Foreclosure Rates for All 50 States

In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, 39,906 properties had foreclosure filings in July 2026, up 1% from the previous month and up 10% from a year ago.

“The increase in foreclosure starts and completed foreclosures compared to last year shows that financial pressures remain a factor for some homeowners,” says Rob Barber, CEO of ATTOM. “However, foreclosure activity remains relatively low by historical standards.”

Nationwide, one in every 3,603 housing units had a foreclosure filing in July 2026. States with the worst foreclosure rates in July 2026 included Nevada, South Carolina, and Florida. Borrowers should stay up to date on their home loan payments and work closely with their lender to explore options for assistance if needed.

Read on for the foreclosure rates in July 2026 – plus the top three counties with the worst foreclosure rates in each state.

50 State Foreclosure Rates

Check out the July 2026 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.

50. Vermont

In 49th place for population, the Green Mountain State ranked 50th for its foreclosure rate in July. Of the state’s 339,042 housing units, just six homes were in the foreclosure process at a rate of one in every 56,507 households. The three counties in the state with the most foreclosures were: Caledonia, Addison, and Windham.

49. South Dakota

The Mount Rushmore State nabbed the 49th spot for its foreclosure rate in July. Having 405,114 total housing units, the fifth-least populous state had a foreclosure rate of one in every 31,163 households with 13 properties in foreclosure in July. The counties with the most foreclosures per housing unit were (from highest to lowest): Sanborne, Brown, Meade

48. Rhode Island

The eighth-least populous state placed 48th for highest foreclosure rate in July. A total of 24 homes were in foreclosure out of 485,932 total housing units, making the foreclosure rate for the Ocean State one in every 20,247 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Providence, and Kent.

47. North Dakota

The Peace Garden State’s foreclosure rate was one in every 12,576 homes. This puts the fourth-least populous state — with 377,281 housing units and 30 foreclosures — into 47th place. The counties with the most foreclosures per housing unit were (from highest to lowest): McIntosh, Morton, and Bottineau.

46. Kansas

The Sunflower State ranked 46th for highest foreclosure rate in July. With 1,293,635 homes and a total of 107 housing units in foreclosure, the 35th most populous state’s foreclosure rate was one in every 12,090 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Sheridan, Logan, and Atchison.

45. New Hampshire

The Granite State, and the 41st most populous state in the U.S., ranked 45th for its foreclosure rate. New Hampshire had 63 of its 648,472 homes in foreclosure, making for a foreclosure rate of one in every 10,293 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cheshire, Sullivan, and Strafford.

44. Wisconsin

With 276 foreclosures out of 2,778,572 total housing units, America’s Dairyland and the 20th most populous state secured the 44th spot with a foreclosure rate of one in every 10,076 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Langlade, Ashland, and Marinette.

43. Montana

Listed as 44th in population, the Treasure State rated 43rd for its foreclosure rate in July. With 54 foreclosures out of 528,419 housing units, Montana’s foreclosure rate was one in every 9,786 homes. The counties with the most foreclosures per housing unit were: Powder River, Fallon, and Sweetgrass.

42. Hawaii

The Paradise of the Pacific, and the 40th most populous state, ranked 42nd for highest foreclosure rate for the second month in a row. Of its 567,896 homes, 42 were in foreclosure, making for a foreclosure rate of one in every 7,999 households. The three counties with the most foreclosures were (from highest to lowest): Hawaii, Maui, and Kauai. Thinking of buying a home in Hawaii — or any state where you don’t currently live? Study the cost of living by state to understand what to expect.

41. Washington

Sorted as 13th in population, the Evergreen State ranked 41st for its foreclosure rate in July. Of its 3,306,620 housing units, 436 were in foreclosure, making the state’s foreclosure rate one in every 7,584 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Mason, Cowlitz, and Grays Harbor.

40. Oregon

The 27th most populous state ranked 40th for highest foreclosure rate in July. Of the Pacific Wonderland’s 1,857,992 homes, 248 were in foreclosure, making for a foreclosure rate of one in every 7,492 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Columbia, Harney, and Klamath.

39. West Virginia

Ranked 39th in population, the Mountain State also claimed the 39th spot in July, 2026. It has a total of 861,325 housing units, of which 117 were in foreclosure. This means that the foreclosure rate was one in every 7,362 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Morgan, Roane, and Wayne.

38. Wyoming

The country’s least populous state claimed the 38th spot for highest foreclosure rate in July. With 277,141 housing units, of which 43 were in foreclosure, the Equality State’s foreclosure rate was one in every 6,445 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Crooke, Campbell, and Sublette.

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37. Nebraska

Ranking 37th in population, the Cornhusker State also placed 37th in July for its foreclosure rate. It had a foreclosure rate of one in every 6,396 homes. With a total of 863,444 housing units, the state had 135 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Scotts Bluff, Franklin, and Nemaha.

36. Kentucky

With a total of 2,023,116 housing units, the Bluegrass State saw 337 homes in foreclosure, landing it in 36th place in July. This puts the foreclosure rate for the 29th most populous state at one in every 6,003 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Fleming, Hardin, and Jefferson.

35. Massachusetts

The 15th most populous state ranked 35th for highest foreclosure rate in July. Of the Bay State’s 3,030,406 housing units, 538 were in foreclosure, making for a foreclosure rate of one in every 5,663 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hampden, Worcester, and Plymouth.

34. Minnesota

Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 34th spot for its foreclosure rate in July. It has 2,545,030 housing units, of which 452 were in foreclosure, making the state’s foreclosure rate one in every 5,631 households. The counties with the most foreclosures are Faribault, Mille Lacs, and Carlton.

33. Oklahoma

The Sooners State landed the 33rd spot in July. With housing units totaling 1,775,127, the 28th most populous state saw 321 homes in foreclosure, a rate of one in every 5,530 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Logan, Craig, and Woods.

32. New York

With 1,635 out of a total 8,585,241 housing units in foreclosure, the Empire State claimed the 32nd spot in July. The fourth-most populous state’s foreclosure rate was one in every 5,251 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Oswego, Montgomery, and Cortland. Utility costs can be high in New York, and understanding what percentage of income should go to utilities can help homeowners budget for mortgage payments.

31. Idaho

Ranked 38th in population, the Gem State received the 31st spot due to its 152 housing units in foreclosure in July. With 795,014 total housing units, the state’s foreclosure rate was one in every 5,230 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Gem, Payette, and Jerome.

30. Louisiana

Sorted as 25th in population, the Pelican State placed 30th for highest foreclosure rate. Louisiana had a July foreclosure rate of one in every 5,182 households, with 407 out of 2,108,902 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Ascension, Livingston, and Tangipahoa.

29. New Mexico

The 36th most populous state claimed the 29th spot for highest foreclosure rate in July. Of the Land of Enchantment’s 956,964 homes, 188 were in foreclosure, making for a foreclosure rate of one in every 5,090 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Eddy, Valencia, and Lea.

28. Alaska

The Last Frontier saw 64 foreclosures in progress in July, making the foreclosure rate one in every 4,997 homes. This caused the third-least populous state, with a total of 319,781 housing units, to claim the 28th spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Bethel, Northwest Arctic, and Anchorage.

27. Pennsylvania

The Keystone State had the 27th-highest foreclosure rate. The fifth-most populous state saw 1,166 homes out of 5,806,452 total housing units in foreclosure, making the state’s foreclosure rate one in every 4,980 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Delaware, Philadelphia, and Washington.

26. Mississippi

Ranked 34th in population, the Magnolia State had 271 foreclosures out of 1,341,114 total housing units. This puts the foreclosure rate at one in every 4,949 homes and into the 26th spot in July. The counties with the most foreclosures per housing unit were (from highest to lowest): Quitman, Marshall, and Benton .

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25. Colorado

The 21st most populous state ranked 25th for highest foreclosure rate in July. Of the Centennial State’s 2,589,053 housing units, 535 were in foreclosure, making for a foreclosure rate of one in every 4,839 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Mineral, Sedgwick.

24. Arkansas

Listed as the 33rd most populous state, the Land of Opportunity ranked 24th for highest foreclosure rate in July. The state contains 1,394,673 housing units, of which 290 were in foreclosure, making its latest foreclosure rate one in every 4,809 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Grant, Crittenden, and Sharp.

23. Michigan

Ranked 10th in population, the Wolverine State secured the 23rd spot with a foreclosure rate of one in every 4,780homes. With a total of 4,622,236 housing units, the state had 967 active foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Bay, St. Clair, and Calhoun.

22. Connecticut

With 323 of its 1,541,822 homes in foreclosure, the Constitution State had the 22nd-highest foreclosure rate at one in every 4,773 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Northeastern Connecticut, South Central Connecticut, and Naugatuck Valley. The cost of living can have an impact on homeowners’ ability to afford their mortgage payments, and Connecticut has a relatively high cost of living compared to other U.S. states.

21. Maine

Ranked 42nd in population, the Pine Tree State placed 21st for highest foreclosure rate in July. With a total of 751,876 housing units, Maine saw 160 foreclosures happening, for a foreclosure rate of one in every 4,699 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Waldo, Penobscot, and Oxford.

20. Missouri

Coming in at 19th in population, the Show-Me State took the 20th spot for highest foreclosure rate in July. Of its 2,825,287 homes, 619 were in foreclosure, making for a foreclosure rate of one in every 4,564 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Shelby, Dunklin, and Scott.

19. Virginia

With 844 homes in foreclosure, the 12th most populous state ranked 19th for highest foreclosure rate in July. Having 3,684,756 total housing units, the Old Dominion saw a foreclosure rate of one in every 4,366 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Charles City, Martinsville City, and Franklin City.

18. Ohio

The Buckeye State placed 18th in July with a foreclosure rate of one in every 3,545 homes. With a sum of 5,292,391 housing units, the seventh-most populous state had a total of 1,493 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Logan, Summit, and Defiance.

17. Tennessee

Ranked 16th in population, the Volunteer State endured 914 foreclosures out of its 3,143,670 housing units. This puts the foreclosure rate at one in every 3,439 households and in 17th place for the month of July. The top three counties with the most foreclosures per unit of housing were: Hardeman, Chester, and Lake.

16. Arizona

Sorted as 14th in population, the Grand Canyon State withstood 933 foreclosures out of its total 3,192,839 housing units. This puts the foreclosure rate at one in every 3,422 homes and into the 16th spot in July. The counties with the most foreclosures per housing unit were (from highest to lowest): Pinal, Santa Cruz, and Mojave.

15. Iowa

The Hawkeye State had the 15th highest foreclosure rate in July. With 423 out of 1,437,699 homes in foreclosure, the 31st most populous state’s foreclosure rate was one in every 3,399 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Wayne, Leon, and Appanoose.

14. Georgia

Ranked eighth in population, the Peach State took the 14th spot for highest foreclosure rate in July. Of its 4,541,835 homes, 1,345 were in foreclosure. This puts the state’s foreclosure rate at one in every 3,377 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Talbot, Jasper, and Newton.

13. Alabama

Listed as 24th in population, the Yellowhammer State came in 13th for highest foreclosure rate in July. Of its 2,337,265 homes, 721 were in foreclosure, making for a foreclosure rate of one in every 3,242 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Dale, Bibb, and Geneva.

12. California

The country’s most populous state ranked 12th for highest foreclosure rate in July. Of its impressive 14,644,735 housing units, 4,573 were in foreclosure, making the Golden State’s foreclosure rate one in every 3,202 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Solano, and Madera.

11. North Carolina

The ninth-most populous state claimed 11th place for highest foreclosure rate. Out of 4,895,668 homes, 1,565 were in foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 3,128 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Camden, Perquimans, and Richmond.

10. Illinois

The Land of Lincoln had the 10th-highest foreclosure rate of all 50 states in July. Of its 5,457,452 homes, 1,861 were in foreclosure, making the sixth-most populous state’s foreclosure rate one in every 2,933 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Hardin, Rock Island, and Knox.

9. New Jersey

With a foreclosure rate of one in every 2,881 homes, the Garden State ranked 9th for highest foreclosure rate in July. The 11th most populous state contains 3,791,354 housing units, of which 1,316 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Salem, Cumberland, and Gloucester.

8. Utah

The Beehive State placed 8th for highest foreclosure rate in July. Of its 1,223,468 housing units, 431 homes were in foreclosure, making the 17th most populous state’s foreclosure rate one in every 2,839 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Piute, Carbon, and Tooele.

7. Maryland

The state known as America in Miniature took seventh place for highest foreclosure rate in July. Ranked 18th for population size and with a total of 2,560,784 housing units, the state has a foreclosure rate of one in every 2,830 households due to its 905 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Charles, and Dorchester.

6. Indiana

The 17th largest state by population, the Crossroads of America landed in the sixth-place spot in July with a foreclosure rate of one in every 2,672 homes. Of its 2,976,568 housing units, 1,114 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Rush, Vanderburgh, and Clinton.

5. Texas

The Lone Star State withstood 4,571 foreclosures in July. With a foreclosure rate of one in every 2,653 households, this puts the second-most populous state in the U.S., with a whopping 12,128,515 housing units, into fifth place. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, Caldwell, and Hill.

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4. Delaware

The sixth-least populous state in the country, the Small Wonder nabbed fourth place on this list in July. With one in every 2,579 homes going into foreclosure and a total of 464,203 housing units, the state had 180 homes in foreclosure. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): Newcastle, Kent, and Sussex.

3. Florida

The third-most populous state in the country has a total of 10,256,470 housing units, of which 4,596 were in foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 2,232 homes and into first place. The counties with the most foreclosures per housing unit were (from highest to lowest): Charlotte, Highlands, and Osceola.

2. South Carolina

The 23rd most populous state had the second-highest foreclosure rate again in July with one in every 2,085 homes going into foreclosure. Of the Palmetto State’s 2,443,039 housing units, 1,172 were in foreclosure in July. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Chester, and Abbeville.

1. Nevada

Ranked 32nd in population, the Silver State took first place for highest foreclosure rate in July. With one in every 1,703 homes in foreclosure, and a total of 1,326,471 housing units, the state had 779 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Clark, Lyon, and White Pine.

The Takeaway

Of all 50 states, Nevada had the most properties in foreclosure per unit of housing and Vermont had the least. South Carolina and Florida rounded out the top three spots for highest foreclosure rate.

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