09/17/2020

SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.

Retirement Accounts

Help grow your retirement savings with a SoFi IRA.

Prepare for retirement with a SoFi-managed Roth or Traditional IRA from SoFi Invest.

Open a SoFi IRA

Retirement Investing

Welcome to retirement
investing by SoFi.

Take control and save for retirement with SoFi’s active or automated Traditional, Roth, and SEP IRAs. Get access to a broad range of investment options, member services, and our robust suite of planning and investment tools.

Set your goals.

Not sure where to begin? No problem. Whether you’re just getting started or want to roll over another account, we can help develop a plan that works for you.

Diversify your portfolio.

With our active IRAs you’ll get access to a broad range of investment options plus free trades. Or choose an automated IRA, and we’ll build a custom portfolio with a mix of stocks and bonds based on your risk tolerance.

Get solid advice—at no cost.

Speak with one of our financial planners to get a clear understanding of your current financial situation—and set up a strategy for moving forward.

Active or Automated?

Choose which one is right for you.

Investment Products:


ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE


Rule 606 Order Routing

This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance, historical returns, future projections, and statistical forecasts are no guarantee of future returns or future performance. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law.“`

The umbrella term “SoFi Invest” refers to the two investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

1) Automated Investing—The Automated Investing platform is owned by SoFi Wealth LLC, an SEC Registered Investment Advisor (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC, an affiliated SEC registered broker dealer and member FINRA/SIPC, (“Sofi Securities).

2) Advice—Advisory services are offered through SoFi Wealth, LLC an SEC-registered Investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.

For additional disclosures related to the SoFi Invest platforms described above please visit www.sofi.com/legal.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer to sell, solicitation to buy or a pre-qualification of any loan product offered by SoFi Lending Corp and/or its affiliates.

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©2020 Social Finance, Inc. All rights reserved.
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