AJ Smith

About the Author

AJ Smith is an award-winning journalist with nearly two decades of experience. Her personal finance work has appeared on websites including MarketWatch, Forbes, Yahoo Finance and Credit.com.

The latest articles from AJ Smith

invest

What Is a Target Date Fund (TDF): Pros, Cons, and How to Choose

AJ Smith | July 21, 2026

Growing Wealth

How To Make Changes to Your 401(k) Contributions

AJ Smith | July 16, 2026

Growing Wealth

How Much Should I Contribute to My 401(k)?

AJ Smith | July 15, 2026

invest

9 Common Social Security Myths You Need to Know About

AJ Smith | June 19, 2026

Growing Wealth

Is Automated Tax-Loss Harvesting A Good Idea?

AJ Smith | June 18, 2026

Growing Wealth

IRA vs 401(k): What Is the Difference?

AJ Smith | June 17, 2026

Growing Wealth

What Is Dollar Cost Averaging (DCA)?

AJ Smith | June 17, 2026

Budgeting & Goals

How to Retire Early

AJ Smith | June 01, 2026

Growing Wealth

Active vs Passive Investing: Differences Explained

AJ Smith | May 29, 2026

Growing Wealth

How to Read a Profit and Loss (P&L) Statement

AJ Smith | May 27, 2026

Growing Wealth

Overweight Stock, Explained

AJ Smith | April 28, 2026

Growing Wealth

Roth 401(k) vs Traditional 401(k): Which Is Best for You?

AJ Smith | February 11, 2026

Growing Wealth

403(b) vs Roth IRA: Key Differences and How to Choose

AJ Smith | December 18, 2025

Budgeting & Goals

Roth IRA Explained

AJ Smith | December 03, 2025

Growing Wealth

Portfolio Diversification: What It Is and Why It’s Important

AJ Smith | September 24, 2025

Growing Wealth

Building a Nest Egg in 5 Steps

AJ Smith | September 18, 2025

Growing Wealth

Averaging Down Stocks: Meaning, Example, Pros & Cons

AJ Smith | July 30, 2025

Family Finances

How to Make Talking About Finances Fun, Not a Fight

AJ Smith | May 30, 2025

Growing Wealth

What Is Dividend Yield?

AJ Smith | May 23, 2025

Growing Wealth

How Many Stocks Should I Own?

AJ Smith | May 23, 2025

Growing Wealth

Are Robo-Advisors Worth It? Are They Safe?

AJ Smith | February 06, 2025

Budgeting & Goals

Cash and Cash Equivalents, Explained

AJ Smith | December 11, 2024

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