How much does SoFi charge to trade crypto?

SoFi will charge a markup of up to 1.25% on crypto transactions. On a purchase, the markup is added to the market price from the exchange, and SoFi submits a market order trade.

How soon will I receive my crypto?

Your purchase of cryptocurrency, by the dollar or by the coin, happens in real-time. Should you sell all or some of your crypto holdings on SoFi Invest, it will be returned as USD to your account, instantly.

Are there limits to my purchase?

The minimum order size per purchase is $10, and the maximum purchase per day, per individual is $50,000. The minimum sale amounts are 0.001 BTC (Bitcoin), 0.01 ETH (Ethereum), 0.1 LTC (Litecoin), 0.01 BCH (Bitcoin Cash), and 0.1 ETC (Ethereum Classic).

New! Active Invest members can participate in IPOs before they trade on an exchange.* Learn more

BUY CRYPTOCURRENCY

Trade crypto.
Get $10 in bitcoin.

Seven new crypto coins are in!
Which means even more ways to trade with SoFi Invest.
Make your first trade of $10 or more to get your bonus.^*

Get $10 of bitcoin

Crypto is offered through
SoFi Digital Assets, LLC.

We keep your
crypto secure.†

Get started with
just $10.

Do it all in the
SoFi app.

There are more
ways than ever
to trade crypto.

Now you can trade Bitcoin, Ethereum, Dogecoin, Cardano, and 24 more coins—24/7. Plus, more new coins are on the way.

Get started →

Keep your
crypto safe.

Worried about your money getting hacked? You don’t have to be. SoFi Invest is a secure platform that ensures your holdings are protected against fraud and theft.^†︎

Buy anytime.

Unlike the regular market, you can trade crypto 24/7. Weekends, holidays, middle of the night—no time is off limits.

Multiple ways
to invest.
Just one app.

If you have the SoFi app, you can buy crypto alongside the stocks, fractional shares, and ETFs that you’re already trading.

Risk is real.

Risk is a natural part of investing. And due to its volatility, crypto carries a higher degree of risk than traditional investments.

Start trading Bitcoin, Ethereum, Litecoin, Polkadot, Dodgecoin, and more today.

FAQs

Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk.

Consumer protection and securities laws don’t regulate cryptocurrencies to the same degree as traditional brokerage and investment products. Research and knowledge are essential prerequisites before engaging with any cryptocurrency. US regulators, including FINRA, the SEC, and the CFPB, have issued public advisories concerning digital asset risk. Cryptocurrency purchases should not be made with funds drawn from financial products including student loans, personal loans, mortgage refinancing, retirement funds or traditional investments.

This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance, historical returns, future projections, and statistical forecasts are no guarantee of future returns or future performance. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law.

SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-Registered Investment Adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC.

2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA/SIPC, (“Sofi Securities). Clearing and custody of all securities are provided by APEX Clearing Corporation.

3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit legal.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Lending Corp and/or its affiliates.

† SoFi takes security seriously across all of the brand’s products. SoFi Invest uses a number of tools to secure crypto holdings against theft, including two-factor authentication, SSL encryption, partnering with trusted exchanges like Coinbase to complete transactions, and not sharing personal information about our members with crypto trading partners and custodians. Before you purchase crypto through SoFi Invest, it is important to understand the volatility of its value, and therefore its inherent risk.

SoFi Crypto is offered through SoFi Digital Assets, LLC. Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile, involve a high degree of risk, and are unsuitable for most investors. For more information on digital asset risk see FINRA, SEC, and CFPB public advisories. SoFi will apply a markup of up to 1.25% for each crypto transaction. For more information, visit www.SoFi.com/crypto.

SoFi Digital Assets, LLC is providing services to you as a participant in a special Hawaii project which ends on December 31, 2022. At the end of the project term, SoFi Digital Assets, LLC may be required to close all accounts for Hawaii customers and cease operations. SoFi Digital Assets, LLC will notify Hawaii customers in advance if accounts must be closed. Hawaii customers who choose to open accounts with SoFi Digital Assets, LLC are advised that the virtual currency or digital currency purchased, whether as an investment, for making payments, or other purposes, may lose value, including the loss of some or all of your original purchase amount.

* Terms and conditions apply. To receive the offer, you must: open a new SoFi Digital Assets LLC account and buy at least $10 worth of any cryptocurrency within 7 days. The offer only applies to new crypto accounts. The offer is limited to one per person. The offer expires on December 31st, 2021. Once conditions are met and the account is opened, you will receive $10 in Bitcoin (BTC) within 7 days. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time without notice.

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BUY CRYPTOCURRENCY

Trade crypto. Get $10 in bitcoin.

We keep your crypto secure.†

Get started with just $10.

Do it all in the SoFi app.

There are more ways than ever to trade crypto.

Keep your crypto safe.