Get your dream home at a great rate.
Put as little as 10% down. For conforming home loans with a loan-to-value (LTV) greater than 80%, SoFi requires PMI. However, PMI is NOT required for SoFi’s jumbo home loans, regardless of LTV.
Save $500†† on your mortgage loan or refi processing fees—just for being a member.
Our mortgage loan officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.
No need to stress. We have dedicated MLOs that can walk you through each step so that you feel confident in the home-buying process. Plus, get access to educational tools and resources when you need them.
SoFi’s mortgage refi application process is fast and easy—and never has any shady hidden fees. Choose between a traditional refi, cash-out refi, or a student loan cash-out refi.