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Millennials Are Seeking Prenups—and It Might Just Be Worth Considering

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4 Ways To Save Up for a Down Payment (Without Giving Up Your Avocado Toast)

A wealthy real estate mogul recently told millennials to stop buying avocado toast if they ever want to buy a house, and the internet went berserk. The advice was poorly received, because many felt that it was out of touch with the current financial environment. For one, the millennial generation has only ever known income stagnation, wages that haven’t kept up with inflation, and skyrocketing college and real estate prices. Two, the assertion that we can’t stop shelling out for fancy breakfast foods buys into the shallow narrative that millennials don’t know the meaning of hard work or the value of a dollar.

While I largely side with the outraged denizens of the interwebs, I’ll play devil’s advocate here: Clearly, Avocado Man was hoping to make a point about frivolous spending, but he veers off track when making the assumption that this is a trademark of the millennial generation. Current times have seen people of all ages spend more on “stuff” than ever before.

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How to Really Know If You’re Ready to Buy a Home

You remember how psyched you were when you got to sign the lease for your current apartment. Especially in a huge city where finding a place that meets your specifications can be like searching for the holy grail, once you find that perfect spot, you hold on tight.

That makes sense. But even if you’re happy paying rent for your place now and have been for the last several years, you might have moved up in your career since then, or you’re thinking about having a kid and need a place that’s nearer to school districts than bars. Plus, putting that rent money toward owning a place would be pretty sweet.

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The (Truly) Ultimate Guide to Buying a House in the San Francisco Bay Area

As anyone who lives in the San Francisco Bay Area will tell you, it is truly a place like no other. The tech industry beckons with its surfeit of good paying jobs, the restaurant scene rivals that of any world capital, oh—and where else can you ski in the mountains one weekend, and then kayak with sea otters the next?

So while it’s not hard to understand why so many people are clamoring to buy a home in the Bay Area, those incredible perks are offset by one major drawback—a sky-high real estate market.

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Buying a Home: Mortgage Prequalification vs Preapproval

Buying a home can be an exciting and nerve-wracking time, especially for first-time homebuyers. There are many steps to understand and manage in the home buying process and it’s important to work with a lender you trust. Many hopeful homebuyers believe the process begins with finding the perfect house, but this approach skips two important steps that can put buyers at a disadvantage.

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How to Use Tech to Buy a House (and Take Your Hunt to the Next Level)

We use tech for just about everything these days. If the need exists, as they say, “there’s an app for that”—whether it’s food delivery, laundry service, or borrowing a car.

So for the complicated process that is searching for your first home, it’s no surprise that a few innovators are giving it a tech upgrade. Apps and online tools simplify the more labor-intensive parts of house hunting, from learning real estate lingo and weighing mortgage options to finding new listings and investigating neighborhoods.

Here’s a tour of some of the most useful house-hunting websites and real estate apps to use on the path to buying your dream home.

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