LIFE INSURANCE

Life insurance
made easy.

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Calculate my needs

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Ladder

SoFi has teamed up with Ladder to bring you term life insurance that’s affordable, quick to set up, and easy to understand. Get your quote for coverage that ranges from $100K to $8M.

Why Ladder?

Apply for life insurance coverage in minutes and get a decision instantly. As your life changes, you can always decrease or cancel your coverage with a couple of clicks. No fees, no hassle.

Flexible coverage

Get coverage that ranges from $100K to $8M and 10 to 30 years. Adjust at any time.

Great rates

Ladder offers competitive insurance rates for the coverage that’s right for you.

Quick application

Get your quote and apply in minutes. Medical tests are not required for eligible applicants.1

Easy estate planning

Drafting your will is simple-and free for SoFi members.

How it works:

1

Get started

Select your coverage
amount and term.

2

Apply online

Complete your application in
minutes—eligible cases don’t require a medical test.1

3

Instant Decision

We value your time.
Check it off your list.

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Draft your will for free.

In times of uncertainty, it never hurts to have a plan in place for you and your family. No matter what your financial situation is, Ladder makes drafting your will easy-and free for all SoFi members.




The service provides forms for your use, not legal advice. Using these documents is not a substitute for obtaining legal advice.

Ladder FAQs

Ready to get started?

Apply for a policy in minutes.

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SoFi has teamed up with Ladder, our life insurance partner, to make drafting your will simple-and free for all SoFi members.

Please register or log in with SoFi.com. We will then direct you to our partner, Ladder, to start the estate planning process.

SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Ladder. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.

SoFi has teamed up with Ladder to bring you term life insurance that’s affordable, quick to set up, and easy to understand.

We are now directing you to our partner, Ladder, to complete your application.

SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Ladder. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.

SoFi has teamed up with Ladder to make insurance easy.

By clicking below, you will leave SoFi.com to visit Ladder’s website.

SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Ladder. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.

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