Financial solutions to fit your goals.

SoFi started with the idea that there should be a faster way to pay off your student loans.
Now we’re looking for even more ways to help you get ahead.

Student Loan Refinancing

Student Loan Refinancing

SoFi is the leading provider of student loan refinancing**. You can save thousands of dollars thanks to low fixed and variable rates.

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Medical Resident Refinancing

Medical Resident Refinancing

Don’t let med school debt slow you down. Refinance your federal and private student loans and reduce your payment to just $100/month for up to four years with no compounding interest*.

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Dental Resident Refinancing

Dental Resident Refinancing

Take control of your dental school debt in no time. Refinance with SoFi and reduce your payment to $100/month for up to four years with no compounding interest*.

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Mortgages

Mortgages

Get into the home of your dreams, sooner. Put as little as 10% down with a SoFi mortgage—no hidden fees, no borrower-paid PMI.

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Mortgage Refinancing

Mortgage Refinancing

Get a competitive rate without the headache. SoFi makes applying for a mortgage refinance easy, so you can start saving on your home right away.

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Personal Loans

Personal Loans

Whether you want to pay off high-interest debt or finance a home renovation, our personal loans offer low rates and an incredibly simple process.

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Invest

SoFi Invest®

Trade stocks, ETFs, and cryptocurrency—or let us build a portfolio for your long-term goals with automated investing.

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SoFi Money

SoFi Money®

SoFi Money is a cash management account that earns you 1.60% APY1 on all your cash and has no account fees.

We work hard to give you high interest and charge zero account fees. With that in mind, our interest rate and fee structure is subject to change at any time. See our terms and conditions.

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Parent PLUS Refinancing

Parent PLUS Refinancing

Save money and simplify your payments by consolidating (and saving on) your Federal Parent PLUS loans with SoFi.

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Term Life Insurance

Term Life Insurance

SoFi has teamed up with Ladder to bring you a term life insurance offering that's affordable, quick to set up and easy to understand.

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