Undergraduate Student Loans – DM (Member)
A better way to pay
for school.
SoFi’s helped 550,000+ grads refinance their student debt.
Now we’re helping undergraduates pay for school with low-rate
private school loans.
All online. All easy.
Finish our fast and easy online application all in minutes—and add a cosigner in just a few clicks.
No fees. No fuss.
No fees means no fees. That means no origination fees, no late fees, and no insufficient funds fees. Period.
100% covered.
Get peace of mind knowing SoFi will cover the full cost of attendance.
Save money.
Better rates and more savings versus other private lenders.
Choose from low fixed or variable rates.
Not sure which to choose?
Learn more.→
Need a cosigner?
Most undergrad students have limited credit history and income. Adding a cosigner with a solid financial history
and good credit may help improve your chances of loan approval—and sometimes even a lower interest rate. You and
your cosigner can see what rates and terms you pre-qualify for before submitting your full application—and it
won’t impact your credit score.
Repay your way.
Pick the repayment option that works for you and your budget.
Deferred
Start paying principal and interest payments six months after you leave school.
Interest only
Pay only interest payments while you’re in school.
Partial
Pay a $25 fixed monthly payment while you’re in school.
Immediate
Start paying principal and interest payments right away.
How it works:
1
Apply online in just minutes.
Get your rate fast and find out if you’re pre-qualified
before you even finish the full application. Seamlessly add
a cosigner in just a few clicks.
2
Select your rate and repayment option.
Choose from fixed or variable rates.
Then, pick from four repayment options.
3
Sign and accept your loan.
Upload screenshots of your info, sign your paperwork
electronically, and voilà—your work is done!
We’ll handle it from here.
FAQs
Get started in minutes.
Find your loan rate in just a few clicks.
Read more