SoFi Blog

In a perfect world, going on vacation wouldn’t mean sacrificing all the comforts of home. It would be possible to experience new places without ever feeling like you’ve left anything behind. House sharing and interesting new vacation rentals have come close to solving this problem, but there might be an even better solution.

Driving around the country this summer in a recreational vehicle (RV) might just be the way to hit the road. With loads of options from small vintage-inspired teardrop trailers all the way up to rolling mini-mansions, you’ll probably find something that fits your needs in an RV for summer travel.

Imagine having a furry friend by your side as you navigate your classes and new relationships in college. Sounds comforting, doesn’t it? While this is a nice idea, having a pet is a lot of work, and there are several things to consider before getting a dog in college: Can you be a full time student and also take care of a dog? Will you have enough time? Can you afford it?

That being said, if you’re committed, the benefits of having a dog in college, especially the mental health benefits, may outweigh the cons.

There are, of course, other pets to consider besides dogs—cats, iguanas, ferrets—each with their own considerations, but we will focus on canines. Here is what you need to know to help you decide if having a dog in college is right for you.

The faster you pay, the more you can save. For example, picking shorter loan terms can help you pay the loan off as quickly as possible. That can help you save on your overall interest charges, which helps reduce your total payments on your loan.

You can also get a 0.25% interest rate reduction when you sign up to make automated payments from your checking or savings account.

Learn more about SoFi’s autopay discount on our repayment options and examples page.

Repeat Borrower Discount: Members who have borrowed a private student loan from SoFi in the past qualify for a 0.125% interest rate reduction on new private student loans.**

^{*Existing eligible SoFi Members must either (1) be in good standing with their current and prior SoFi Home Loan, Personal Loan, Student Loan; (2)or maintain a minimum balance of $10,000 in their SoFi Invest account; (3) or have an open SoFi Money account with a minimum balance of $0; (3)and take out a new loan of a different product type than they currently have, can receive a 0.125% Interest Rate Discount on that new Personal or Student loan (home loans are not eligible for interest rate or auto pay discounts).
Existing eligible SoFi Members with a SoFi Personal Loan, Student Loan or who have a minimum balance of $50,000 in their SoFi Invest accounts at the time of application, can receive a one time $500 discount on SoFi’s $1,495 Home Loan Processing Fee on their first SoFi Home Loan. Based on regulatory requirements, the name of this fee may vary in certain states.
To be eligible for either of these discounts, member must be in good standing with their current and prior SoFi loans. SoFi reserves the right to change or terminate either of these discounts at any time with or without notice. For complete terms and eligibility, please visit SoFi.com/legal#MemberRateDiscount.}

^{**0.125% Return Borrower Rate Discount: Terms and conditions apply. Offer good for private student loan customers who have previously borrowed a private student loan from SoFi and are taking out a subsequent loan only, select a term and repayment type that is eligible for the discount, and is subject to lender approval. To receive the offer, you must: (1) complete a loan application with SoFi; (2) meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.125% rate discount because you have borrowed a private student loan from SoFi in the past. Offer good for existing private student loan borrowers only. Cannot be combined with other rate discounts, with the exception of the 0.25% AutoPay rate discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.}

Remember the long, cold winter days you spent cooped up inside wishing for sunnier, warmer weather? Those days are now a distant memory as the summer heat starts to take hold.

Sure, you could sit in the air conditioning, but who wants to spend all summer inside? And sometimes, fighting the crowds for a spot at the local pool, beach, or lake can be a headache.

If the rising temperatures have you searching for “cold places in July,” this list could be just what you’re looking for. Summer vacations don’t have to be all beaches and hot, humid days. Here are some cool weather summer vacations that could help you beat the heat this summer.

Congratulations, you’re having a baby! Soon, your entire life will be filled with baby bottles, diapers, and … so many sleepless nights. Before you welcome a new life into the world, your to-do list will likely keep expanding.

From preparing the nursery and assembling a crib to creating a birth plan and baby-proofing the house, there is a lot to take care of. And we know it can be completely exhausting. While you are hustling to get everything ready before you bring your little one home, you might want to take a minute to slow down and enjoy this process. One way parents are doing this is by celebrating with a babymoon.

A babymoon is an excursion you go on with your significant other just before the birth or adoption of your child. It’s a time to kick back and relax just one last time. Sure, this trip sounds like another expensive baby-related item, but it doesn’t have to be. Here are a few ideas on how to plan, where to go, and ways to finance your last getaway as a twosome without going overboard on the budget.