Caroline Banton

About the Author

Caroline Banton is a finance and business writer whose work has appeared on sites such as HuffPost, Investopedia, The Motley Fool, LendingTree, MSN, and Time. With an MBA from Johns Hopkins University, Caroline has written for fintech companies, acted as a career coach, and ghost-written for prominent thought leaders in the financial industry.

The latest articles from Caroline Banton

Family Finances

Guide to a Minimalist Lifestyle

Caroline Banton | September 21, 2026

Credit

What Is the Average Credit Score by Age?

Caroline Banton | September 16, 2026

Budgeting & Goals

Why Can’t I Open a Bank Account? Guide to Get Approved

Caroline Banton | September 15, 2026

SMB

How Seed Funding and Seed Money Works

Caroline Banton | September 03, 2026

Home Ownership

How Much Will a $700,000 Mortgage Cost per Month?

Caroline Banton | August 28, 2026

Budgeting & Goals

Payday Loan Requirements: Things to Know

Caroline Banton | August 24, 2026

Average Credit Score by Age 25

Caroline Banton | August 24, 2026

Average Car Loan Interest Rate for 730 Credit Score

Caroline Banton | August 24, 2026

Preparing for Retirement

What Is the Best Age to Retire for Longevity and Health?

Caroline Banton | August 20, 2026

Debt Payoff

Paying Off $50,000 in Credit Card Debt

Caroline Banton | August 14, 2026

personal_loan

Is It Possible to Get an IRA Loan?

Caroline Banton | August 14, 2026

Credit

Does Being a Cosigner Show Up on Your Credit Report?

Caroline Banton | August 13, 2026

Building Your Career

Best Salary Negotiation Tactics and Strategies

Caroline Banton | August 12, 2026

Debt Payoff

15 Ways to Stay Motivated When Paying Down Debt

Caroline Banton | August 12, 2026

Budgeting & Goals

13 Tips on How to Haggle Effectively

Caroline Banton | August 11, 2026

Life & Career

Ways to Make Money Online Without Selling Anything

Caroline Banton | August 11, 2026

Family Finances

How Much Will a $150,000 Mortgage Cost per Month?

Caroline Banton | August 05, 2026

Credit

Why Did My Credit Score Drop After Paying Off My Car?

Caroline Banton | August 05, 2026

Credit

Why Did My Credit Score Drop 80 Points for No Reason?

Caroline Banton | August 05, 2026

Financial Independence

How Does a Subprime Personal Loan Work?

Caroline Banton | July 29, 2026

Family Finances

How to Get Paid While on Maternity Leave

Caroline Banton | July 24, 2026

Budgeting & Goals

Options for a $50,000 Personal Loan

Caroline Banton | July 24, 2026

Family Finances

How Are Financial Institutions Governed?

Caroline Banton | July 07, 2026

Budgeting & Goals

Rebuilding Trust in a Marriage After Financial Infidelity

Caroline Banton | July 07, 2026

Budgeting & Goals

How to Become a Reseller: Make Money Selling Online

Caroline Banton | July 01, 2026

Credit

Guide to Letters of Credit

Caroline Banton | June 25, 2026

Growing Wealth

Guide to Term Deposits

Caroline Banton | June 19, 2026

Budgeting & Goals

Time is Money: Meaning, Value, & True Opportunity Cost

Caroline Banton | June 09, 2026

Budgeting & Goals

How to Build Wealth in Your 40s: A Modern Financial Planning Guide

Caroline Banton | June 09, 2026

Budgeting & Goals

Opening a Certificate of Deposit (CD) Account for Your Child

Caroline Banton | June 04, 2026

Credit

How Long Do Closed Credit Accounts Stay on Your Credit Report?

Caroline Banton | May 26, 2026

Family Finances

I Make $100,000 a Year. How Much House Can I Afford?

Caroline Banton | May 04, 2026

Home Ownership

How Much Income is Needed for a $400,000 Mortgage

Caroline Banton | April 16, 2026

Budgeting & Goals

How to Buy Quality Clothes Without Spending a Fortune

Caroline Banton | March 26, 2026

Life & Career

Reasons High Earners Keep Living Paycheck to Paycheck

Caroline Banton | March 20, 2026

Financial Independence

How to Secure Your Bank Account From Hackers

Caroline Banton | March 18, 2026

Home Ownership

Home Equity Conversion Mortgage (HECM) vs Reverse Mortgage

Caroline Banton | March 17, 2026

Building Your Career

Is $160,000 a Good Salary for a Single Person in 2026?

Caroline Banton | March 12, 2026

Life & Career

Is $60K a Good Salary for a Single Person in 2026?

Caroline Banton | March 06, 2026

Building Your Career

What Is the Average Salary by Age in Utah in 2026?

Caroline Banton | March 03, 2026

Credit

Getting a $3,000 Personal Loan

Caroline Banton | January 30, 2026

relay

What Does an Income Tax Preparer Do?

Caroline Banton | January 12, 2026

relay

What Is the Due Diligence Tax Preparer Penalty?

Caroline Banton | January 06, 2026

Credit

How to Get a $15,000 Personal Loan With Good or Bad Credit

Caroline Banton | December 08, 2025

Building Your Career

How Much Does a Lawyer Make a Year?

Caroline Banton | November 22, 2025

Family Finances

I Make $60,000 a Year, How Much House Can I Afford?

Caroline Banton | November 19, 2025

Budgeting & Goals

How to Manage Multiple Credit Cards

Caroline Banton | November 07, 2025

Family Finances

How Much Does a Nutritionist Make a Year?

Caroline Banton | November 06, 2025

Building Your Career

How Much Does a Pilot Make a Year?

Caroline Banton | October 30, 2025

Building Your Career

How Much Does a Real Estate Agent Make a Year?

Caroline Banton | October 30, 2025

Home Ownership

Personal Loan vs. Cash-Out Refinance: Which Should You Choose?

Caroline Banton | August 13, 2025

Family Finances

Tax Implications of a Cash-Out Refinance: What to Know

Caroline Banton | August 13, 2025

Money & Life

Avoid These Common Personal Loan Scams

Caroline Banton | July 31, 2025

Budgeting & Goals

How to Apply for a Personal Loan

Caroline Banton | July 31, 2025

Debt Payoff

Balance Transfer Credit Cards vs Personal Loans

Caroline Banton | June 04, 2025

relay

What Is Inflation and How Do You Find the Inflation Rate?

Caroline Banton | April 14, 2025

Life & Career

How Much Does a YouTuber Make a Year?

Caroline Banton | February 18, 2025

Budgeting & Goals

Tips for Eating Out at Restaurants While on a Budget

Caroline Banton | January 24, 2025

Family Finances

I Make $70,000 a Year, How Much House Can I Afford?

Caroline Banton | January 22, 2025

Budgeting & Goals

Cheap Winter Activities for Those on a Budget

Caroline Banton | January 13, 2025

Budgeting & Goals

How to Shop and Eat Organic Food on a Budget

Caroline Banton | January 13, 2025

Home Ownership

How Do Rent-to-Own Homes Work for the Seller?

Caroline Banton | January 09, 2025

Home Ownership

Best Types of Loans for Home Improvement

Caroline Banton | November 01, 2023

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