SoFi Blog

Tips and news—
for your financial moves.

Dec
03
2020

Cash Out Refinance – Direct Mail (Member)

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Cash-Out Refinance

Turn your home equity into cash.

Looking to remodel your home or payoff debt? With a cash-out refi, you can turn the equity in your home into cash.



Takes two minutes. Won’t affect your credit score.✝


Why SoFi

Home Loans?

Turn your home
equity into cash.

Consolidate high-interest debt or pay for home renovations.

Save even more.

Refi interest rates tend to be much lower than personal loan and credit card rates.

Exclusive member discounts.

Save $500†† on your refinancing processing fees—just for being a member.

Help when you need it.

Our mortgage loan officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.


How it works:

Applying for a mortgage with SoFi is incredibly simple and can be done all online.
And if you want one-on-one assistance, our MLOs and member specialists are ready to help.

1

Check your rate in two minutes.

With just some basic information, you can see your rate in minutes.

2

Select your loan.

Upload your loan documents for review and approval.

3

Receive the funds.

Once you sign your paperwork, we’ll transfer the funds, usually within 30 days.

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Dec
01
2020

What personal information is needed to open a SoFi Credit Card?

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To apply for a Credit Card, SoFi will need the following:
● Name
● Home address
● Date of birth
● Citizenship status
● Social security number
● Phone number
● Email address

In some cases we may need additional documentation, such as a copy of your driver’s license and/or a current photo ID to verify your identity.

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Dec
01
2020

Where can I find my recent SoFi Credit Card transactions?

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Select “Credit Card” on the Home tab of your mobile app, the page that opens will show your most recent transactions. To view older transactions, click on the “Statements” option to view past months’ statements and transactions. You can also view your statements on Sofi.com.

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
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