Millennials Are Seeking Prenups—and It Might Just Be Worth Considering

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When to Plan Your Next Trip, According to Science

There are plenty of reasons to wait until the last minute to plan a vacation. You might want to save up a little more cash, wait for a great price on airfare, or see how crazy work is before booking. And spontaneous vacations can certainly feel more exciting than ones you’ve planned months in advance. One minute, you’re anticipating an uneventful weekend at home, the next, you’re throwing a swimsuit in a bag and jetting off to the beach.

But here’s a good reason you might want to rethink your planning strategy: research reveals travel’s biggest impact on your mood doesn’t kick in during the trip.

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Which Insurance Types Do You Really Need? Here Are 6 to Consider

These days, you can insure almost anything. Did you know, for example, that Julia Roberts has insurance for her teeth, and James Bond himself (AKA Daniel Craig) insures his entire body? While you probably don’t need to insure any of your body parts for millions of dollars, you might find yourself wondering when you should buy life insurance, or whether renter’s insurance is really necessary. (Or maybe you have great teeth and want to know what kind of coverage Julia Roberts has.)

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How to Choose the Child Care That’s Right for You—Financially and Otherwise

Having a child is one of the biggest decisions a couple can make. The second largest decision? Choosing which child care is right for their family. With all the options out there, settling on just one can be a challenge, as every family’s situation and needs are different.

On top of that, in my 10 years of helping new parents financially plan their families, child care also tends to be the second largest monthly expense, after housing. And contrary to what you might think, it’s not an expense that some parents can choose not to budget for. Even if you have one stay-at-home parent, you’ll still need to pay for some babysitting and child care, as it’s an important part of maintaining a healthy relationship with a partner—not to mention provides a necessary mental break for both.

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From the Office To the Open Road: How One Woman Turned a Personal Loan Into a Road Trip Across America

Having lived her entire life in Greensboro, North Carolina, Katie Shank, 26, was ready for a change. After graduating with a bachelor’s in history from University of North Carolina Greensboro, Katie was working an office job at a large clothing corporation, as a liaison between departments. It was paying the bills, but not exactly her dream job.

So when her boyfriend, Jordan, asked if she wanted to quit her job and buy an RV to travel the U.S., Katie jumped at the chance. With the help of a mysterious Craigslist ad and a $9,000 SoFi personal loan, Katie and Jordan now have a mobile home from which they can search for their ideal city. Soon they will be headed west to make a new life for themselves, all within the comfort of their tiny home on wheels.

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