Set up direct deposit to make the most out of SoFi Money®

For a limited time, get a $100 bonus with qualifying direct deposits.1 Log in to your account or follow the steps below to get started.

Set up direct deposit

How it works:

9 in 10 SoFi members agree—setting up direct deposit is easy.2


Download this pre-filled form, sign it,
and submit it to your employer’s
payroll department.


Wait for your direct deposit to hit
your account (which can be between 2-4 weeks).


We’ll deposit your $100 bonus into
your SoFi Money account.

Unlock all the benefits of
SoFi Money with direct deposit.

Set up direct deposit

Get your paycheck early.4

You’ll automatically get your paycheck up to two days early every time you get paid.

Supercharge your savings.

Earn 8x the national interest vs spending accounts with up to 0.25% APY.3

No-fee Overdraft Coverage.5

We’ll cover you up to $50 with no fees if you accidentally spend more than you have.

$100 welcome bonus1

Cha-ching! Get a $100 bonus in your account when you set up direct deposit.


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