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SoFi Blog

Tips and news—
for your financial moves.

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8 Valentine’s Day Gifts That Are as Meaningful as They Are Affordable

There are plenty of cute Valentine’s Day ideas to be found, but what about cheap Valentine’s gifts that won’t break the bank? A last-minute frenzy of wandering through the red, pink, and purple aisles at the grocery store could cost you, and honestly, probably won’t impress your sweetie much.

Turns out, those ages 25 to 34 are the biggest spenders during the heart holiday with a spending average of $202.76, but could they have done it for less?

Our list of eight cheap Valentine’s gift ideas will have your sweetheart swooning over your thoughtfulness, and you’ll be ready to brag about how much you didn’t spend! Well, maybe you’d like to keep that to yourself, too. We won’t judge.

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7 Personal Finance Books to Add to Your Holiday Wishlist

The holidays are quickly approaching, and though you may already have some essentials in mind, (AirPods Pro®, anyone?) it’s never a bad idea to add some finance books to your list.

Whether you’re a recent grad who’s just getting on your feet and creating your first budget or a seasoned professional planning for retirement, trying to get your finances in order can be daunting.

While there are a number of resources like apps, podcasts, and websites that could be helpful in sorting your personal finances, reading or listening to a good ol’ fashioned book (or e-book!) can help to keep you free of other digital distractions and focused on getting your finances right.

So grab your favorite flannel, here are some popular personal finance books to curl up with next to a roaring winter fire.

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How to Track and Maximize Rebates on Holiday Purchases

Is there anything better than a bargain? Splurging can be fun and all, but scoring an amazing product at a fantastic price? Well, that sounds even better. For some holiday shoppers, holding out for a competitive price is worth it. According to one survey by RetailMeNot , Americans are willing to wait 57 days, on average, in order to find a good deal on a product.

So, if you’re on the hunt for a discount this season, the promise of getting money back on a purchase can be enticing. Retailers and manufacturers looking to make a sale may offer some sort of rebate in order to sweeten the deal.

Some are upfront discounts, others are more conditional like buy-one-get-one sales, while others may require a bit of work on the customer’s behalf. For some, the promise of 15% off a luxury purchase could be alluring enough to go through the process of submitting a mail-in rebate.

But success can sometimes be difficult to achieve when it comes to mail-in rebates. If you’re new to the whole idea, you may be googling “How to do a mail in rebate?” While the process may vary slightly depending on the manufacturer, here are a few guidelines that could help you navigate the mail-in rebate process this holiday season.

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