SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.

Retirement Accounts

Help grow your retirement savings with a SoFi IRA.

Prepare for retirement with a SoFi-managed Roth or Traditional IRA from SoFi Invest.

Open a SoFi IRA

Retirement Investing

Welcome to retirement
investing by SoFi.

Take control and save for retirement with SoFi’s active or automated Traditional, Roth, and SEP IRAs. Get access to a broad range of investment options, member services, and our robust suite of planning and investment tools.

Set your goals.

Not sure where to begin? No problem. Whether you’re just getting started or want to roll over another account, we can help develop a plan that works for you.

Diversify your portfolio.

With our active IRAs you’ll get access to a broad range of investment options plus free trades. Or choose an automated IRA, and we’ll build a custom portfolio with a mix of stocks and bonds based on your risk tolerance.

Get solid advice—at no cost.

Speak with one of our financial planners to get a clear understanding of your current financial situation—and set up a strategy for moving forward.

Active or Automated?

Choose which one is right for you.