Set up direct deposit to make the most out of SoFi Money®

For a limited time, get a $75 bonus when you direct your paycheck to your SoFi Money account.1 Log in to your account or follow the steps below to get started.

Set up direct deposit

How it works:

9 in 10 SoFi members agree—setting up direct deposit is easy.2


Download this pre-filled form, sign it,
and submit it to your employer’s
payroll department.


Receive $500 or more in qualified
direct deposits.


We’ll deposit your $75 bonus into
your SoFi Money account.

Unlock all the benefits of
SoFi Money with direct deposit.

Set up direct deposit

Coming soon! No-fee Overdraft Coverage.

We’ll cover you up to $50 with no fees if you accidentally spend more than you have.

Supercharge your savings

Earn 6x national average interest vs spending accounts.3

Earn cash back rewards

Get 10% cash back on Netflix, Disney Plus, and Spotify subscriptions.4

Keep your money safe.

Once your money arrives at our partner banks, it is FDIC insured up to $1.5 million.5


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