Jennifer Calonia

About the Author

Jennifer Calonia is a Los Angeles-based finance writer who has covered the gamut, including student loans, credit card rewards, consumer loans, and debt. Her work has been featured in outlets like Bankrate, NerdWallet, Business Insider, Yahoo Finance, and U.S. News.

The latest articles from Jennifer Calonia

Credit

Average Credit Score by Age 18

Jennifer Calonia | August 24, 2026

student_loan

New Cap on Student Loans: What the OBBBA Means for Borrowers

Jennifer Calonia | August 21, 2026

student_loan

EMBA vs. MBA: What’s the Difference?

Jennifer Calonia | August 20, 2026

Financial Topics

Social Workers Student Loan Forgiveness Guide

Jennifer Calonia | August 12, 2026

Financial Topics

How to Keep Your Student Loans Organized

Jennifer Calonia | August 12, 2026

Credit

Does Your Cable Bill Affect Your Credit Score?

Jennifer Calonia | August 10, 2026

Fresh Out of School

Do You Have to Pay Taxes on Forgiven Student Loans?

Jennifer Calonia | August 06, 2026

What Is the Average Credit Score for a 30 Year Old?

Jennifer Calonia | August 06, 2026

Financial Topics

Student Loan Hardship Forgiveness Plan

Jennifer Calonia | August 06, 2026

Credit

Guide to Checking Your Credit Card Approval Odds

Jennifer Calonia | August 06, 2026

Credit

Why Did My Credit Score Drop 70 Points for No Reason?

Jennifer Calonia | August 05, 2026

Credit

What Is a Black Credit Card? How it Works

Jennifer Calonia | August 05, 2026

student_loan

How to Calculate Your Student Loan Weighted Average Rate

Jennifer Calonia | July 30, 2026

Credit

Can You Build Credit With a Debit Card?

Jennifer Calonia | July 30, 2026

Building Your Career

Paying for Electrician School and How Much It Costs

Jennifer Calonia | July 28, 2026

student_loan

Why Did My Student Loan Payment Increase? (2026)

Jennifer Calonia | July 17, 2026

Credit

Leveraging Credit Cards to Build Wealth

Jennifer Calonia | July 15, 2026

Credit

Guide to Paying for Dental Care With a Credit Card

Jennifer Calonia | July 01, 2026

Credit

Guide to Metal Credit Cards: What You Need to Know

Jennifer Calonia | June 30, 2026

Credit

What Happens to Credit Card Rewards When You Die?

Jennifer Calonia | June 30, 2026

Budgeting & Goals

Guide to Using a Credit Card Like a Debit Card

Jennifer Calonia | June 23, 2026

Credit

How Being an Authorized User Affects Your Credit Score

Jennifer Calonia | June 23, 2026

Credit

What Is Credit Card Price Protection?

Jennifer Calonia | June 12, 2026

Credit

Credit Card Closing Date vs Due Date

Jennifer Calonia | June 10, 2026

student_loan

Master’s Degree vs MBA: What’s the Difference?

Jennifer Calonia | June 04, 2026

student_loan

Dental School vs Medical School: Which Path Is Right for You?

Jennifer Calonia | June 04, 2026

Credit

Guide to Buying Real Estate With a Credit Card

Jennifer Calonia | June 04, 2026

Credit

Guide to Credit Card Hardship Programs

Jennifer Calonia | June 03, 2026

Credit

Cash-Back vs Low-Interest Credit Cards: Key Differences

Jennifer Calonia | June 02, 2026

Credit

Cash vs Credit Card: Key Differences to Know

Jennifer Calonia | June 02, 2026

Going to College

Can a College Withhold Transcripts?

Jennifer Calonia | May 29, 2026

Going to College

Can You Use a 529 Plan for Private School?

Jennifer Calonia | May 29, 2026

Student Loans

What Is a Student Loan Refinance Bonus?

Jennifer Calonia | May 22, 2026

Building Your Career

How Many People Have Student Loans in the US?

Jennifer Calonia | May 20, 2026

Student Loans

Military Scholarships: How Veterans and Families Can Pay for College

Jennifer Calonia | May 07, 2026

Fresh Out of School

What Credit Score Is Needed to Refinance Student Loans? Requirements and Tips

Jennifer Calonia | May 05, 2026

Fresh Out of School

What Is a 10-Day Payoff Letter?

Jennifer Calonia | April 17, 2026

student_loan

Funding Veterinary School After FAFSA

Jennifer Calonia | April 10, 2026

Going to College

10 Benefits of Federal Student Loans

Jennifer Calonia | April 10, 2026

student_loan

FAFSA to Funding Plan: A Grad Student’s Checklist

Jennifer Calonia | March 30, 2026

student_loan

Repayment Assistance Plan (RAP): What to Know for 2026

Jennifer Calonia | March 24, 2026

Financial Topics

Filling Out the FAFSA With Undocumented Parents

Jennifer Calonia | March 19, 2026

Going to College

What to Know Before Accepting Unsubsidized Student Loans

Jennifer Calonia | March 17, 2026

Life & Career

Is $150K a Good Salary for a Single Person?

Jennifer Calonia | March 17, 2026

Going to College

Refinancing Student Loans During Medical School: What to Know

Jennifer Calonia | March 16, 2026

Family Finances

Pros and Cons of Consolidating Student Loans: A Comparison

Jennifer Calonia | March 09, 2026

Credit

Credit Card Rental Car Insurance: What Is It and How Does It Work?

Jennifer Calonia | March 06, 2026

Life & Career

Is $70K a Good Salary for a Single Person?

Jennifer Calonia | February 25, 2026

Credit

What Are Credit Card Points and How Do They Work?

Jennifer Calonia | February 25, 2026

Life & Career

What Is the Average Salary by Age in Texas in 2026?

Jennifer Calonia | February 24, 2026

Going to College

Guide to Student Loan Certification

Jennifer Calonia | February 24, 2026

Credit

What Is Credit Card Residual Interest? Tips for Avoiding It

Jennifer Calonia | February 23, 2026

Credit

What Are Credit Card Convenience Checks and How Are They Used?

Jennifer Calonia | February 20, 2026

Credit

What Happens If You Overpay Your Credit Card? And What Do You Do?

Jennifer Calonia | February 19, 2026

student_loan

Can You Refinance a Student Loan After Consolidation?

Jennifer Calonia | February 12, 2026

Credit

How Do Credit Card Companies Make Money?

Jennifer Calonia | February 10, 2026

Private Student Loan Statute of Limitations: What You Need to Know

Jennifer Calonia | February 09, 2026

Family Finances

How Can Consolidating Student Loans Affect Your Credit?

Jennifer Calonia | February 09, 2026

Going to College

529 Annual Plan Contribution Limits by State in 2026

Jennifer Calonia | January 20, 2026

Going to College

Are Student Loans Secured or Unsecured?

Jennifer Calonia | December 14, 2025

Going to College

Guide to Nursing Student Loans: What You Should Know

Jennifer Calonia | December 14, 2025

Budgeting & Goals

Paying for College With No Money in Your Savings

Jennifer Calonia | December 14, 2025

student_loan

Can Private Student Loans Garnish Wages?

Jennifer Calonia | November 18, 2025

Going to College

How Much Does It Cost to Study Abroad?

Jennifer Calonia | November 14, 2025

Student Loans

How to Manage Student Loan Debt: 9 Tips

Jennifer Calonia | November 07, 2025

Budgeting & Goals

How to Save Money on Food in College

Jennifer Calonia | November 07, 2025

Going to College

What Types of Scholarships Are There?

Jennifer Calonia | October 31, 2025

Going to College

Can You Convert Private Student Loans to Federal Student Loans?

Jennifer Calonia | September 13, 2025

Debt Payoff

Will the New Domestic Policy Bill Raise Your Student Loan Payments?

Jennifer Calonia | September 12, 2025

Financial Topics

How the Trump Administration Is Restricting Student Loan Forgiveness for Public Servants

Jennifer Calonia | September 12, 2025

Fresh Out of School

What’s Next After My Student Loan Was Sold to Another Company?

Jennifer Calonia | September 06, 2025

Student Loans

How Refinancing Student Loans Can Affect Your Credit Score

Jennifer Calonia | August 18, 2025

Going to College

Who Qualifies for FAFSA? Find Out if You Do

Jennifer Calonia | July 21, 2025

Credit

Guide to Building Credit With No Credit History

Jennifer Calonia | July 18, 2025

Credit

Guide to Automated Credit Card Payments

Jennifer Calonia | July 16, 2025

Going to College

What Kind of Emergency Funding Is Available for College Students?

Jennifer Calonia | June 03, 2025

Financial Topics

How to Refinance Student Loans After a Major Life Change

Jennifer Calonia | June 02, 2025

Going to College

Comparing FAFSA and the Pell Grant

Jennifer Calonia | May 15, 2025

Credit

Guide to Building Credit at 18: Starting Early Is Key

Jennifer Calonia | November 14, 2024

Going to College

Guide to Grad PLUS Loan Credit Score Requirements

Jennifer Calonia | October 09, 2024

Going to College

Fresh Start Program and Student Loans in Default

Jennifer Calonia | July 17, 2024

Are Student Loans Forgiven After 20 Years? Here’s What You Need to Know

Jennifer Calonia | April 05, 2024

Fresh Out of School

Student Loan Payments Are Back. Here Are All the Dates You Need to Know

Jennifer Calonia | October 03, 2023

Fresh Out of School

You Can Still Put Off Repaying Your Student Loans. Should You?

Jennifer Calonia | September 25, 2023

Budgeting & Goals

How Families Can Afford to Travel on Vacation: Budget Friendly Travel Tips

Jennifer Calonia | May 01, 2023

Credit

Guide to Identifying and Reporting Credit Card Fraud

Jennifer Calonia | September 26, 2022

Credit

What to Know About Using a Credit Card Cosigner

Jennifer Calonia | September 01, 2022

Fresh Out of School

Refinancing Student Loans Before Grad School: What You Need to Know

Jennifer Calonia | June 24, 2022

Fresh Out of School

Student Loan Rehabilitation: What It Is and How It Works

Jennifer Calonia | March 04, 2022

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