¹ SOURCE: Bank Fee Finder Summary Report, April 2017

²Annual Percentage Yield or APY is effective as of 10/15/18 and calculated based on maintaining an average daily balance of $10,000 or more, each month, for 12 months. If after three months of opening your first SoFi Money account (either individually or jointly) you do not either: (i) maintain an average daily balance of $10,000 or more in any month; OR (ii) make at least $3,000 in direct deposits in any month, your account will neither earn interest nor receive ATM fee reimbursements. In addition, you may not be eligible for other member benefits until you achieve one of these two activity targets. Service fees may reduce earnings. The interest rate is variable and subject to change by SoFi Securities from time to time, in its sole discretion, without advance notice to you. Changes to the interest rate will change the APY described. Some account features, including ATM fee reimbursements, may change or be removed at any time, without prior notice. For more information, please refer to your Customer Agreement.

³All SoFi ATM withdrawal fees will be waived for your SoFi Money Account. In addition, qualified accounts will automatically be reimbursed for ATM fees charged by other institutions while using a SoFi Money Visa® Debit Card linked to your account at any ATM displaying the Visa, PLUS, or NYCE logo. The reimbursement will be credited to the account by the following business day. Please note, there is a foreign exchange fee of 1% that is not waived, which will be included in the amount charged to your account.

⁴The average national checking account interest rate is calculated as of 4/30/2018 based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Data used to calculate the national rate is gathered by RateWatch. Interest checking account rates are based on the $2,500 product tier. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data – no fewer than 45,000 locations and as many as 81,000 locations reported. The deposit rates of credit unions are not included in the calculation. Visit FDIC site for details.

⁵The cash balance in SoFi Money Accounts is swept to one or more program banks where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC Insurance is not provided until the funds arrive at partner bank. There are currently six banks available to accept these deposits, making customers eligible for up to $1,500,000 of FDIC insurance (six banks, $250,000 per bank). If the number of available banks changes, or you elect not to use, and/or have existing assets at, one or more of the available banks, the actual amount could be higher or lower. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits in SoFi Money or at Program Banks are not covered by SIPC.

The SoFi Money Visa® debit card is issued by Wilmington Savings Fund Society. Visa is a registered trademark of Visa International Service Association and is used pursuant to a license from Visa U.S.A. Inc.

Neither SoFi nor its affiliates is a bank.

SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.

© 2018 Social Finance, Inc.