The Education Department’s settlement of a 2024 lawsuit is approved by a federal appeals court, officially ending the income-driven SAVE repayment plan and requiring approximately 7 million enrolled borrowers to move into  a different repayment program. Go to IDR Plan Court Actions: Impact on Borrowers | Federal Student Aid for the latest. For more information on the One Big Beautiful Bill Act and what it means for student loans, visit SoFi’s Student Debt Guide.

Jody McMaster

About the Author

The latest articles from Jody McMaster

Fresh Out of School

Direct vs Indirect Student Loans: What’s the Difference?

Jody McMaster | September 09, 2026

Debt Payoff

Income-Driven Repayment Plans for Student Loans

Jody McMaster | September 09, 2026

Going to College

Side Hustles for College Students

Jody McMaster | September 01, 2026

Student Loans

Using Student Loans for Housing and Living Expenses

Jody McMaster | August 25, 2026

Fresh Out of School

How Does Student Loan Deferment in Grad School Work?

Jody McMaster | August 17, 2026

Home Ownership

How to Buy a Foreclosed Home: 6-Step Guide and Tips

Jody McMaster | July 08, 2026

Budgeting & Goals

Factors to Consider When Choosing Pet Insurance

Jody McMaster | June 30, 2026

Home Ownership

What Is PMI & How to Avoid It?

Jody McMaster | May 29, 2026

Fresh Out of School

7 Strategies to Pay off Student Loans Quickly

Jody McMaster | May 08, 2026

mortgage

How to Qualify for a Mortgage: 9 Requirements for a Mortgage Loan

Jody McMaster | May 05, 2026

Home Ownership

How to Make an Offer on a House

Jody McMaster | May 01, 2026

Home Ownership

How Much Can You Borrow From Your Home Equity?

Jody McMaster | April 29, 2026

Home Ownership

What Is Escrow and How Does It Work?

Jody McMaster | April 29, 2026

Home Ownership

How to Buy a House Out of State

Jody McMaster | April 29, 2026

Home Ownership

Mortgage Broker vs Direct Lender: What’s the Difference?

Jody McMaster | April 16, 2026

mortgage

A History of the Federal Reserve and Its Effect on the Economy

Jody McMaster | April 14, 2026

Home Ownership

Fixed-Rate vs Adjustable-Rate Mortgages

Jody McMaster | March 16, 2026

Home Ownership

Buying a Home With a Non-Spouse

Jody McMaster | March 16, 2026

Home Ownership

How Long Does It Take to Buy a House?

Jody McMaster | March 13, 2026

Home Ownership

What Is the Average Down Payment on a House?

Jody McMaster | February 06, 2026

Family Finances

Preapproved vs Prequalified: What’s the Difference?

Jody McMaster | February 02, 2026

Family Finances

Conventional Loan Requirements

Jody McMaster | January 29, 2026

Credit

What Is Revolving Credit?

Jody McMaster | January 21, 2026

Credit

Why Your Debt to Income Ratio Matters

Jody McMaster | January 21, 2026

Credit

What Credit Score Is Needed to Buy a House?

Jody McMaster | January 12, 2026

Home Ownership

A Guide to Choosing a Mortgage Term

Jody McMaster | November 21, 2025

Financial Independence

Home Office Tax Deductions: Do You Qualify?

Jody McMaster | November 20, 2025

Home Ownership

Mortgage Recast vs. Refinance: How to Choose

Jody McMaster | August 08, 2025

Home Ownership

How Soon Can You Refinance a Mortgage After Closing?

Jody McMaster | July 31, 2025

Debt Payoff

Getting Financial Aid When Your Parents Make Too Much

Jody McMaster | July 31, 2025

Fresh Out of School

When Do Student Loans Start Accruing Interest?

Jody McMaster | July 29, 2025

Debt Payoff

Guide to Military Student Loan Forgiveness

Jody McMaster | July 22, 2025

Budgeting & Goals

Paying for College: A Parent’s Guide

Jody McMaster | June 26, 2025

Debt Payoff

Should You Refinance Your Student Loans?

Jody McMaster | June 05, 2025

Family Finances

Should You Buy or Rent a Home?

Jody McMaster | June 02, 2025

Family Finances

Do You Qualify as a First-Time Homebuyer?

Jody McMaster | May 23, 2025

Budgeting & Goals

Cash-Out Refi 101: How Cash-Out Refinancing Works

Jody McMaster | May 01, 2025

Budgeting & Goals

What Is Mortgage Forbearance?

Jody McMaster | January 21, 2025

Growing Wealth

How to Afford a Down Payment on Your First Home

Jody McMaster | January 13, 2025

Budgeting & Goals

Finding Free Money for College

Jody McMaster | January 02, 2025

Debt Payoff

9 Smart Ways to Pay Off Student Loans

Jody McMaster | April 06, 2022

Budgeting & Goals

Can Refinancing Your Student Loans Lower Your Interest Rate?

Jody McMaster | April 06, 2022

Student Loans

Tips for When to Consider Refinancing Your Student Loans

Jody McMaster | April 05, 2022

Fresh Out of School

What Is Student Loan Forbearance? Meaning, Types, and Options

Jody McMaster | August 17, 0202

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