SoFi Bank, N.A. Member FDIC.
SoFi® Checking and Savings is offered through SoFi Bank, N.A. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi Banking members with direct deposit can earn up to 1.00% annual percentage yield (APY) interest on the first $50,000 of their balances for their checking and savings accounts, plus the cumulative total of all Vault balances, for up to $150,000 total deposits. Balances over $50,000 in each category will earn 0.05% APY. Members without direct deposit will earn 0.25% APY on account balances. Interest rates are variable and subject to change at any time. Rate of 1.00% APY is current as of 01/20/2022. Additional information can be found at http:// www.sofi.com/legal/banking-rate-sheet
*$10 welcome offer: The following describes the terms that apply to participation in the SoFi Checking and Savings for college students promotional program (“Program”) offered by SoFi Bank, N.A. (“SoFi”). Eligible Participants: All new members who join SoFi Checking and Savings through a .edu email address during the Promotion Period. Promotion Period: The Program will be available from April 1, 2022 12:01AM ET to May 31, 2022 11:59PM PT. Bonus Terms: In order to qualify for the bonus, an Eligible Participant must then make a deposit of $10 or more within 5 days of registration. The deposit must be made via an ACH transfer from a linked bank account, or via “Instant Transfer” from a debit card (if available). P2P transfers (ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) are excluded. This offer cannot be combined with the SoFi Checking and Savings rate discount on a SoFi loan. SoFi will credit members who meet the qualification criteria stated above with a one-time bonus of 1000 reward points, valued at $10, deposited into their SoFi account within 14 days of qualification. Bonuses are considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). SoFi reserves the right to exclude any Member from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. SoFi also reserves the right to stop or make changes to the Program at any time.
$20 cash back offer: New SoFi Checking and Savings® members who sign up for an account through a .edu email address and spend at least $100 with their SoFi® Bank Debit Mastercard® between April 1, 2022 12:01AM ET to June 30, 2022 11:59PM PT can earn a one-time bonus of 2000 reward points, valued at $20. P2P transfers (ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) and ATM transactions are excluded. The reward points will be deposited into their SoFi account two weeks after the end of the promotional period. Bonuses are considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). SoFi reserves the right to exclude any Member from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. SoFi also reserves the right to stop or make changes to the Program at any time. No opt in required.
**Get $30 (3,000 rewards points) when redeemed into SoFi Checking and Savings, a SoFi Invest active investing or crypto account, or an eligible SoFi loan. Terms and conditions apply. Learn more at SoFi.com/rewards
1We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
Advisory services are offered through SoFi Wealth LLC, an SEC-Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
†Offer limited to the first 100 sign-ups at each school.
SoFi Bank, N.A., 2750 E Cottonwood Pkwy STE 300, Salt Lake City, UT 84121. MN21-583931
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