SoFi Blog

Side hustles: it can seem like everyone has one. From that fashion influencer account you follow on Instagram who works full time, to your rideshare driver who’s also got a day job, to your friend who has his own YouTube channel, you’ve probably come across side hustles across both digital and IRL platforms.

College graduation can be a wild time. You go from juggling your last term papers and final exams (and graduation parties) to managing a career, often in mere months.

This period may be one of the most glorious—and confusing—transitions in your life. There is so much to learn about being an adult, especially in regards to managing your money. And learning this stuff is not an overnight process.

For many college grads, a good first step to successful money management is understanding student loans—including a loan’s grace period. If you have federal student loans, you may even be in your student loan grace period now.

For those of you that graduated in the spring, student loan grace periods may soon be coming to an end. It’s important to start there: What is a student loan grace period? And what happens when that student loan grace period ends?

Here are some tips for managing your student loans for the first time, including ideas on how to make payments once your student loan grace period is over.

With 59% of employees claiming money matters as their main cause of stress, this year’s trends in employee benefits seem to be focused around one particular concept—financial wellness.

According to the CFPB, industry surveys define financial wellness programs as “those that assess and support an employee’s ‘complete financial picture’ or the ‘overall financial health of an individual.’” To shed some light on this topic, we talked to SoFi’s own senior benefits manager, Debbie Westover.

Some of Debbie’s responsibilities include developing, designing, and administering employee benefit programs—making her a great resource on ways employers can satisfy the benefit desires of employees while still balancing their own financial and strategic priorities.

Here’s just some of what she had to say about helping employees reach their financial goals.

It’s a very modern conundrum: How do you constantly achieve more, while often making do with less?

At work, do you find yourself needing to sell more widgets, create more content, get more users—but do it all with a smaller budget, less human power, less time?

In your personal life, you’re trying to see more friends, have more fun, buy the latest gadget, save more money—attempting to do it all with less free time, less savings once you’ve paid your bills, and less energy after worrying about how to juggle all the things.

So how the heck can you make it all work… and maybe even have some fun while doing it? How can you get more productive without completely burning out?

You could say that Richard Branson, founder of the Virgin Group, began his career in business at age 11—selling parakeets with his best friend. Fast forward to today, and the boy who was once slinging pet birds now has a net worth of $3.9 billion. Here’s a look at the steps—and missteps—Branson took on his way from entrepreneurial schoolboy to billionaire mogul.