Is there a dream that you tabled years ago and having been meaning to revisit? Maybe you aspired to write the Great American Novel, but became accustomed to the office lifestyle. Or perhaps you’ve toyed with the idea of taking a mid-career break at 40 to lay on a beach in Ibiza or hike the Appalachian Trail. More people are taking a sabbatical or mid-career break in their 30s and 40s, whether to pursue personal passions, travel, volunteer, or consider a career shift.

When should you start investing? How much do you need to start? And what type of investments are right for you?

If you’re curious about investing, but you haven’t yet dipped your toes in the water, you’re not alone. In fact, this was a hot topic among SoFi members in a recent discussion with wealth advisors on Facebook. (That’s right, SoFi members have daily access to complimentary advisors—learn more here.)

Even if you’re not a member, we’ve brought the most pressing investing questions—and more importantly, their answers, courtesy of SoFi Financial Advisor Katy Song—right here. Read on to learn more.

Investing for retirement can seem daunting. With so many retirement plan options, and even more jargon that comes with the territory, it’s no wonder people can start to feel anxious when figuring out how to invest in their 401(k) properly. Luckily, the first step is easy—all you have to do is start saving your money and putting it in a retirement account.

Welcome to Hey Coach!, a career advice column hosted by SoFi’s Career Advisory Group, a team of expert career coaches dedicated to helping SoFi members reach professional success. Got a tricky career question of your own? Email heycoach@sofi.com.

Hey Coach,

My husband and I have made the decision to move across the country so we can live closer to our families in the Bay Area. We’ve been living in New York for the last ten years and have really planted roots—great friends, families and jobs—but we’re looking to start a family of our own soon and know being closer to loved ones is the right choice.

Who says you can’t have avocado toast if you want to buy a home? Oh, right—an Australian real estate developer who made the comment heard ’round the world about how it’s preventing millennials from becoming homeowners.