No denying it-fees are annoying and people hate them.
That’s why SoFi Money doesn’t charge many of your usual fees.
You shouldn’t have to pay money to manage your money. Good thing SoFi Money doesn’t have any transaction fees, monthly fees, or many other common types of fees.
Sometimes you want cold hard cash. You shouldn’t be charged for that-no matter where you are. With SoFi Money, ATMs are fee-free at any ATM within the Allpoint® Network.
Set up direct deposit or recurring deposits that add up to at least
$500 a month to earn exclusive benefits that help you build your savings.
With SoFi Money you’ll earn cash back rewards when you spend on brands you love. Spend, earn cash back, and save toward your goals faster. Win, win, win.
(Note: Offers rotate, so check the app frequently to see the most up-to-date list of offers.)
You work hard for your money, now let it work hard for you. Start earning interest on all your cash in your SoFi Money account.
We work hard to help you earn interest. With that in mind, our interest rates are subject to change at any time. See our terms and conditions.
Sign up for SoFi Money in just 60 seconds. It’s that easy.
Storing cash until you’re ready to invest? Or working toward a down payment? No matter what your goals are, SoFi Money can help you on your way.
Your phone has what you need to get the job done—complete with mobile transfers, photo check deposit, and customer service.
Once your money arrives at our partner banks, it is FDIC insured up to $1.5 million.2
Get joint access to your money for you and your +1.
Send money to anyone you need to right from your app. And when you send to SoFi Money holders, they’ll get it instantly.
Please review the Customer Relationship Summary (Form CRS) which contains important information about the product, services, fees, and conflicts of interests of SoFi Securities LLC.
You may also learn more about SoFi Securities LLC and its Representatives on FINRA’s BrokerCheck.
SoFi Money holders get access to exclusive member benefits like events and experiences, financial planning, career services, member rate discounts on additional SoFi loans, and more—all at no cost.