SoFi Blog

Tips and news—
for your financial moves.

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7 Non-Traditional Employee Benefits to Look for When Job Searching

When searching for a new job, it is common to look for a position that offers a competitive pay rate, an opportunity for inter-company growth, a comprehensive health-care package, and a generous time-off policy. Additional factors such as a short commute time, specific perks for working parents, and stock options could also be enticing.

Recently, however, more and more companies seem to be modernizing and innovating their employee benefits program beyond the norm to attract and retain new workers.

While these more unusual offerings could at first seem like trivial bonuses rather than significant aid, they often result in positive impacts on an employee’s life.

According to a 2019 survey conducted by The Harris Poll, 80 percent of respondents claimed they would take a job that had benefits over a job that made 30% more in salary but did not offer benefits. When determining if accepting a job with unusual benefits is worthwhile to you, it is important to keep your individual and/or family needs, lifestyle, and budget in mind.

If you’re on the hunt for a new role, keep an eye out for the following left-of-center benefits that could help you improve your physical and emotional health, better manage your time, grow your wealth, or save money.

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How to Track and Maximize Rebates on Holiday Purchases

Is there anything better than a bargain? Splurging can be fun and all, but scoring an amazing product at a fantastic price? Well, that sounds even better. For some holiday shoppers, holding out for a competitive price is worth it. According to one survey by RetailMeNot , Americans are willing to wait 57 days, on average, in order to find a good deal on a product.

So, if you’re on the hunt for a discount this season, the promise of getting money back on a purchase can be enticing. Retailers and manufacturers looking to make a sale may offer some sort of rebate in order to sweeten the deal.

Some are upfront discounts, others are more conditional like buy-one-get-one sales, while others may require a bit of work on the customer’s behalf. For some, the promise of 15% off a luxury purchase could be alluring enough to go through the process of submitting a mail-in rebate.

But success can sometimes be difficult to achieve when it comes to mail-in rebates. If you’re new to the whole idea, you may be googling “How to do a mail in rebate?” While the process may vary slightly depending on the manufacturer, here are a few guidelines that could help you navigate the mail-in rebate process this holiday season.

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woman student on laptop

Study Tips for Finals

College might seem like a marathon, but each semester or quarter can feel more like a sprint, with the syllabus as the starting block and finals week as the finish.

The good news is that you learn a tremendous amount of new information during those weeks. The bad news is that, before you can ride off into the sunset of class break, you have to Remember. It. All.

Finals week is when the library is aglow 24 hours a day, full of students with their noses in books or laptops, possibly on the verge of a freak-out. It’s exhausting to be sure, and the stakes can be high, especially for students whose financial aid require that they maintain a minimum GPA.

But while finals week can be taxing, it doesn’t have to be chaotic. These study tips for finals can help you plan, prepare and tackle each test with confidence.

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Overhead laptop with Christmas lights

Should You Take Out a Personal Loan for the Holidays?

’Tis the season to maximize your holiday budget!

Perhaps your holiday plans including flying to somewhere special to meet with friends and family, or maybe you’re planning to host a party for those you love. No matter how and where you’ll celebrate the season, you’ll want to decorate, create memorable meals, and buy exactly the right presents.

The problem, as you know, is that this can get expensive.

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hands volunteering at soup kitchen

Charitable Giving on a Budget

With the holiday season in full swing, your priorities might include finding the perfect gift for everyone on your list (all while making sure you don’t break the bank), mingling with friends and family at holiday parties, indulging in the scrumptious treats that seem to be around every corner, and watching your favorite holiday classics.

The festive season can also inspire compassion and generosity. Offices and nonprofits sponsor food drives and gift drives, the Salvation Army bell ringers are out in full force, and charities around the country are accepting donations.

If the warmth of the holiday season has inspired you to give back, you might consider making a charitable donation. These recommendations could help you make the most of your philanthropic efforts—even if you’re on a tight budget.

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