Did you know that a company can get your credit information with just your name, address, date of birth, and consent? A common misconception is that a social security number is needed.
Credit checks are an uncomfortable fact of adulthood. Everything from buying a home or car, renting an apartment, taking out a personal loan, applying to certain jobs and even having utilities turned on, can involve a credit check. Yet one of the confusing aspects of having good credit is that even as credit checks are becoming more common, having too many can lower your credit score.Read more