Takes two minutes.
Won’t affect your credit score.

Get more from
your mortgage.


Get your dream home at a great rate.

down payments.

Put as little as 10% down on loans up to $3 million and never pay any hidden fees or prepayment penalties.

Exclusive member
rate discounts.

Get a 0.125% rate discount✝✝ on any additional SoFi loans—just for being a member.

Help when
you need it.

Our mortgage loan officers (MLOs) can guide you through the process—and we have financial advisors standing by to answer any other questions.

Buying a home?

No need to stress. We have dedicated MLOs that can walk you through each step so that you feel confident in the home-buying process. Plus, get access to educational tools and resources when you need them.

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Looking to refinance?

SoFi’s mortgage refinance process is fast and easy—and never has any shady hidden fees. Choose between a traditional refi, cash-out refi, or a student loan cash-out refi.

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