SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.








ELIGIBILITY: The Promotion is open only to legal residents of the 50 United States (and the District of Columbia), who are age 18 or older (or of legal age in their state of residence) who possess an iOS or Android mobile device, who download the free SoFi Invest app (“App”) and successfully register for a new Active SoFi Invest Brokerage accounts opened (each, a “Participant”) between September 8, 2020 and the last day of the regular professional season. Employees of Social Finance, Inc. (“SoFi” or “Sponsor”) and its, subsidiaries, affiliates, advertising, public relations and promotion agencies or any company or individual involved with the development or execution of the Promotion (collectively, the “Promotion Entities”), and their immediate family members and individuals living in the same household with any Promotion Entities, whether related or not, are not eligible to participate. The Promotion is subject to all applicable federal, state and local laws and regulations. Void where prohibited by law. Void where prohibited by law.

The SoFi Invest Touchdown Promotion will allow new Active Invest Brokerage Account users to (a) select their favorite professional football team, (b) play The Claw game to reveal their game piece amount, and (c) win that Prize Money in the Stock Bit of their choosing for every touchdown their team scores in the next eligible game. E.g, If you drop the Claw and get $100 and your football team scores 3 touchdowns, you’ll win $300 in the stock of your choosing.

HOW TO PLAY: User must download the free SoFi App and follow the onscreen instructions to open an Active SoFi Invest Brokerage Account. Offer is available only through the App. After setting up your account, choose your favorite professional football team, and use an electronic claw to “grab” a game piece (see possible game piece amounts identified in the section below). The final Prize Money awarded will be the game piece amount multiplied by the number of touchdowns your selected team scores during an eligible game. The total amount won will be converted to shares (or Stock Bits as explained below) of the Participant’s choosing. Shares equal to the value of the Stock Winnings will be credited to the Participant’s Active SoFi Invest Brokerage Account (the “Prize”). If the Participant’s team does not score a touchdown in an eligible game, the Participant will receive Prize Money equivalent to one touchdown scored. The eligible game for the Promotion will be the selected team’s next scheduled game provided the Participant selects the team prior to 2 hours after the start of that game, highlighted in the SoFi app at the time of team selection. If a Participant selects a team more than two hours after the start of the team’s next game, the next eligible game for the Promotion will be the team’s next scheduled game (this is also highlighted in the SoFi app). If the Participant does not select a Stock Bit in which to invest the Prize Money identified in the game piece, the Sponsor will use a random process to select a company to invest the Stock Winnings in for the Participant.

A Participant’s receipt of Stock Winnings is subject to verification by Sponsor and/or its agent of the Participant’s eligibility. A screenshot is not proof or evidence of winning a Prize. Limit: one (1) play per Participant. Participants are solely responsible for costs associated with accessing the internet to connect the App and participate in the Promotion, including, without limitation, cellular and WiFi costs.

STOCK BITS: A Stock Bit is a fractional share of stock.This means that you can own less than a full share of stock. When you buy a Stock Bit, you specify a dollar amount of the stock you’d like to buy instead of a number of shares. If the dollar amount is greater than the share price at execution you will receive a full share plus any fractional share up to the dollar amount specified.

AVAILABLE PRIZES: The following chart lists the possible game piece amounts and the percentage chances of selecting each, by participating in the Promotion:

Game Piece Value Odds
$100 0.30%
$50 0.95%
$20 8.75%
$5 90.00%

Each Participant shall have the opportunity to select only one game piece per game. The Prize Money identified on the game piece multiplied by the number of touchdowns your team scores shall be used to buy the Stock Bits which will be credited to the Participant’s account. Once a Participant selects a game piece, that piece will be replaced so that all subsequent Participants will have the same opportunity and odds of selecting the game pieces identified above. Participants will never compete against each other and one Participant’s selection of a game piece will not affect another Participant’s chances of selecting the same game piece value. Not all game pieces will be selected and awarded.

Once prizes have been converted into shares or other securities, and credited to your Active SoFi Invest Brokerage Account, they are subject to market risk and may lose value. To learn more about Invest Accounts please visit the following link: https://www.sofi.com/invest/

No substitution of game pieces is permitted nor is the transfer of any game piece, prize, or Stock Winnings to a third party permitted. Prizes cannot be redeemed for cash value, except by Sponsor, who reserves the right in its sole discretion to substitute Stock Winnings of equal or greater value. If applicable, all investment gains and losses, taxes, fees, federal, state, local or other expenses relating to the use, acceptance and possession of any prize are the sole responsibility of each winner.

Except where prohibited by law, participating in the Promotion and acceptance of a Prize constitutes permission for Sponsor to use each Participant’s name, prize won, hometown, likeness, video tape, photographs, and statements for purposes of advertising, promotion and publicity (including online posting) in any and all media now or hereafter known throughout the world in perpetuity, without additional compensation, notification or permission.

CONDITIONS ON CLAIMING A PRIZE:  If a Participant fails to provide Sponsor with satisfactory proof of age, identity or residency to Sponsor’s satisfaction, or if any information provided by a Participant cannot be verified by Sponsor, the selected prize will not be awarded and Sponsor shall have no further obligations to such Participant. Participants are responsible for notifying Sponsor of changes in their email addresses or mobile number(s). An IRS Form 1099-MISC will be filed with the IRS in the name of any Participant who selects and receives a prize valued at $600.00 or more.

CONSENT AND RELEASE: To the fullest extent possible by law, Participants themselves, and on behalf of their respective heirs, executors, administrators, legal representatives, successors and assigns (“Releasing Parties”), agree to release, defend and hold harmless the Promotion Entities from any and all actions, causes of action, suits, dues, agreements, promises, lost profits, indirect or direct damages, consequential damages, incidental damages, punitive or exemplary damages, judgments, extent, executions, claims and demands whatsoever, in law, admiralty or equity, whether known or unknown, foreseen or unforeseen, against Promotion Entities which any one or more of the Releasing Parties ever had, now have or hereafter can, shall or may have which in any way arise out of or result from Participant’s participation, acceptance and use or misuse of a prize. Sponsor is not responsible for any mechanical or human error or failure or for any typographical or other error in the printing, or operation of the game pieces and the administration of the Promotion or in the display of any Prize. In the event Sponsor is prevented from continuing with the Promotion as contemplated herein by any event beyond its control, or otherwise, including but not limited to fire, flood, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, state, or local government law, order, or regulation, or order of any court, or other cause, Sponsor shall have the right to modify or terminate the Promotion. Furthermore, the Sponsor reserves the right to terminate the Promotion if it becomes technically corrupted (including if a computer virus or system malfunction impairs its ability to conduct the Promotion or for any other reason in its sole discretion. Participants assume all liability for any injury, including death or damage caused or claimed to be caused, by participation in this Promotion or use or redemption of a prize.

ARBITRATION: This Promotion shall be governed by and interpreted under the laws of the State of California, U.S.A., without regard to its conflicts of laws provisions. All Participants hereby agree that any and all disputes, claims, causes of action, or controversies (“Claims”) arising out of or in connection with the operation or participation in this Promotion, including the downloading and use of the App and the SoFi Account and selecting game pieces in the Promotion shall be resolved exclusively by mandatory binding arbitration pursuant to this provision and the code of procedures of either the National Arbitration Forum (“NAF”) or the American Arbitration Association (“AAA”), as selected by the Participant. IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM. FURTHER, NEITHER SPONSOR NOR PARTICIPANT WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR OTHER PERSONS SIMILARLY SITUATED, OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING. OTHER RIGHTS THAT PARTICIPANTS WOULD HAVE IF PARTICIPANT WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. ANY CLAIMS, JUDGMENTS AND/OR AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET AND PROVABLE COSTS ASSOCIATED WITH PARTICIPATING IN THIS PROMOTION, BUT IN NO EVENT SHALL SUCH JUDGEMENT OR AWARD EXCEED THE ACTUAL COST OF A PARTICIPANT TO PARTICIPATE IN THE PROMOTION. ENTRANT HEREBY WAIVES ANY RIGHTS OR CLAIMS TO ATTORNEY’S FEES, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ENTRANT, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR OTHERWISE. The arbitrator’s authority to resolve Claims is limited to Claims between Sponsor and Participant alone, and the arbitrator’s authority to make awards is limited to awards to Sponsor and Participant alone. Furthermore, claims brought by either party against the other may not be joined or consolidated in arbitration with Claims brought by or against any third party, unless agreed to in writing by all parties. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in this Agreement and without waiving either party’s right to appeal such decision, should any portion of this provision be deemed invalid or unenforceable, then the entire provision (other than this sentence) shall not apply.

GENERAL: The Sponsor is not responsible for error, omission, interruption, deletion, defect, delay in operations or transmission, unauthorized access to or alterations of the software related to the Promotion, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to access the App and Promotion by any Participant on account of technical problems or traffic congestion on the Internet or at any website or any combination thereof. Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the operation of the Promotion or violates these Official Rules. LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN PARTICIPANT, TO INTERFERE WITH THE OPERATION OF THE PROMOTION, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

PRIVACY:Information provided by Participants to participate in this Promotion is subject to Sponsor’s privacy policy located at www.sofi.com/privacy-policy.

SPONSOR: Social Finance, Inc., 234 1st Street, San Francisco, CA 94105.


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