AJ Smith

About the Author

AJ Smith is an award-winning journalist with nearly two decades of experience. Her personal finance work has appeared on websites including MarketWatch, Forbes, Yahoo Finance and Credit.com.

The latest articles from AJ Smith

Budgeting & Goals

Cash and Cash Equivalents, Explained

AJ Smith | September 14, 2026

invest

What Is a Target Date Fund (TDF): Pros, Cons, and How to Choose

AJ Smith | July 21, 2026

Growing Wealth

How To Make Changes to Your 401(k) Contributions

AJ Smith | July 16, 2026

Growing Wealth

How Much Should I Contribute to My 401(k)?

AJ Smith | July 15, 2026

invest

9 Common Social Security Myths You Need to Know About

AJ Smith | June 19, 2026

Growing Wealth

Is Automated Tax-Loss Harvesting A Good Idea?

AJ Smith | June 18, 2026

Growing Wealth

IRA vs 401(k): What Is the Difference?

AJ Smith | June 17, 2026

Growing Wealth

What Is Dollar Cost Averaging (DCA)?

AJ Smith | June 17, 2026

Budgeting & Goals

How to Retire Early

AJ Smith | June 01, 2026

Growing Wealth

Active vs Passive Investing: Differences Explained

AJ Smith | May 29, 2026

Growing Wealth

How to Read a Profit and Loss (P&L) Statement

AJ Smith | May 27, 2026

Growing Wealth

Overweight Stock, Explained

AJ Smith | April 28, 2026

Growing Wealth

Roth 401(k) vs Traditional 401(k): Which Is Best for You?

AJ Smith | February 11, 2026

Growing Wealth

403(b) vs Roth IRA: Key Differences and How to Choose

AJ Smith | December 18, 2025

Budgeting & Goals

Roth IRA Explained

AJ Smith | December 03, 2025

Growing Wealth

Portfolio Diversification: What It Is and Why It’s Important

AJ Smith | September 24, 2025

Growing Wealth

Building a Nest Egg in 5 Steps

AJ Smith | September 18, 2025

Growing Wealth

Averaging Down Stocks: Meaning, Example, Pros & Cons

AJ Smith | July 30, 2025

Family Finances

How to Make Talking About Finances Fun, Not a Fight

AJ Smith | May 30, 2025

Growing Wealth

What Is Dividend Yield?

AJ Smith | May 23, 2025

Growing Wealth

How Many Stocks Should I Own?

AJ Smith | May 23, 2025

Growing Wealth

Are Robo-Advisors Worth It? Are They Safe?

AJ Smith | February 06, 2025

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