In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, 26,217 properties had foreclosure filings in June 2026, down 4% from the previous month but 20% higher than a year ago.
Rob Barber, CEO of ATTOM, notes that at the mid-year point, “Foreclosure activity continued to increase in the first half of 2026, but the broader picture remains one of a market that is gradually returning to more typical patterns,” in the long shadow of the pandemic. Filings for the first half of 2026 were up 21% year-over-year and up 28% vs. two years ago at this time.
Nationwide, one in every 3,656 housing units had a foreclosure filing in June 2026. States with the worst foreclosures rates in June 2026 included Florida, South Carolina, and Indiana. Borrowers should stay up to date on their home loan payments and work closely with their lender to explore options for assistance if needed.
Read on for the foreclosure rates in June 2026 – plus the top three counties with the worst foreclosure rates in each state.
- Key Points
- • Foreclosure filings across the U.S. were up 20% year-over-year in June 2026.
- • Nationwide, one in every 3,656 housing units had a foreclosure filing in June 2026.
- • The states with the highest foreclosure rates per housing unit in June 2026 were Florida, South Carolina, and Indiana.
- • Vermont, Rhode Island, and Montana had the lowest foreclosure rates in June 2026.
50 State Foreclosure Rates
Check out the June 2026 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.
50. Vermont
In 49th place for population, the Green Mountain State ranked 50th for its foreclosure rate in June. Of the state’s 339,042 housing units, 14 homes were in the foreclosure process at a rate of one in every 24,217 households. The three counties in the state with the most foreclosures were: Orleans, Windham, and Lamoille.
49. Rhode Island
The eighth-least populous state placed 49th for highest foreclosure rate in June. A total of 28 homes were in foreclosure out of 485,932 total housing units, making the foreclosure rate for the Ocean State one in every 17,355 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Providence, Kent, and Bristol.
48. Montana
Listed as 44th in population, the Treasure State rated 48th for its foreclosure rate in June. With 31 foreclosures out of 528,419 housing units, Montana’s foreclosure rate was one in every 17,046 homes. The counties with the most foreclosures per housing unit were: Mineral, Glacier, and Richland.
47. Kansas
The Sunflower State ranked 47th for highest foreclosure rate in June. With 1,293,635 homes and a total of 98 housing units in foreclosure, the 35th most populous state’s foreclosure rate was one in every 13,200 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Geary, Washington, and Jackson.
46. South Dakota
The Mount Rushmore State nabbed the 46th spot for its foreclosure rate in June. Having 405,114 total housing units, the fifth-least populous state had a foreclosure rate of one in every 13,068 households with 31 properties in foreclosure in June. The counties with the most foreclosures per housing unit were (from highest to lowest): Fall River, Butte, and Mccook.
45. West Virginia
Ranked 39th in population, the Mountain State claimed the 45th spot in June, 2026. It has a total of 861,325 housing units, of which 73 were in foreclosure. This means that the foreclosure rate was one in every 11,799 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Grant, Hardy, and Calhoun.
44. Washington
Sorted as 13th in population, the Evergreen State ranked 44th for its foreclosure rate in June. Of its 3,306,620 housing units, 305 were in foreclosure, making the state’s foreclosure rate one in every 10,841 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Okanogan, Mason, and Grays Harbor.
43. North Dakota
The Peace Garden State’s foreclosure rate was one in every 10,779 homes. This puts the fourth-least populous state — with 377,281 housing units and 35 foreclosures — into 43rd place. The counties with the most foreclosures per housing unit were (from highest to lowest): Sargent, Pierce, and Ransom.
42. Hawaii
The Paradise of the Pacific, and the 40th most populous state, ranked 42nd for highest foreclosure rate. Of its 567,896 homes, 59 were in foreclosure, making for a foreclosure rate of one in every 9,625 households. The three counties with the most foreclosures were (from highest to lowest): Hawaii, Honolulu, and Kauai. Thinking of buying a home in Hawaii — or any state where you don’t currently live? Study the cost of living by state to understand what to expect.
41. Alaska
The Last Frontier saw 37 foreclosures in progress in June, making the foreclosure rate one in every 8,643 homes. This caused the third-least populous state, with a total of 319,781 housing units, to claim the 41st spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Nome, Fairbanks North Star, Bethel.
40. Missouri
Coming in at 19th in population, the Show-Me State took the 40th spot for highest foreclosure rate in June. Of its 2,825,287 homes, 343 were in foreclosure, making for a foreclosure rate of one in every 8,237 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Lawrence, Shannon, and Butler.
39. Mississippi
Ranked 34th in population, the Magnolia State had 167 foreclosures out of 1,341,114 total housing units. This puts the foreclosure rate at one in every 8,031 homes and into the 39th spot in June. The counties with the most foreclosures per housing unit were (from highest to lowest): Kemper, Copiah, and Yazoo.
Recommended: Tips on Buying a Foreclosed Home
38. New Hampshire
The Granite State, and the 41st most populous state in the U.S., ranked 38th for its foreclosure rate. New Hampshire had 75 of its 648,472 homes in foreclosure, making for a foreclosure rate of one in every 7,540 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Coos, Sullivan, and Strafford.
37. Wisconsin
With 384 foreclosures out of 2,778,572 total housing units, America’s Dairyland and the 20th most populous state secured the 37th spot with a foreclosure rate of one in every 7,236 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Rusk, Ashland, and Langlade.
36. Nebraska
Ranking 37th in population, the Cornhusker State placed 36th in June. It had a foreclosure rate of one in every 6,853 homes. With a total of 863,444 housing units, the state had 126 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Burt, Merrick, and Jefferson.
35. Massachusetts
The 15th most populous state ranked 35th for highest foreclosure rate in June. Of the Bay State’s 3,030,406 housing units, 496 were in foreclosure, making for a foreclosure rate of one in every 6,110 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Hampden, and Plymouth.mi
34. New Mexico
The 36th most populous state claimed the 34th spot for highest foreclosure rate in June. Of the Land of Enchantment’s 956,964 homes, 162 were in foreclosure, making for a foreclosure rate of one in every 5,907 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Mora, Curry, and Valencia.
33. Oregon
The 27th most populous state ranked 33rd for highest foreclosure rate in June. Of the Pacific Wonderland’s 1,857,992 homes, 397 were in foreclosure, making for a foreclosure rate of one in every 5,682 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Columbia, Douglas, and Umatilla.
32. Kentucky
With a total of 2,023,116 housing units, the Bluegrass State saw 371 homes in foreclosure, landing it in 32nd place in June. This puts the foreclosure rate for the 29th most populous state at one in every 5,453 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Bath, Butler, and Jefferson.
First-time homebuyers can
prequalify for a SoFi mortgage loan,
with as little as 3% down.
Questions? Call (888)-541-0398.
31. New York
With 1,588 out of a total 8,585,241 housing units in foreclosure, the Empire State claimed the 31st spot in June. The fourth-most populous state’s foreclosure rate was one in every 5,406 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Orange, Oswego, and Livingston. Utility costs can be high in New York, and understanding what percentage of income should go to utilities can help homeowners budget for mortgage payments.
30. Maine
Ranked 42nd in population, the Pine Tree State placed 30th for highest foreclosure rate in June. With a total of 751,876 housing units, Maine saw 140 foreclosures happening, for a foreclosure rate of one in every 5,371 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Aroostook, Kennebeck, and Waldo.
29. Connecticut
With 312 of its 1,541,822 homes in foreclosure, the Constitution State had the 29th-highest foreclosure rate at one in every 4,942 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): South Central Connecticut, Northeastern Connecticut, and Naugatuck Valley. The cost of living can have an impact on homeowners’ ability to afford their mortgage payments, and Connecticut has a relatively high cost of living compared to other U.S. states.
28. Arkansas
Listed as the 33rd most populous state, the Land of Opportunity ranked 28th for highest foreclosure rate in June. The state contains 1,394,673 housing units, of which 287 were in foreclosure, making its latest foreclosure rate one in every 4,859 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Randolph, Yell, and Jefferson.
27. Virginia
With 766 homes in foreclosure, the 12th most populous state ranked 27th for highest foreclosure rate in June. Having 3,684,756 total housing units, the Old Dominion saw a foreclosure rate of one in every 4,810 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Martinsville City, Franklin City, and Lexington City.
26. Idaho
Ranked 38th in population, the Gem State received the 26th spot due to its 172 housing units in foreclosure in June. With 795,014 total housing units, the state’s foreclosure rate was one in every 4,622 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Bingham, Bonneville, and Lemhi.
25. Wyoming
The country’s least populous state claimed the 25th spot for highest foreclosure rate in June. With 277,141 housing units, of which 60 were in foreclosure, the Equality State’s foreclosure rate was one in every 4,619 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Goshen, Washakie, and Carbon.
Recommended: What Is a Short Sale?
24. Colorado
The 21st most populous state ranked 24th for highest foreclosure rate in June. Of the Centennial State’s 2,589,053 housing units, 583 were in foreclosure, making for a foreclosure rate of one in every 4,441 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Rio Blanco, and Logan.
23. Tennessee
Ranked 16th in population, the Volunteer State endured 723 foreclosures out of its 3,143,670 housing units. This puts the foreclosure rate at one in every 4,348 households and in 23rd place for the month of June. The top three counties with the most foreclosures per unit of housing were: Decatur, Carroll, and Scott.
22. Alabama
Listed as 24th in population, the Yellowhammer State came in 22nd for highest foreclosure rate in June. Of its 2,337,265 homes, 553 were in foreclosure, making for a foreclosure rate of one in every 4,227 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Geneva, St. Clair, and Dale.
21. Louisiana
Sorted as 25th in population, the Pelican State placed 21st for highest foreclosure rate. Louisiana had a June foreclosure rate of one in every 4,226 households, with 499 out of 2,108,902 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Beauregard, Livingston, and Tangipahoa.
20. Pennsylvania
The Keystone State had the 20th-highest foreclosure rate. The fifth-most populous state saw 1,377 homes out of 5,806,452 total housing units in foreclosure, making the state’s foreclosure rate one in every 4,217 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Philadelphia, Crawford, and Delaware.
19. Iowa
The Hawkeye State had the 19th highest foreclosure rate in June. With 357 out of 1,437,699 homes in foreclosure, the 31st most populous state’s foreclosure rate was one in every 4,027 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Fremone, Obrien, and Grundy.
18. Michigan
Ranked 10th in population, the Wolverine State secured the 18th spot with a foreclosure rate of one in every 4,026 homes. With a total of 4,622,236 housing units, the state had 1,148 active foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Gratiot, Montmorency, and St. Joseph.
17. Oklahoma
The Sooners State landed the 17th spot in June. With housing units totaling 1,775,127, the 28th most populous state saw 451 homes in foreclosure, a rate of one in every 3,936 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Beaver, Harper, and Woodward.
16. Minnesota
Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 16th spot for its foreclosure rate in June. It has 2,545,030 housing units, of which 671 were in foreclosure, making the state’s foreclosure rate one in every 3,793 households. The counties with the most foreclosures are Rennville, Cottonwood, and Douglas.
15. Arizona
Sorted as 14th in population, the Grand Canyon State withstood 882 foreclosures out of its total 3,192,839 housing units. This puts the foreclosure rate at one in every 3,620 homes and into the 15th spot in June. The counties with the most foreclosures per housing unit were (from highest to lowest): Pinal, Greenlee, and La Paz.
14. Maryland
The state known as America in Miniature took 14th place for highest foreclosure rate in June. Ranked 18th for population size and with a total of 2,560,784 housing units, the state has a foreclosure rate of one in every 3,479 households due to its 882 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Charles, and Kent.
13. Georgia
Ranked eighth in population, the Peach State took the 13th spot for highest foreclosure rate in June. Of its 4,541,835 homes, 1,328 were in foreclosure. This puts the state’s foreclosure rate at one in every 3,420 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Effingham, Berrien, and Jasper.
12. Utah
The Beehive State placed 12th for highest foreclosure rate in June. Of its 1,223,468 housing units, 362 homes were in foreclosure, making the 17th most populous state’s foreclosure rate one in every 3,380 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Garfield, Carbon, and Box Elder.
11. New Jersey
With a foreclosure rate of one in every 3,221 homes, the Garden State ranked 11th for highest foreclosure rate in June. The 11th most populous state contains 3,791,354 housing units, of which 1,177 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Salem, Cumberland, and Camden.
10. North Carolina
The ninth-most populous state claimed 10th place for highest foreclosure rate. Out of 4,895,668 homes, 1,521 were in foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 3,219 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Gaston, Cleveland, and Pasquotank.
9. California
The country’s most populous state ranked ninth for highest foreclosure rate in June. Of its impressive 14,644,735 housing units, 4,570 were in foreclosure, making the Golden State’s foreclosure rate one in every 3,219 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Shasta, and Sutter.
8. Texas
The Lone Star State withstood 3,957 foreclosures in June. With a foreclosure rate of one in every 3,065 households, this puts the second-most populous state in the U.S., with a whopping 12,128,515 housing units, into eighth place. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, Kaufman, and Caldwell.
Recommended: Are You Ready to Buy a House? — Take The Quiz
7. Ohio
The Buckeye State placed seventh in June with a foreclosure rate of one in every 2,784 homes. With a sum of 5,292,391 housing units, the seventh-most populous state had a total of 1,901 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Fayette, Putnam, and Seneca.
6. Delaware
The sixth-least populous state in the country, the Small Wonder nabbed sixth place on this list in June. With one in every 2,699 homes going into foreclosure and a total of 464,203 housing units, the state had 172 homes in foreclosure. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): Newcastle, Kent, and Sussex.
5. Illinois
The Land of Lincoln had the fifth-highest foreclosure rate of all 50 states in June. Of its 5,457,452 homes, 2,080 were in foreclosure, making the sixth-most populous state’s foreclosure rate one in every 2,624 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Macoupin, Mcdonough, and Whiteside.
4. Nevada
Ranked 32nd in population, the Silver State took fourth place for highest foreclosure rate in June. With one in every 2,508 homes in foreclosure, and a total of 1,326,471 housing units, the state had 529 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Mineral, Clark, and Lyon.
3. Indiana
The 17th largest state by population, the Crossroads of America landed in the third-place spot in June with a foreclosure rate of one in every 2,377 homes. Of its 2,976,568 housing units, 1,252 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Clinton, Madison, and Noble.
2. South Carolina
The 23rd most populous state had the second-highest foreclosure rate in June with one in every 2,374homes going into foreclosure. Of the Palmetto State’s 2,443,039 housing units, 1,029 were in foreclosure in June. The counties with the most foreclosures per housing unit were (from highest to lowest): Lexington, Dorchester, and Kershaw.
1. Florida
The third-most populous state in the country has a total of 10,256,470 housing units, of which 4,871 were in foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 2,374 homes and into first place. The counties with the most foreclosures per housing unit were (from highest to lowest): Charlotte, Polk, and Okeechobee.
The Takeaway
Of all 50 states, Florida had the most properties in foreclosure per unit of housing and Vermont had the least. As for the states with the highest foreclosure rates, Indiana, South Carolina, and Florida took the top three spots.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®
Checking Your Rates: To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
SOHL-Q326-051