Get up to $150 when you open a SoFi Money and Active Invest account in the app. here to download.

Retirement Accounts

Help grow your retirement savings with a SoFi IRA.

Prepare for retirement the hands-off way with a SoFi-managed Roth or Traditional IRA from SoFi Invest.

Automated Investing

Welcome to automated
retirement investing.

You don’t need in-depth market knowledge to become an investor.
With our managed Traditional, Roth, and SEP IRAs, we’ll build a portfolio to help
you grow your savings—with no minimums or SoFi management fees.

Set your goals.

Not sure where to begin? No problem. Whether you’re just getting started or want to roll over another account, we can help develop a plan that works for you.

Diversify your portfolio.

When we build a portfolio for you, we allocate your money across a range of investments— including a mix of stocks and bonds.

Get solid advice—at no cost.

Speak with one of our financial planners to get a clear understanding of your current financial situation—and set up a strategy for moving forward.

Active Investing

Coming soon: traditional and Roth IRAs
that you can manage yourself.

Prefer to take an active role with your retirement accounts? Beginning within the next few months,
we’ll be offering traditional and Roth IRAs that you can manage yourself.