Rebecca Lake

About the Author

Rebecca Lake is a certified educator in personal finance (CEPF) and financial expert. In addition to writing about investing for SoFi, her areas of expertise include home-buying, credit and debt, student loans, and small business finance. Her work has appeared online at Forbes Advisor, U.S. News and World Report, Investopedia, SmartAsset, and LendEDU.

The latest articles from Rebecca Lake

Budgeting & Goals

13 Tips for Aggressively Saving Money

Rebecca Lake | September 11, 2026

Growing Wealth

Basics of Cannabis ETFs

Rebecca Lake | September 11, 2026

How to Make Money With AI: 7 Proven Strategies

Rebecca Lake | September 10, 2026

2025 Standard Deduction Amounts: Single & Married Jointly

Rebecca Lake | September 10, 2026

What Is a Bank Run? Definition, Causes, & How It Works

Rebecca Lake | September 10, 2026

What Is a Subsidy? Definition, Economics and Examples

Rebecca Lake | September 10, 2026

Strongest Currency On Earth: Which Is Worth The Most?

Rebecca Lake | September 10, 2026

How to Convert Your Bitcoin to Cash

Rebecca Lake | September 10, 2026

Cryptocurrency

How to Use a Bitcoin ATM: Essential Tips

Rebecca Lake | September 10, 2026

invest

Coupon Rate vs Yield: Key Differences For Bond Investors

Rebecca Lake | September 10, 2026

Growing Wealth

What is Fiat in Crypto? Fiat Currency Definition & Valuation

Rebecca Lake | September 08, 2026

Cryptocurrency

The 7 Main Types of Cryptocurrency

Rebecca Lake | September 08, 2026

Growing Wealth

Understanding Palladium Investment

Rebecca Lake | September 08, 2026

Cryptocurrency

How Do I Send Crypto to Another Wallet?

Rebecca Lake | September 08, 2026

Budgeting & Goals

CD Loans, Explained

Rebecca Lake | September 03, 2026

Budgeting & Goals

11 Tips for Surviving on $1,000 a Month

Rebecca Lake | September 02, 2026

Life & Career

Top 10 Fastest-Growing Jobs

Rebecca Lake | September 01, 2026

Budgeting & Goals

10 Signs That You Are Financially Stable

Rebecca Lake | August 31, 2026

Credit

What Is a Home Equity Line of Credit (HELOC)?

Rebecca Lake | August 28, 2026

Budgeting & Goals

Bank Account Beneficiary Rules: What You Need to Know

Rebecca Lake | August 28, 2026

SMB

7 Differences Between Business Grants and Loans

Rebecca Lake | August 27, 2026

Life & Career

40+ Creative Ideas to Make Extra Money at Home

Rebecca Lake | August 25, 2026

money

What Is a Financial Plan? Definition & Examples

Rebecca Lake | August 25, 2026

money

What to Do When Friends and Family Ask for Money

Rebecca Lake | August 25, 2026

Debt Payoff

Guide to Managing Debt in Retirement

Rebecca Lake | August 25, 2026

Debt Payoff

What Is Financial Minimalism?

Rebecca Lake | August 25, 2026

Investing

What Is a Financial Consultant?

Rebecca Lake | August 25, 2026

Budgeting & Goals

Are Wholesale Clubs Financially Worth It?

Rebecca Lake | August 21, 2026

Budgeting & Goals

14 Budgeting Questions to Ask

Rebecca Lake | August 21, 2026

money

What Is Private Banking?

Rebecca Lake | August 21, 2026

Debt Payoff

Why Might Paying Off a Loan Early Hurt Your Credit?

Rebecca Lake | August 20, 2026

Family Finances

Share Draft Accounts: What Are They and How Do They Work?

Rebecca Lake | August 20, 2026

Life & Career

Understanding and Avoiding Get-Rich-Quick Schemes

Rebecca Lake | August 20, 2026

Budgeting & Goals

Rich vs Wealthy: What’s the Difference?

Rebecca Lake | August 20, 2026

SMB

10 Steps for Starting a Small Business

Rebecca Lake | August 19, 2026

invest

10 Top REITs for August 2026

Rebecca Lake | August 18, 2026

invest

10 Top Dividend Stocks for August 2026

Rebecca Lake | August 17, 2026

Credit

Why Did My Credit Score Drop 100 Points for No Reason?

Rebecca Lake | August 13, 2026

Family Finances

Are You Addicted to Money?

Rebecca Lake | August 12, 2026

Life & Career

How Much Does a Lineman Make a Year?

Rebecca Lake | August 06, 2026

Home Ownership

HELOC Requirements: How to Get a HELOC

Rebecca Lake | August 05, 2026

8 Key Checking Account Features & Basics: What to Look For

Rebecca Lake | August 04, 2026

State of Financial Literacy for High School Students: By State (2026)

Rebecca Lake | August 04, 2026

7 Common Money Laundering Techniques to Watch For

Rebecca Lake | August 04, 2026

Changes to The SALT Deduction in 2025-26: What Taxpayers Need to Know

Rebecca Lake | August 04, 2026

7 Creative Ways to Cut Childcare Costs: Budgeting Tips for Parents

Rebecca Lake | August 04, 2026

Exploring the Rise of Digital Banking Among Gen Z (2026)

Rebecca Lake | August 04, 2026

Generational Spending Habits: Who Spends the Most and Why?

Rebecca Lake | August 04, 2026

7 Ways Agentic Commerce is Transforming Online Shopping

Rebecca Lake | August 04, 2026

Parent’s Guide to Identifying Online Game Scams Targeting Children

Rebecca Lake | August 04, 2026

How Will AI Affect Jobs in the Future? (2026)

Rebecca Lake | August 04, 2026

invest

Trump Savings Accounts for Kids: Rules & Eligibility (2026)

Rebecca Lake | August 04, 2026

money

What Is Soft Saving? Behind Gen Z’s New Money Trend (2026)

Rebecca Lake | August 04, 2026

What Does the CLARITY Act Mean for Crypto Participants in 2026

Rebecca Lake | August 04, 2026

Stablecoin Regulation in Europe vs US | GENIUS Act vs MiCA

Rebecca Lake | August 04, 2026

Home Ownership

Second Mortgage vs Home Equity Loan: What Is the Difference?

Rebecca Lake | August 03, 2026

Growing Wealth

Regulation T (Reg T): All You Need to Know

Rebecca Lake | July 28, 2026

Budgeting & Goals

What Is a Good Salary for a Single Person Living in California?

Rebecca Lake | July 24, 2026

Budgeting & Goals

How to Make Money Even With No Job

Rebecca Lake | July 24, 2026

Financial Independence

How to Get a Debit Card

Rebecca Lake | July 23, 2026

Budgeting & Goals

Guide to Shared Branch Credit Unions

Rebecca Lake | July 21, 2026

Budgeting & Goals

Guide to Business Checks vs Personal Checks

Rebecca Lake | July 21, 2026

Growing Wealth

What Is a Series EE Savings Bond?

Rebecca Lake | July 21, 2026

Growing Wealth

What Is Infrastructure Investment?

Rebecca Lake | July 20, 2026

money

Can You Get a Debit Card for a Savings Account?

Rebecca Lake | July 20, 2026

Growing Wealth

How To Invest in Publicly Traded Sports Teams

Rebecca Lake | July 16, 2026

invest

Guide to Spousal IRAs

Rebecca Lake | July 15, 2026

Budgeting & Goals

Understanding Sinking Funds

Rebecca Lake | July 14, 2026

Financial Topics

Wire Transfer vs Direct Deposit

Rebecca Lake | July 13, 2026

Growing Wealth

Guide to 529 Savings Plans vs ESAs

Rebecca Lake | July 08, 2026

Growing Wealth

Choosing Your Retirement Date: Here’s What You Should Know

Rebecca Lake | July 07, 2026

invest

Recharacterizing IRAs: A Complete Guide

Rebecca Lake | July 07, 2026

Growing Wealth

Guide to ESAs and How They Work

Rebecca Lake | July 01, 2026

Budgeting & Goals

23 Ways to Make Extra Income From Home

Rebecca Lake | June 29, 2026

Growing Wealth

What Is the Arms Index (TRIN)? How to Use the Indicator

Rebecca Lake | June 29, 2026

Building Your Career

How to Counter a Salary Offer (Sample Emails)

Rebecca Lake | June 26, 2026

Life & Career

Retail vs Corporate Banking: What’s the Difference?

Rebecca Lake | June 24, 2026

Budgeting & Goals

How to Determine Your Financial Values

Rebecca Lake | June 23, 2026

Budgeting & Goals

Financial Health Check: Your 5-Step Money Checkup Plan

Rebecca Lake | June 19, 2026

Growing Wealth

How to Invest in Hedge Funds

Rebecca Lake | June 17, 2026

Growing Wealth

A Beginner’s Guide to Understanding Market Sentiment

Rebecca Lake | June 08, 2026

Growing Wealth

Buy Low, Sell High Strategy: An Investor’s Guide

Rebecca Lake | June 01, 2026

Home Ownership

How Long Does It Take to Get a HELOC?

Rebecca Lake | May 26, 2026

Home Ownership

What Is a Draw Period on a HELOC?

Rebecca Lake | May 26, 2026

Growing Wealth

Using a Home Equity Loan to Renovate or Remodel

Rebecca Lake | May 26, 2026

Growing Wealth

Can You Get a HELOC on an Investment Property?

Rebecca Lake | May 25, 2026

What Are HELOC Interest Rates, and How Do They Work?

Rebecca Lake | May 22, 2026

Credit

Guide to Irrevocable Letters of Credit (ILOC)

Rebecca Lake | May 20, 2026

Budgeting & Goals

Guide to Individual Development Accounts (IDAs)

Rebecca Lake | May 20, 2026

Budgeting & Goals

Understanding ChexSystems

Rebecca Lake | May 20, 2026

Family Finances

Does Switching Bank Accounts Affect Your Credit Score?

Rebecca Lake | May 20, 2026

Family Finances

Guide to What Is (and Is Not) a Financial Emergency

Rebecca Lake | May 19, 2026

Home Ownership

If I Refinance My Home, Can I Keep My HELOC?

Rebecca Lake | May 18, 2026

Budgeting & Goals

Is a Savings or Checking Account an Asset?

Rebecca Lake | May 14, 2026

Home Ownership

What Happens to a HELOC When You Sell Your House?

Rebecca Lake | May 08, 2026

Cryptocurrency

Bitcoin Pizza Day: The $41 Pizza That Turned Into Millions

Rebecca Lake | May 07, 2026

Financial Topics

Tips for Spotting a Fake Money Order

Rebecca Lake | April 28, 2026

student_loan

Comparing Grad School Financial Aid Offers

Rebecca Lake | April 28, 2026

Budgeting & Goals

What Are the Tax Brackets for 2026 Married Filing Jointly?

Rebecca Lake | April 22, 2026

Home Ownership

How Are Real Estate Commission Fees Changing?

Rebecca Lake | April 21, 2026

Budgeting & Goals

Differences Between Time Deposits and Demand Deposits

Rebecca Lake | April 16, 2026

money

Cash Stuffing: What Is It and Why Is It So Popular?

Rebecca Lake | April 15, 2026

mortgage

HELOC for Debt Consolidation: Is It a Good Idea?

Rebecca Lake | April 08, 2026

mortgage

What Can You Use a HELOC For?

Rebecca Lake | April 08, 2026

Budgeting & Goals

Most Affordable Renters Insurance for Apartments on Average

Rebecca Lake | April 07, 2026

Budgeting & Goals

What Percentage of Income Should Go to Rent and Utilities?

Rebecca Lake | March 26, 2026

student_loan

Funding a STEM Master’s Degree

Rebecca Lake | March 20, 2026

Home Ownership

15 Questions to Ask When Interviewing Realtors®

Rebecca Lake | March 13, 2026

Credit

How Long Do Financial Records Remain on Your Credit Report?

Rebecca Lake | March 13, 2026

Growing Wealth

How Soon Can You Pull Equity Out of Your Home?

Rebecca Lake | March 13, 2026

Life & Career

What Is the Average Salary by Age in New York in 2026?

Rebecca Lake | March 12, 2026

Building Your Career

Good-Paying Jobs Without a College Degree

Rebecca Lake | February 27, 2026

student_loan

Do Most Jobs Require a College Degree?

Rebecca Lake | February 17, 2026

student_loan

How Much Does a Doctorate Degree Cost?

Rebecca Lake | February 13, 2026

invest

Understanding Highly Compensated Employees (HCEs)

Rebecca Lake | February 11, 2026

invest

Navigating Solo 401(k) Plans: A Complete Guide for the Self-Employed

Rebecca Lake | February 11, 2026

invest

457 vs 401(k): A Detailed Comparison

Rebecca Lake | February 11, 2026

invest

401(k) Catch-Up Contributions: What Are They & How Do They Work?

Rebecca Lake | February 09, 2026

Growing Wealth

Default Deferral Rate 401(k) Explained

Rebecca Lake | February 09, 2026

Growing Wealth

Guide to 457 Retirement Plans

Rebecca Lake | February 09, 2026

invest

What Is Retirement? What Does It Really Mean?

Rebecca Lake | February 06, 2026

invest

Guide to Rolling Over a 403(b) Into an IRA

Rebecca Lake | February 06, 2026

Growing Wealth

The Average 401(k) Balance by Age

Rebecca Lake | February 06, 2026

Growing Wealth

Solo 401(k) vs SEP IRA: An In-Depth Comparison for Self-Employed Retirement Planning

Rebecca Lake | February 05, 2026

Budgeting & Goals

Can You Contribute to Both a 401(k) and an IRA?

Rebecca Lake | February 04, 2026

Budgeting & Goals

Average Cost of a Dozen Eggs by State

Rebecca Lake | January 30, 2026

The Best Ways to Send Money Internationally in 2026

Rebecca Lake | January 26, 2026

What Is a Universal Money Address (UMA)?

Rebecca Lake | January 22, 2026

personal_loan

What Is the Difference Between Personal Loan vs Credit Card Debt?

Rebecca Lake | January 20, 2026

Cryptocurrency

How to Keep Your Cryptocurrency Safe: An Essential Checklist

Rebecca Lake | January 16, 2026

Cryptocurrency

What Are Altcoins? An Explanation of Crypto Beyond Bitcoin

Rebecca Lake | January 16, 2026

Cryptocurrency

How to Buy Cryptocurrency: A 5-Step Guide for Beginners

Rebecca Lake | January 16, 2026

Family Finances

What Is the Kiddie Tax?

Rebecca Lake | January 09, 2026

Family Finances

Guide to Estimated Tax Payments

Rebecca Lake | January 09, 2026

Growing Wealth

What Is a SLAT (Spousal Lifetime Access Trust)?

Rebecca Lake | January 09, 2026

Family Finances

Marginal vs Effective Tax Rate

Rebecca Lake | January 08, 2026

Growing Wealth

Guide To Employee Stock Ownership Plans

Rebecca Lake | January 08, 2026

Budgeting & Goals

How Much Should You Contribute to Your HSA?

Rebecca Lake | January 07, 2026

Family Finances

What Is MAGI and How Do You Calculate It?

Rebecca Lake | January 07, 2026

Budgeting & Goals

Guide to Achieving a Better Life Experience (ABLE) Accounts

Rebecca Lake | January 07, 2026

Family Finances

How to Consolidate HSA Accounts: A Comprehensive Guide

Rebecca Lake | January 07, 2026

Financial Topics

HSAs and Medicare: What You Need to Know

Rebecca Lake | January 07, 2026

Life & Career

Tax-Friendly States That Don’t Tax Pensions or Social Security Income

Rebecca Lake | January 06, 2026

Financial Topics

What Is the Unrealized Capital Gains Tax Proposal?

Rebecca Lake | January 06, 2026

Financial Topics

What Is OASDI Tax on a Paycheck? OASDI Tax Limits Explained

Rebecca Lake | January 05, 2026

Budgeting & Goals

Average American Net Worth by Age and Year

Rebecca Lake | January 02, 2026

Building Your Career

What Is Self-Employment Tax and How to Calculate It?

Rebecca Lake | January 02, 2026

Financial Topics

What Are the Federal Tax Brackets for 2024-2025?

Rebecca Lake | December 31, 2025

Family Finances

What Is the Child Tax Credit for 2024-2025?

Rebecca Lake | December 31, 2025

invest

Understanding Special Needs Financial Planning

Rebecca Lake | December 29, 2025

invest

What Is a Money Purchase Pension Plan (MPPP)? How Is It Different From a 401(k)?

Rebecca Lake | December 29, 2025

Growing Wealth

Guide to Cash Balance Pension Plans

Rebecca Lake | December 29, 2025

Growing Wealth

Investing in Index Funds in a Roth IRA

Rebecca Lake | December 26, 2025

Investing

Roth IRA vs. Mutual Fund

Rebecca Lake | December 26, 2025

Growing Wealth

Roth TSP vs. Roth IRA: How They Compare

Rebecca Lake | December 22, 2025

Cryptocurrency

How Cryptocurrency Is Taxed: A Complete Guide for 2026

Rebecca Lake | December 17, 2025

Budgeting & Goals

Top 10 Most Valuable Types of Collectibles You May Have at Home

Rebecca Lake | December 17, 2025

relay

How Much Is a Dollar Worth Around the World?

Rebecca Lake | December 17, 2025

Growing Wealth

Strike Price: What It Means for Options Trading

Rebecca Lake | December 16, 2025

invest

Can You Name a Trust as a Beneficiary of an IRA?

Rebecca Lake | December 12, 2025

invest

Setting Up a Retirement Account for Your Child

Rebecca Lake | December 12, 2025

Budgeting & Goals

Opening a Savings Account for a Newborn Baby: What You Need to Know First

Rebecca Lake | December 12, 2025

invest

Guide to Rolling Over a Pension Into an IRA

Rebecca Lake | December 12, 2025

money

Roth IRA vs. Savings Account

Rebecca Lake | December 12, 2025

invest

The Pros and Cons of a Roth IRA

Rebecca Lake | December 12, 2025

Financial Topics

What Is a Self-Directed SEP IRA?

Rebecca Lake | December 12, 2025

Growing Wealth

Self-Directed IRA for Real Estate Investing Explained

Rebecca Lake | December 12, 2025

Should You Include CDs in Your IRA?

Rebecca Lake | December 12, 2025

invest

Guide to IRA Contribution Deadlines

Rebecca Lake | December 12, 2025

Financial Topics

What to Do About Excess Contributions to a Roth IRA

Rebecca Lake | December 12, 2025

Growing Wealth

Guide to Investing in Your 30s

Rebecca Lake | December 12, 2025

Growing Wealth

Putting an IRA in a Trust: What You Need to Know

Rebecca Lake | December 12, 2025

invest

SEP IRA Contribution Limits for 2025 and 2026

Rebecca Lake | December 11, 2025

Growing Wealth

The Rule of 72: Understanding Its Significance in Investing

Rebecca Lake | November 26, 2025

Growing Wealth

Why Invest in Alternative Investments?

Rebecca Lake | November 26, 2025

FHA Debt-to-Income (DTI) Ratio Requirements

Rebecca Lake | November 25, 2025

mortgage

Home Equity Agreement: How It Works, Pros, and Cons

Rebecca Lake | November 25, 2025

invest

How AI Investing Trends Are Shaping the Future

Rebecca Lake | November 03, 2025

invest

How to Invest Using AI Tools

Rebecca Lake | November 03, 2025

Growing Wealth

What Are Pink Sheet Stocks?

Rebecca Lake | October 27, 2025

ALR

9 Tips on How to Shop for Auto Loans

Rebecca Lake | October 20, 2025

Growing Wealth

The Ultimate List of Financial Ratios

Rebecca Lake | October 17, 2025

Growing Wealth

Wash Trading: What Is It and How Does It Work?

Rebecca Lake | October 17, 2025

Growing Wealth

Understanding the Different Types of Mutual Funds

Rebecca Lake | October 15, 2025

Growing Wealth

Mark to Market Definition and Uses in Accounting & Investing

Rebecca Lake | October 13, 2025

Growing Wealth

Understanding Fiat Wallets in the Digital Finance Landscape

Rebecca Lake | October 09, 2025

Growing Wealth

Is Inflation a Good or Bad Thing for Consumers?

Rebecca Lake | October 01, 2025

Growing Wealth

Comparing Stock Warrants vs Options

Rebecca Lake | September 26, 2025

Growing Wealth

Can You Have Multiple IRAs?

Rebecca Lake | September 23, 2025

Family Finances

At What Age Can You Get a Debit Card?

Rebecca Lake | September 23, 2025

invest

How to Rebalance Your 401(k)

Rebecca Lake | September 22, 2025

Growing Wealth

What Are High-Net-Worth Individuals?

Rebecca Lake | September 22, 2025

Growing Wealth

Guide to Morningstar Ratings

Rebecca Lake | September 18, 2025

Growing Wealth

Exit Strategy for Investors: Definition and Examples

Rebecca Lake | September 16, 2025

Growing Wealth

What Is IPO Due Diligence?

Rebecca Lake | September 15, 2025

Growing Wealth

What Investors Should Know About Spread

Rebecca Lake | September 15, 2025

Debt Payoff

Should You Pay Off Debt or Save Money First?

Rebecca Lake | September 11, 2025

Growing Wealth

What Is Buying Power in Investing?

Rebecca Lake | September 10, 2025

Growing Wealth

Investing in Growth Funds

Rebecca Lake | September 08, 2025

Financial Independence

What Are Stock Delistings and Why Do They Occur?

Rebecca Lake | September 05, 2025

Growing Wealth

What Is an IPO Roadshow?

Rebecca Lake | September 05, 2025

Budgeting & Goals

Free Monthly Budget Template: Your Tool for Financial Success

Rebecca Lake | September 04, 2025

Financial Independence

What Are Cyclical Stocks?

Rebecca Lake | September 04, 2025

Growing Wealth

What Are Over-the-Counter (OTC) Stocks?

Rebecca Lake | September 04, 2025

Growing Wealth

What Is the IPO Process?

Rebecca Lake | September 04, 2025

Growing Wealth

What Is a Financial Instrument? Types & Asset Classes Explained

Rebecca Lake | August 21, 2025

ALR

What Is Car Loan Amortization?

Rebecca Lake | August 19, 2025

Family Finances

Benefits of a VA Loan vs a Conventional Loan

Rebecca Lake | August 11, 2025

Home Ownership

How to Get Preapproved for a VA Home Loan

Rebecca Lake | August 11, 2025

Growing Wealth

Cyclical vs Non-Cyclical Stocks: Investing Around Economic Cycles

Rebecca Lake | August 11, 2025

Growing Wealth

Asset Allocation by Age: 20s and 30s, 40s and 50s, 60s

Rebecca Lake | August 08, 2025

Home Ownership

Cheapest Places to Live: US Cities Edition

Rebecca Lake | August 01, 2025

Credit

Which Entries on a Credit Report Will Decrease Your Credit Score?

Rebecca Lake | July 25, 2025

money

Rental Scams: A Guide to Avoiding Fraud and Finding a Safe Home

Rebecca Lake | July 21, 2025

invest

How Is AI Impacting the World of Investing?

Rebecca Lake | July 18, 2025

SMB

How to Apply for a Small Business Grant

Rebecca Lake | July 17, 2025

Budgeting & Goals

Savings Account vs Money Market Comparison

Rebecca Lake | July 10, 2025

Growing Wealth

What Types of Stocks Do Well During Volatility?

Rebecca Lake | July 07, 2025

Growing Wealth

How Does Magic Formula Investing Work?

Rebecca Lake | July 07, 2025

Growing Wealth

What Is a Limit Order and How Does It Work?

Rebecca Lake | July 04, 2025

Growing Wealth

How to Find the Right Fixed Index Annuity Rate for Your Needs

Rebecca Lake | June 28, 2025

Growing Wealth

Guide to Mega Cap Stocks

Rebecca Lake | June 12, 2025

Growing Wealth

How to Use a Trailing Stop-Loss Properly

Rebecca Lake | June 10, 2025

Growing Wealth

What Is Crowdfunding? Definition & Examples

Rebecca Lake | May 30, 2025

Growing Wealth

Why Index Fund Returns Vary From Fund to Fund

Rebecca Lake | May 28, 2025

Growing Wealth

What Is the Average Stock Market Return?

Rebecca Lake | May 23, 2025

Growing Wealth

What Is the Difference Between EBIT and EBITDA?

Rebecca Lake | May 20, 2025

Growing Wealth

Is 24/7 Stock Trading Available?

Rebecca Lake | May 13, 2025

Growing Wealth

Understanding Lower-Risk Investments in Today’s Market

Rebecca Lake | May 13, 2025

Growing Wealth

What Are Treasury Inflation-Protected Securities (TIPS)?

Rebecca Lake | May 13, 2025

Fresh Out of School

Refinancing vs. Paying Off Student Loans Early — Which Saves You More?

Rebecca Lake | May 12, 2025

Growing Wealth

What Do Investment Bankers Do?

Rebecca Lake | May 12, 2025

Growing Wealth

Pros & Cons of Quarterly vs Monthly Dividends

Rebecca Lake | May 08, 2025

Growing Wealth

NASDAQ Listing Requirements Explained

Rebecca Lake | April 24, 2025

Family Finances

Understanding Divorce and Retirement Accounts

Rebecca Lake | April 23, 2025

Growing Wealth

How to Build Wealth In Your 30s

Rebecca Lake | April 23, 2025

Credit

How to Increase Your Credit Limit

Rebecca Lake | April 16, 2025

money

Central Banks Defined and Explained

Rebecca Lake | April 15, 2025

Growing Wealth

What to Do When Your CD Hits Maturity

Rebecca Lake | April 15, 2025

Growing Wealth

Tax Loss Tax Loss Carryforward: What Is It and How Does It Work?

Rebecca Lake | March 31, 2025

Growing Wealth

What Are Commodities? How Do They Fit Into the Stock Market?

Rebecca Lake | March 31, 2025

Budgeting & Goals

Guide to Idle Funds: Where to Put Them

Rebecca Lake | March 31, 2025

Growing Wealth

Everything You Need to Know About Lifestyle Funds and Lifestyle Investing

Rebecca Lake | March 31, 2025

Growing Wealth

What Are Structured Products? A Comprehensive Guide for Investors

Rebecca Lake | March 31, 2025

Growing Wealth

What Are Variation Margins? How Do They Work?

Rebecca Lake | March 31, 2025

Financial Topics

What Happens to Joint Bank Accounts When Someone Dies?

Rebecca Lake | March 31, 2025

money

Guide to Chartered Banks

Rebecca Lake | March 31, 2025

Growing Wealth

Brokered Certificates of Deposit (CDs): What They Are and How They Work

Rebecca Lake | March 31, 2025

Growing Wealth

What Are Discount Brokers? What to Look for in a Broker

Rebecca Lake | March 31, 2025

Growing Wealth

What Are Non-Recourse vs Recourse Loans?

Rebecca Lake | March 28, 2025

Budgeting & Goals

Student Guide to Financial Literacy and Why It’s Important

Rebecca Lake | March 28, 2025

Going to College

Types of College Savings Accounts: A Guide for Parents

Rebecca Lake | March 28, 2025

Financial Independence

What Is a Recession?

Rebecca Lake | March 28, 2025

Budgeting & Goals

Guide to Add-On Certificates of Deposit

Rebecca Lake | March 28, 2025

invest

What Is an Interval Fund?

Rebecca Lake | March 28, 2025

money

What Is the Better Business Bureau (BBB)?

Rebecca Lake | March 28, 2025

Growing Wealth

What Is Carried Interest?

Rebecca Lake | March 28, 2025

Growing Wealth

What Is Private Credit?

Rebecca Lake | March 27, 2025

Life & Career

The Great Resignation, Explained

Rebecca Lake | March 27, 2025

Investing

When Will Social Security Run Out?

Rebecca Lake | March 27, 2025

Growing Wealth

Stock Market Quiz

Rebecca Lake | March 26, 2025

Growing Wealth

What Is a Stag in the Stock Market?

Rebecca Lake | March 26, 2025

Growing Wealth

Explaining the Shareholder Voting Process

Rebecca Lake | March 26, 2025

Growing Wealth

What Is the Rule of 55? How It Works for Early Retirement

Rebecca Lake | March 26, 2025

Preparing for Retirement

Retirement Quiz

Rebecca Lake | March 26, 2025

Growing Wealth

REITs vs Real Estate Crowdfunding

Rebecca Lake | March 26, 2025

invest

What Are IRA and Roth IRA Fees?

Rebecca Lake | March 25, 2025

invest

What Is a Required Minimum Distribution (RMD) for IRAs

Rebecca Lake | March 25, 2025

Growing Wealth

How to Invest in Wine

Rebecca Lake | March 25, 2025

Growing Wealth

Guide to Art as an Investment

Rebecca Lake | March 25, 2025

invest

Can You Use Your IRA to Invest in Real Estate?

Rebecca Lake | March 25, 2025

Debt Payoff

Income-Contingent Repayment Plan, Explained

Rebecca Lake | March 25, 2025

Family Finances

Guide to Payable on Death vs. In Trust For

Rebecca Lake | March 25, 2025

Family Finances

Opening a Savings Account for an Inmate: All You Need to Know

Rebecca Lake | March 25, 2025

Growing Wealth

How to Invest in Commodities: Ways to Invest, Pros/Cons

Rebecca Lake | March 25, 2025

Growing Wealth

Learn 7 Strategies to Double Your Money

Rebecca Lake | March 25, 2025

Budgeting & Goals

How Much Money Do You Need to Open a Bank Account?

Rebecca Lake | March 25, 2025

Financial Independence

How to Invest in Real Estate: 7 Ways for Beginners

Rebecca Lake | March 25, 2025

Growing Wealth

What’s the Difference Between REITs and Real Estate Mutual Funds?

Rebecca Lake | March 25, 2025

invest

REITs vs. REIT ETFs: What’s the Difference?

Rebecca Lake | March 25, 2025

Financial Independence

Investing in Real Estate Investment Trusts (REITs)

Rebecca Lake | March 25, 2025

Growing Wealth

Real Estate vs. Stocks: Pros and Cons

Rebecca Lake | March 25, 2025

Budgeting & Goals

10 Questions to Ask Your Bank Before Opening an Account

Rebecca Lake | March 25, 2025

Growing Wealth

What Is a Put Option? How They Work and How to Trade Them

Rebecca Lake | March 25, 2025

Growing Wealth

Real Estate Crowdfunding: What Is It?

Rebecca Lake | March 25, 2025

Growing Wealth

What Is Pre-IPO Placement?

Rebecca Lake | March 25, 2025

Budgeting & Goals

Is It a Good Idea to Use a Personal Loan for Investing?

Rebecca Lake | March 25, 2025

Family Finances

Private Credit vs. Private Equity: What’s the Difference?

Rebecca Lake | March 25, 2025

Growing Wealth

Net Present Value: How to Calculate NPV

Rebecca Lake | March 25, 2025

Growing Wealth

Mutual Funds vs Stocks: Differences and How to Choose

Rebecca Lake | March 25, 2025

Growing Wealth

Money Market vs Capital Market: What’s the Difference?

Rebecca Lake | March 25, 2025

money

12 Mobile Banking Features to Look For

Rebecca Lake | March 25, 2025

Growing Wealth

What You Need to Know About Margin Balance

Rebecca Lake | March 25, 2025

Growing Wealth

Is a Reverse Stock Split Good or Bad?

Rebecca Lake | March 25, 2025

invest

The 5498 Tax Form Explained

Rebecca Lake | March 24, 2025

Growing Wealth

A Guide to Financial Securities Licenses

Rebecca Lake | March 24, 2025

Financial Planning Quiz

Rebecca Lake | March 24, 2025

Growing Wealth

How to Find an Old 401(k)

Rebecca Lake | March 24, 2025

Growing Wealth

What Is an Equal-Weighted Index? How to Calculate It

Rebecca Lake | March 24, 2025

Growing Wealth

Understanding Economic Indicators

Rebecca Lake | March 24, 2025

Budgeting & Goals

CD Early Withdrawal Penalty, Explained

Rebecca Lake | March 24, 2025

invest

How Donor-Advised Funds (DAF) Work

Rebecca Lake | March 24, 2025

Budgeting & Goals

Maximum Deposit and Balance Limits for Checking Accounts

Rebecca Lake | March 24, 2025

money

Guide to Bank Notaries and What They Do

Rebecca Lake | March 24, 2025

Building Your Career

12 High Income Skills to Learn

Rebecca Lake | March 24, 2025

invest

Tips for Helping Your Parents Retirement

Rebecca Lake | March 24, 2025

Growing Wealth

What Is a Guaranteed Minimum Income Benefit (GMIB)?

Rebecca Lake | March 24, 2025

Budgeting & Goals

What Is Cost of Living?

Rebecca Lake | March 21, 2025

Budgeting & Goals

11 Common Checking Account Mistakes

Rebecca Lake | March 21, 2025

Growing Wealth

Commodity vs Security: What Are the Differences?

Rebecca Lake | March 21, 2025

Growing Wealth

Commodity ETF: What It Is and Examples

Rebecca Lake | March 21, 2025

Growing Wealth

Commodities Trading Guide for Beginners

Rebecca Lake | March 21, 2025

Building Your Career

What Is a Chartered Alternative Investment Analyst (CAIA)?

Rebecca Lake | March 21, 2025

Growing Wealth

Guide to Bank Account Closure Letters

Rebecca Lake | March 20, 2025

Family Finances

What Is an Authorized Signer on a Bank Account?

Rebecca Lake | March 20, 2025

Family Finances

Guide to Adding a Beneficiary to a Bank Account

Rebecca Lake | March 20, 2025

invest

12 Common Retirement Mistakes You Should Avoid

Rebecca Lake | March 20, 2025

Growing Wealth

What Is Compliance Testing for 401(k)?

Rebecca Lake | March 20, 2025

invest

Guide to Retirement Account Garnishment

Rebecca Lake | March 20, 2025

Growing Wealth

Understanding the Coupon Rate of a Bond

Rebecca Lake | March 20, 2025

Budgeting & Goals

12 Best Wishlist Apps to Help You Plan for Holiday Shopping

Rebecca Lake | March 20, 2025

Budgeting & Goals

10 Benefits of Direct Deposit

Rebecca Lake | March 20, 2025

Financial Independence

How Much Money Do Banks Insure?

Rebecca Lake | March 19, 2025

invest

Are Mutual Funds Good for Retirement?

Rebecca Lake | March 11, 2025

Financial Independence

What You Need to Know About Foreign Currency Bank Accounts

Rebecca Lake | March 04, 2025

Budgeting & Goals

How to Track Monthly Expenses

Rebecca Lake | March 04, 2025

Family Finances

Guide to Non-Bank Financial Institutions (NBFI)

Rebecca Lake | March 03, 2025

Growing Wealth

What Are Margin Rates?

Rebecca Lake | February 26, 2025

Family Finances

What Are Payable On Death (POD) Accounts?

Rebecca Lake | February 26, 2025

Growing Wealth

Guide to the Sectors of the S&P 500 and Their Weights

Rebecca Lake | February 25, 2025

Growing Wealth

Buying Stocks Without a Broker

Rebecca Lake | February 25, 2025

Financial Independence

How Are Local Small Banks Different From Large Banks?

Rebecca Lake | February 19, 2025

invest

Can You Withdraw Money From an Annuity?

Rebecca Lake | February 13, 2025

money

What to Do If You Lose Your Debit Card

Rebecca Lake | February 11, 2025

Growing Wealth

What Is Sports Card Investing?

Rebecca Lake | January 30, 2025

Growing Wealth

Bull Markets, Explained

Rebecca Lake | January 28, 2025

Family Finances

Opening a Brokerage Account for Your Child

Rebecca Lake | January 28, 2025

Financial Independence

Creating a Financial Vision Board

Rebecca Lake | January 27, 2025

Financial Independence

Questions to Ask a Financial Advisor

Rebecca Lake | January 27, 2025

Are Certificates of Deposit Worth It?

Rebecca Lake | January 24, 2025

invest

Can You Retire at 62? Should You Retire at 62?

Rebecca Lake | January 21, 2025

Home Ownership

Tenancy in Common vs. Joint Tenancy With Right of Survivorship

Rebecca Lake | January 15, 2025

Money & Life

APR vs. APY: What’s the Difference?

Rebecca Lake | January 13, 2025

History of Federal Funds Rate (1980 – 2024)

Rebecca Lake | January 13, 2025

Home Ownership

How Does Buying a House at Auction Work?

Rebecca Lake | January 09, 2025

Home Ownership

Home Tax Deductions and Tax Breaks for Homeowners

Rebecca Lake | January 09, 2025

Budgeting & Goals

How Much Christmas Lights Cost to Run for a Month

Rebecca Lake | October 11, 2023

Family Finances

5 Ways to Get Affordable Life Insurance for Families

Rebecca Lake | September 19, 2022

Family Finances

How To Find Affordable Car Insurance for College Students

Rebecca Lake | September 19, 2022

Debt Payoff

Closed School Loan Discharge Eligibility

Rebecca Lake | August 17, 2021

invest

What Is a Synthetic CDO?

Rebecca Lake | July 29, 0202

Budgeting & Goals

Where to Keep an Emergency Fund: 5 Best Places to Consider

Rebecca Lake | July 14, 0202

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