Budgeting is a drag. This is a fact of life. Another fact of life: Budgeting is totally necessary.
Budgeting isn’t fun not only because it means you can’t buy everything in sight, but also because it means you have to spend time looking over your past purchases (which almost always feels like re-reading your fifteen-year-old diary).
But, you’re a responsible adult, and you did it. You set aside a couple (gasp) Saturdays in front of your computer cooking the books and you’ve come up with a plan that allows you to maintain your lifestyle, improve your finances, and keep abreast of your essential payments.
Sometimes, however, you can get busted. Much like any diet, (and a budget is basically a money diet) cheat days can get out of control and the numbers can get way off base.
Check out these common budget busters and how to avoid them. Then you’ll likely have enough money left for those cheat days (because you included them in your budget).