melissa Brock | July 30, 2026

Going to College

How Long Is Nursing School? Breakdown by Degree and Type of Nurse

Melissa Brock | July 30, 2026

Going to College

Nurse Practitioner vs Physician Assistant: What’s the Difference?

Melissa Brock | July 30, 2026

Fresh Out of School

How to Pay for an Associate Degree

Melissa Brock | July 30, 2026

Family Finances

Guide to How Long the Student Loan Consolidation Process Can Take

Melissa Brock | July 30, 2026

Fresh Out of School

Guide to Paying Off Student Loans With a Cash-Out Refinance

Melissa Brock | July 30, 2026

Fresh Out of School

How to Get Perkins Loan Forgiveness in 2026

Melissa Brock | July 30, 2026

Fresh Out of School

Are The Art Institutes Loans Being Forgiven?

Melissa Brock | July 29, 2026

Going to College

What Are the Prerequisites for Nursing School?

Melissa Brock | July 29, 2026

Budgeting & Goals

Are There Loans for 18-Year-Olds With No Credit History?

Melissa Brock | July 29, 2026

Going to College

What Is a Nurse Residency Program?

Melissa Brock | July 29, 2026

Fresh Out of School

How to Prepay Student Loans Without Penalty

Melissa Brock | July 27, 2026

Fun Money: How Much to Allocate When You Have Student Loans

Melissa Brock | July 20, 2026

personal_loan

Second Chance Loans: What They Are and How They Work

Melissa Brock | June 22, 2026

Debt Payoff

Pharmacist Loan Forgiveness Programs: What They Are and How to Qualify

Melissa Brock | June 08, 2026

Going to College

How Long Do College Refund Checks Take?

Melissa Brock | June 05, 2026

student_loan

Orthodontist vs Dentist: What Are the Differences?

Melissa Brock | June 04, 2026

student_loan

Veterinarian vs Vet Tech: What’s the Difference?

Melissa Brock | June 04, 2026

Fresh Out of School

Student Loan Forgiveness for Caregivers

Melissa Brock | June 04, 2026

Debt Payoff

How to Pay Off Vet School Loans

Melissa Brock | June 03, 2026

Budgeting & Goals

Prepaid College Meal Plan: Everything You Need to Know

Melissa Brock | May 26, 2026

Going to College

Can You Refinance Part of Your Student Loans?

Melissa Brock | May 26, 2026

Family Finances

Considerations Before Selling a House to Pay Student Loans

Melissa Brock | May 26, 2026

Building Your Career

How Much Does a College Professor Make a Year on Average?

Melissa Brock | May 26, 2026

Financial Topics

What Is the PSLF Buyback Program?

Melissa Brock | May 08, 2026

Debt Payoff

Guide to Refinancing Student Loans Without a Cosigner

Melissa Brock | April 30, 2026

Fresh Out of School

Guide to Refinancing Student Loans With Bad Credit

Melissa Brock | April 21, 2026

Going to College

Do Student Loans Have Simple or Compound Interest?

Melissa Brock | April 17, 2026

Going to College

What Is the FAFSA Dependency Override?

Melissa Brock | April 17, 2026

Fresh Out of School

21 Jobs for Graduate Students: Working While in School

Melissa Brock | April 16, 2026

Going to College

What Is an Institutional Student Loan?

Melissa Brock | April 16, 2026

Going to College

College Scholarships for LGBTQ+ Students

Melissa Brock | April 16, 2026

Going to College

Tuition Reciprocity Agreements: What to Know

Melissa Brock | April 15, 2026

Student Loans

What Are Federal Perkins Student Loans?

Melissa Brock | April 15, 2026

Credit

What Is a Passbook Loan?

Melissa Brock | April 14, 2026

student_loan

FAFSA and Grad School Deadlines: Timing Guide

Melissa Brock | April 10, 2026

Going to College

Guide to Paying for Certified Registered Nurse Anesthetist (CRNA) School

Melissa Brock | April 10, 2026

Financial Topics

15 Seasonal Jobs for College Students in 2026

Melissa Brock | April 10, 2026

Going to College

Divorced Parent’s Guide to Paying for College Tuition

Melissa Brock | April 10, 2026

personal_loan

Chimney Repair Costs 2026

Melissa Brock | April 08, 2026

Student Loans

Understanding Perkins Student Loan Forgiveness

Melissa Brock | April 02, 2026

Going to College

College Scholarships for Single Moms

Melissa Brock | April 02, 2026

Going to College

Paying for Pharmacy School Need to Knows

Melissa Brock | April 02, 2026

Going to College

Guide to Student Loans for Certificate Programs

Melissa Brock | March 30, 2026

Going to College

What Are HEAL Student Loans?

Melissa Brock | March 30, 2026

Financial Independence

Is $95K a Good Salary for a Single Person?

Melissa Brock | March 25, 2026

student_loan

Funding Dental School: FAFSA and Financial Planning

Melissa Brock | March 23, 2026

Fresh Out of School

Administrative Wage Garnishment Explained

Melissa Brock | March 17, 2026

Family Finances

Paying Off Student Loans as a Single Parent

Melissa Brock | March 16, 2026

Growing Wealth

What Is the Average Salary by Age in Florida in 2026?

Melissa Brock | March 13, 2026

Credit

High-Risk Personal Loans

Melissa Brock | March 13, 2026

Family Finances

How to Manage When Parents and Kids Both Have Student Loans

Melissa Brock | March 13, 2026

Financial Independence

Starting a Business and Refinancing Student Loans

Melissa Brock | March 11, 2026

Family Finances

Why Can’t I Get Approved for a Loan?

Melissa Brock | March 09, 2026

Going to College

Federal Loan Programs to Consider Before You Refinance

Melissa Brock | March 06, 2026

Credit

Using a Personal Loan for Closing Costs

Melissa Brock | March 06, 2026

Debt Payoff

Payday Loan Consolidation

Melissa Brock | February 26, 2026

Fresh Out of School

Will I Lose My Tax Refund to Student Loans?

Melissa Brock | February 25, 2026

Building Your Career

Is $75K a Good Salary for a Single Person in 2026?

Melissa Brock | February 24, 2026

student_loan

Involuntary Student Loan Collections: What To Know

Melissa Brock | February 23, 2026

Financial Topics

Do Student Loans Help Build Credit?

Melissa Brock | February 03, 2026

Going to College

College Graduation Rates: How Many People Graduate College?

Melissa Brock | February 02, 2026

student_loan

Are Student Loan Interest Rates Monthly or Yearly?

Melissa Brock | January 13, 2026

Fresh Out of School

Guide to Extending Student Loan Repayment Terms

Melissa Brock | December 31, 2025

Money & Life

How Much Does a Dental Bridge Cost?

Melissa Brock | December 07, 2025

student_loan

What Borrowers Can Do If Student Loans Move to the SBA

Melissa Brock | November 05, 2025

Fresh Out of School

Smart Ways to Use Your Money After Graduation, Before Student Loan Payments Begin

Melissa Brock | September 08, 2025

Going to College

Guide to Low-Income Student Loans

Melissa Brock | August 27, 2025

Going to College

What Are the FAFSA Income Limits for Eligibility?

Melissa Brock | August 27, 2025

Going to College

FAFSA Grants & Other Types of Financial Aid

Melissa Brock | August 21, 2025

Going to College

2025-2026 FAFSA Changes, Explained

Melissa Brock | August 06, 2025

Financial Topics

What Are the Benefits of Autopay for Student Loans?

Melissa Brock | June 02, 2025

Family Finances

Student Loans for Single Mothers and Fathers

Melissa Brock | May 12, 2025

Fresh Out of School

Guide to Trump and Student Loans: Debt and Forgiveness

Melissa Brock | April 24, 2025

Financial Topics

What Are Possible Solutions to the Student Loan Debt Crisis?

Melissa Brock | April 16, 2025

Debt Payoff

Student Loan Forbearance Extension: Can You Get One?

Melissa Brock | April 16, 2025

Going to College

Selective Service System Question on FAFSA

Melissa Brock | April 16, 2025

Family Finances

6 Scholarships for Moms: How Can Moms Pay for College?

Melissa Brock | April 16, 2025

Debt Payoff

Refinancing Student Loans vs Income Driven Repayment Plans

Melissa Brock | April 16, 2025

Going to College

Pell Grant Eligibility: What Are the Income Limits?

Melissa Brock | April 16, 2025

Debt Payoff

How to Pay off $100K in Student Loans

Melissa Brock | April 16, 2025

Family Finances

Can You Negotiate Financial Aid?

Melissa Brock | April 16, 2025

Budgeting & Goals

Can You Finance a Gap Year? Financing Options for Gap Year Students

Melissa Brock | April 16, 2025

Student Loans

How to Complete the FAFSA Step by Step

Melissa Brock | April 16, 2025

Going to College

Financial Aid for a Second Bachelor’s Degree

Melissa Brock | April 16, 2025

Fresh Out of School

7 Federal Programs That Help Borrowers Pay Off Student Loans

Melissa Brock | April 16, 2025

Going to College

How Will Student Loan Forgiveness Be Paid For?

Melissa Brock | April 16, 2025

Financial Independence

How to Live with Student Loan Debt

Melissa Brock | April 16, 2025

Going to College

Guide to Student Loans for Cosmetology School

Melissa Brock | April 16, 2025

Fresh Out of School

Are Refinanced Student Loans Tax Deductible?

Melissa Brock | April 16, 2025

Going to College

Guide to FAFSA for Graduate Students

Melissa Brock | April 15, 2025

Going to College

FAFSA Delay: 5 Steps to Ensure Your State and College Aid Aren’t Affected

Melissa Brock | April 15, 2025

Going to College

How Much Has College Tuition Outpaced Inflation?

Melissa Brock | April 14, 2025

Going to College

Can I Take Out More Student Loans During the Semester?

Melissa Brock | April 11, 2025

Fresh Out of School

Student Loan Forgiveness for Nurses

Melissa Brock | January 28, 2025

Debt Payoff

How to Negotiate Student Loan Payoff

Melissa Brock | January 21, 2025

Home Ownership

How Soon Can You Refinance an FHA Loan to Conventional?

Melissa Brock | January 13, 2025

Fresh Out of School

Guide to Who Can Refinance Student Loans

Melissa Brock | June 19, 2023

Fresh Out of School

6 Benefits of Refinancing Student Loans

Melissa Brock | June 15, 2023

Fresh Out of School

Credit Union Student Loan Refinancing: All You Need To Know

Melissa Brock | December 09, 2022

Fresh Out of School

Will Refinanced Student Loans Be Forgiven?

Melissa Brock | August 26, 2022

Going to College

Grad PLUS Loan: What Is It and How Does It Work?

Melissa Brock | June 03, 2022

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