woman with a book and tree

7 Personal Finance Books to Add to Your Holiday Wishlist



The holidays are quickly approaching, and though you may already have some essentials in mind, (AirPods Pro®, anyone?) it’s never a bad idea to add some finance books to your list.

Whether you’re a recent grad who’s just getting on your feet and creating your first budget or a seasoned professional planning for retirement, trying to get your finances in order can be daunting.

While there are a number of resources like apps, podcasts, and websites that could be helpful in sorting your personal finances, reading or listening to a good ol’ fashioned book (or e-book!) can help to keep you free of other digital distractions and focused on getting your finances right.

So grab your favorite flannel, here are some popular personal finance books to curl up with next to a roaring winter fire.

The Total Money Makeover: A Proven Plan for Financial Fitness


In his all-time bestselling book , New York Times author and national radio host Dave Ramsey offers insight into the core of money issues and gives readers the tools to potentially devise a plan for tackling them.

By following his seven simple steps, he suggests that people can soon be out of debt and into what he calls a “Total Money Makeover.”

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence

Vicki Robin and Joe Dominguez’s book takes a more holistic approach to finances by first helping readers self-evaluate their relationship with money and the role that finances play in their life at large.

They then provide nine steps that can be implemented to potentially help transform the reader’s relationship with money for the better, with the ultimate goal of helping readers reach financial independence.

The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

Another New York Times bestseller, Thomas J. Stanley and William D. Danko’s The Millionaire Next Door approaches finances not by having readers look at their own, but rather by identifying the common patterns and habits among those who are already wealthy.

Rich Dad Poor Dad

If you’re looking for a book that touches on a variety of aspects of personal finance, Sharon Lechter and Robert Kiyosaki’s Rich Dad Poor Dad may be a good option. They cover everything from budgeting and investing to starting a business and reaching financial independence.

By focusing more on philosophies around money versus the actual practices, which will inevitably follow, Lechter and Kiyosaki believe it’s possible for anyone to make their money work for the reader instead of the other way around.

The One-Page Financial Plan

Finding a financial mentor could be a good option for helping you take control of your finances, but not everyone knows someone or can afford to hire a professional to help.

You may be able to find much of the advice a mentor would give you in The One-Page Financial Plan , written by Certified Financial PlannerTM, Carl Richards. In this book, Richards attempts to help readers approach their finances by simplifying them and looking at the big picture to help them achieve their goals.

The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich

In David Bach’s book, The Automatic Millionaire , the self-made millionaire debunks what he believes to be money myths and provides resources, tools, and tips for not only making finances more simple, but also for automating them to help readers get the most out of their money.

You Are a Badass at Making Money

In You Are a Badass at Making Money , Jen Sincero acknowledges that dealing with your finances can be intimidating for anyone, regardless of where you are on your financial journey. But by changing your mindset, she feels you may also be able to change your circumstances.

Through sharing her own experience, she sets out to help others who may be holding themselves back by letting fear and excuses interfere with their finances.

Ready To Take Charge of Your Finances?

After you’ve read a few finance books this season, you may want to check out a product that allows you to save, spend, and earn—all in one place.

With a SoFi Money® cash management account, you can rest assured that no matter where you’re traveling for the holidays, all ATM fees will be reimbursed—worldwide.

Our goal is to eliminate as many fees as possible. That being said, our fee structure is subject to change at any time.

Check out SoFi Money today.

Learn More


SoFi Money®
SoFi Money is a cash management account, which is a brokerage product, offered by SoFi Securities LLC, member FINRA / SIPC .
Neither SoFi nor its affiliates are a bank.
SoFi Invest®
The information provided is not meant to provide investment or financial advice. Investment decisions should be based on an individual’s specific financial needs, goals and risk profile. SoFi can’t guarantee future financial performance. Advisory services offered through SoFi Wealth, LLC. SoFi Securities, LLC, member FINRA / SIPC .

External Websites: The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
Third Party Brand Mentions: No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third party trademarks referenced herein are property of their respective owners.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third Party Trademarks: Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
SOMN19097


ABOUT SoFi SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than half a million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. For more information, visit SoFi.com. Want an easy and convenient way to manage your financial life? Get the SoFi app. For iOS and Android.


TLS 1.2 Encrypted
Equal Housing Lender