Amid evolving news + uncertainty surrounding COVID-19, your financial needs are our top priority.
Find more information here.

Financial solutions to fit your goals.

SoFi started with the idea that there should be a faster way to pay off your student loans.
Now we’re looking for even more ways to help you get ahead.

Student Loan Refinancing

SoFi is the leading provider of student loan refinancing. You can save thousands of dollars thanks to low fixed and variable rates.

Learn more →

Medical Resident Refinancing

Don’t let med school debt slow you down. Refinance your federal and private student loans and reduce your payment to just $100/month for up to four years with no compounding interest*.

See payment examples

Learn more →

Dental Resident Refinancing

Take control of your dental school debt in no time. Refinance with SoFi and reduce your payment to $100/month for up to four years with no compounding interest*.

See payment examples

Learn more →

Mortgages

Get into the home of your dreams. Put as little as 10% down with a SoFi mortgage—no hidden fees, no borrower-paid PMI on Jumbo loans.

Learn more →

Mortgage Refinancing

Get a competitive rate without the headache. SoFi makes applying for a mortgage refinance easy, so you can start saving on your home right away.

Learn more →

Personal Loans

Whether you want to pay off high-interest debt or finance a home renovation, our personal loans offer low rates and an incredibly simple process.

Learn more →

SoFi Invest®

Trade stocks, ETFs, and cryptocurrency—or let us build a portfolio for your long-term goals with automated investing.

Learn more →

SoFi Money®

SoFi Money® is a cash management account that charges no account fees, reimburses ATM fees, and—coming soon—earns you cash back rewards when you spend on brands you love.

We work hard to charge zero account fees. With that in mind, our fee structure is subject to change at any time. See our terms and conditions.

Learn more →

Parent PLUS Refinancing

Save money and simplify your payments by consolidating (and saving on) your Federal Parent PLUS loans with SoFi.

Learn more →

Term Life Insurance

SoFi has teamed up with Ladder to bring you a term life insurance offering that’s affordable, quick to set up and easy to understand.

Learn more →

TLS 1.2 Encrypted
Equal Housing Lender