Say hi to SoFi MoneyTM, a hybrid account that earns you more and costs you nothing.
SoFi Money has the convenience of checking and savings morphed into one hybrid account.
Most banks charge an average of $329 per year in account fees.1 We don’t charge any. Not the ones you expect—and definitely not the ones you don’t.
Check out the listYou work hard for your money. Now your money can work hard for you. SoFi Money earns 2.25% APY.2
SoFi Money
Average Checking
Account4
Sometimes you want cold hard cash. You shouldn’t be charged for that—no matter where you are. Use any ATM worldwide that accepts Visa® and we’ll reimburse you for the fees.3
Sign up for SoFi Money and open an account in just 60 seconds. It’s that easy.
SoFi Money is FDIC insured up to $1.5 million with additional protection against fraud.5
Your phone is your branch—complete with mobile transfers, photo check deposit, and customer service.
Send money to anyone you need to right from our app. And when you send to SoFi Money holders, they’ll get it instantly.
SoFi Money holders pay no fees, earn 1.25% APY, and get the benefits of SoFi membership.
Get even more out of SoFi Money when you set up a direct deposit of $3k/month or spend $500/month on your debit card. This gets you:
Unlimited reimbursement on ATM fees
2.25% APY on your account
See what SoFi can do for you and your finances.
Select a product below and get your rate in just minutes.