In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, 42,430 properties had foreclosure filings in April 2026, down 8% from the previous month but 18% higher than a year ago. Rob Barber, CEO of ATTOM, notes that “While overall filings declined from the previous month, the year-over-year increases suggest lenders may be working through distressed inventory as higher borrowing costs and affordability challenges impact some homeowners.” Filings for the first quarter of 2026 were up 26% year-over-year.
Nationwide, one in every 3,388 housing units had a foreclosure filing in April 2026. States with the worst foreclosures rates in April 2026 included Delaware, South Carolina, and Florida. Borrowers should stay up to date on their home loan payments and work closely with their lender to explore options for assistance if needed.
Read on for the foreclosure rates in April 2026 – plus the top three counties with the worst foreclosure rates in each state.
Table of Contents
- Key Points
- • Foreclosure filings across the U.S. were up 18% year-over-year in April 2026.
- • Nationwide, one in every 3,388 housing units had a foreclosure filing in April 2026.
- • The states with the highest foreclosure rates per housing unit in April 2026 were Delaware, South Carolina, and Florida.
- • Vermont, Rhode Island, and Kansas had the lowest foreclosure rates in April 2026.
50 State Foreclosure Rates
Check out the April 2026 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.
50. Vermont
In 49th place for population, the Green Mountain State ranked 50th for its foreclosure rate in April. Of the state’s 339,042 housing units, 16 homes went into foreclosure at a rate of one in every 21,190 households. The three counties in the state with the most foreclosures were: Rutland, Bennington, and Orange.
49. Rhode Island
The eighth-least populous state placed 49th for highest foreclosure rate in April. A total of 28 homes were in foreclosure out of 485,932 total housing units, making the foreclosure rate for the Ocean State one in every 17,355 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Providence, Kent, and Newport.
48. Kansas
The Sunflower State ranked 48th for highest foreclosure rate in April. With 1,293,635 homes and a total of 86 housing units in foreclosure, the 35th most populous state’s foreclosure rate was one in every 15,042 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Hodgeman, Comanche, and Harper.
47. West Virginia
Ranked 39th in population, the Mountain State claimed the 47th spot in April, 2026. It has a total of 861,325 housing units, of which 63 were in foreclosure. This means that the foreclosure rate was one in every 13,672 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Roane, Taylor, and Fayette.
46. Mississippi
>
Ranked 34th in population, the Magnolia State had 152 foreclosures out of 1,341,114 total housing units. This puts the foreclosure rate at one in every 8,823 homes and into the 46th spot in April. The counties with the most foreclosures per housing unit were (from highest to lowest): Issaquena, Covington, and Washington.
45. New Hampshire
The Granite State, and the 41st most populous state in the U.S., ranked 45th for its foreclosure rate. New Hampshire had 75 of its 648,472 homes in foreclosure, making for a foreclosure rate of one in every 8,646 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Coos, Carroll, and Cheshire.
44. Tennessee
Ranked 16th in population, the Volunteer State endured 396 foreclosures out of its 3,143,670 housing units. This puts the foreclosure rate at one in every 7,939 households and in 44th place for the month of April. The top three counties with the most foreclosures per unit of housing were: Sequatchie, Haywood, and Obion.
43. Washington
Sorted as 13th in population, the Evergreen State ranked 43rd for its foreclosure rate in April. Of its 3,306,620 housing units, 433 were in foreclosure, making the state’s foreclosure rate one in every 7,637 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cowlitz, Mason, and Grays Harbor.
42. Wisconsin
With 371 foreclosures out of 2,778,572 total housing units, America’s Dairyland and the 20th most populous state secured the 42nd spot with a foreclosure rate of one in every 7,489 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Pepin, Sauk, and Racine.
41. Massachusetts
The 15th most populous state ranked 41st for highest foreclosure rate in April. Of the Bay State’s 3,030,406 housing units, 445 were in foreclosure, making for a foreclosure rate of one in every 6,810 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Plymouth, Hampden, and Bristol.
40. Hawaii
The Paradise of the Pacific, and the 40th most populous state, also ranked 40th for highest foreclosure rate. Of its 567,896 homes, 88 were in foreclosure, making for a foreclosure rate of one in every 6,453 households. The three counties with the most foreclosures were (from highest to lowest): Hawaii, Honolulu, and Kauai. Thinking of buying a home in Hawaii — or any state where you don’t currently live? Study the cost of living by state to understand what to expect.
39. South Dakota
The Mount Rushmore State nabbed the 39th spot for its foreclosure rate in April. Having 405,114 total housing units, the fifth-least populous state had a foreclosure rate of one in every 6,430 households with 63 properties in foreclosure in April. The counties with the most foreclosures per housing unit were (from highest to lowest): Hyde, Brule, and Aurora.
Recommended: Tips on Buying a Foreclosed Home
38. Oregon
The 27th most populous state ranked 38th for highest foreclosure rate in April. Of the Pacific Wonderland’s 1,857,992 homes, 292 were in foreclosure, making for a foreclosure rate of one in every 6,363 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Klamath, and Jefferson.
37. Kentucky
With a total of 2,023,116 housing units, the Bluegrass State saw 333 homes in foreclosure, landing it in 37th place in April. This puts the foreclosure rate for the 29th most populous state at one in every 6,075 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Boyd, and Franklin.
36. Connecticut
With 264 of its 1,541,822 homes in foreclosure, the Constitution State had the 36th-highest foreclosure rate at one in every 5,840 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): South Central Connecticut, Naugatuck Valley, and Northwest Hills. The cost of living can have an impact on homeowners’ ability to afford their mortgage payments, and Connecticut has a relatively high cost of living compared to other U.S. states.
35. Missouri
Coming in at 19th in population, the Show-Me State took the 35th spot for highest foreclosure rate in April. Of its 2,825,287 homes, 484 were in foreclosure, making for a foreclosure rate of one in every 5,837 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Lawrence, Oregon, and Monroe.
34. North Dakota
The Peace Garden State’s foreclosure rate was one in every 5,716 homes. This puts the fourth-least populous state — with 377,281 housing units and 66 foreclosures — into 34th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Sargent, Bottineau, and Renville.
33. Maine
Ranked 42nd in population, the Pine Tree State placed 33rd for highest foreclosure rate in April. With a total of 751,876 housing units, Maine saw 138 foreclosures happening, for a foreclosure rate of one in every 5,448 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Aroostook, Piscataquis, and Penobscot.
First-time homebuyers can
prequalify for a SoFi mortgage loan,
with as little as 3% down.
Questions? Call (888)-541-0398.
32. Nebraska
Ranking 37th in population, the Cornhusker State placed 32nd in April. It had a foreclosure rate of one in every 5,430 homes. With a total of 863,444 housing units, the state had 159 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Merrick, Thayer, and Frontier.
31. Virginia
With 764 homes in foreclosure, the 12th most populous state ranked 31st for highest foreclosure rate in April. Having 3,684,756 total housing units, the Old Dominion saw a foreclosure rate of one in every 4,823 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Colonial Heights City, Emporia City, and Hopewell City.
30. New Mexico
The 36th most populous state claimed the 30th spot for highest foreclosure rate in April. Of the Land of Enchantment’s 956,964 homes, 204 were in foreclosure, making for a foreclosure rate of one in every 4,691 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Valencia, Chavez, and Torrance.
29. Alaska
The Last Frontier saw 70 foreclosures in progress in April, making the foreclosure rate one in every 4,568 homes. This caused the third-least populous state, with a total of 319,781 housing units, to claim the 29th spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Anchorage, Kenai Peninsula, and Sitka.
28. Arizona
Sorted as 14th in population, the Grand Canyon State withstood 703 foreclosures out of its total 3,192,839 housing units. This puts the foreclosure rate at one in every 4,542 homes and into the 28th spot in April. The counties with the most foreclosures per housing unit were (from highest to lowest): Pinal, Mojave, and Cochise.
27. Louisiana
Sorted as 25th in population, the Pelican State placed 27th for highest foreclosure rate. Louisiana had an April foreclosure rate of one in every 4,403 households, with 479 out of 2,108,902 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Livingston, Tangipahoa, and West Baton Rouge.
26. New York
With 2,037 out of a total 8,585,241 housing units in foreclosure, the Empire State claimed the 26th spot in April. The fourth-most populous state’s foreclosure rate was one in every 4,215 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cortland, Orleans, and Orange. Utility costs can be high in New York, and understanding what percentage of income should go to utilities can help homeowners budget for mortgage payments.
25. Arkansas
Listed as the 33rd most populous state, the Land of Opportunity ranked 25th for highest foreclosure rate in April. The state contains 1,394,673 housing units, of which 332 were in foreclosure, making its latest foreclosure rate one in every 4,201 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cleveland, Arkansas, and Jefferson.
24. Colorado
The 21st most populous state ranked 24th for highest foreclosure rate in April. Of the Centennial State’s 2,589,053 housing units, 671 were in foreclosure, making for a foreclosure rate of one in every 3,858 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Morgan, Clear Creek, and Logan.
23. Oklahoma
The Sooners State landed the 23rd spot in April. With housing units totaling 1,775,127, the 28th most populous state saw 466 homes in foreclosure, a rate of one in every 3,809 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cleveland, Canadian, and Tulsa.
22. Wyoming
The country’s least populous state claimed the 22nd spot for highest foreclosure rate in April. With 277,141 housing units, of which 75 were in foreclosure, the Equality State’s foreclosure rate was one in every 3,695 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carbon, Washakie, and Niobrara.
Recommended: What Is a Short Sale?
21. Michigan
Ranked 10th in population, the Wolverine State secured the 21st spot with a foreclosure rate of one in every 3,677 homes. With a total of 4,622,236 housing units, the state had 1,257 active foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Jackson, Newaygo, and Wayne.
20. Montana
Listed as 44th in population, the Treasure State rated 20th for its foreclosure rate in April. With 144 foreclosures out of 528,419 housing units, Montana’s foreclosure rate was one in every 3,670 homes. The counties with the most foreclosures per housing unit were: Prairie, Sheridan, and Toole.
19. Pennsylvania
The Keystone State had the 19th-highest foreclosure rate, unchanged from its position the previous month. The fifth-most populous state saw 1,632 homes out of 5,806,452 total housing units in foreclosure, making the state’s foreclosure rate one in every 3,558 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Delaware, Jefferson, and Philadelphia.
18. Iowa
The Hawkeye State had the 18th highest foreclosure rate in April. With 412 out of 1,437,699 homes in foreclosure, the 31st most populous state’s foreclosure rate was one in every 3,490 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jasper, Monroe, and Appanoose.
17. Maryland
The state known as America in Miniature took 17th place for highest foreclosure rate in April. Ranked 18th for population size and with a total of 2,560,784 housing units, the state has a foreclosure rate of one in every 3,334 households due to its 768 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Caroline City, and Charles.
16. Minnesota
Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 16th spot for its foreclosure rate in April. It has 2,545,030 housing units, of which 766 were in foreclosure, making the state’s foreclosure rate one in every 3,322 households. The counties with the most foreclosures are Jackson, Wilkin, and Dodge.
15. California
The country’s most populous state ranked 15th for highest foreclosure rate in April. Of its impressive 14,644,735 housing units, 4,419 were in foreclosure, making the Golden State’s foreclosure rate one in every 3,314 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Madera, and Kern.
14. Texas
The Lone Star State withstood 3,794 foreclosures in April. With a foreclosure rate of one in every 3,197 households, this puts the second-most populous state in the U.S., with a whopping 12,128,515 housing units, into 14th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Terrell, Caldwell, and Hunt.
Recommended: Are You Ready to Buy a House? — Take The Quiz
13. Alabama
Listed as 24th in population, the Yellowhammer State came in 13th for highest foreclosure rate in April. Of its 2,337,265 homes, 769 were in foreclosure, making for a foreclosure rate of one in every 3,039 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Dale, Calhoun, and Mobile.
12. Georgia
Ranked eighth in population, the Peach State took the 12th spot for highest foreclosure rate in April. Of its 4,541,835 homes, 1,503 were in foreclosure. This puts the state’s foreclosure rate at one in every 3,022 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Bibb, Rockdale, and Douglas.
11. Ohio
The Buckeye State placed 11th in April with a foreclosure rate of one in every 2,977 homes. With a sum of 5,292,391 housing units, the seventh-most populous state had a total of 1,778 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Marion, Highland, and Logan.
10. Idaho
Ranked 38th in population, the Gem State received the 10th spot due to its 288 housing units in foreclosure in April. With 795,014 total housing units, the state’s foreclosure rate was one in every 2,760 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Canyon, Caribou, and Washington.
9. Utah
The Beehive State placed ninth for highest foreclosure rate in April. Of its 1,223,468 housing units, 460 homes were in foreclosure, making the 17th most populous state’s foreclosure rate one in every 2,660 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Tooele, Daggett, and Garfield.
8. North Carolina
The ninth-most populous state claimed eighth place for highest foreclosure rate. Out of 4,895,668 homes, 2,024 were in foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 2,419 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Perquimans, Camden, and Jones.
7. Nevada
Ranked 32nd in population, the Silver State took seventh place for highest foreclosure rate in April. With one in every 2,412 homes in foreclosure, and a total of 1,326,471 housing units, the state had 550 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Clark, Lyon, and Lander.
6. New Jersey
With a foreclosure rate of one in every 2,345 homes, the Garden State ranked sixth for highest foreclosure rate in April. The 11th most populous state contains 3,791,354 housing units, of which 1,617 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Salem, Cumberland, and Gloucester.
5. Illinois
The Land of Lincoln had the fifth-highest foreclosure rate of all 50 states in April. Of its 5,457,452 homes, 2,413 were in foreclosure, making the sixth-most populous state’s foreclosure rate one in every 2,262 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Pike, St. Clair, and Will.
4. Indiana
The 17th largest state by population, the Crossroads of America landed in the fourth-place spot in April with a foreclosure rate of one in every 2,129 homes. Of its 2,976,568 housing units, 1,398 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Clinton, Sullivan, and Lake.
3. Florida
The third-most populous state in the country has a total of 10,256,470 housing units, of which 4,902 were in foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 2,092 homes and into third place, for the second month in a row. The counties with the most foreclosures per housing unit were (from highest to lowest): Union, Lafayette, and Taylor.
2. South Carolina
The 23rd most populous state had the second-highest foreclosure rate in April with one in every 1,745 homes going into foreclosure. Of the Palmetto State’s 2,443,039 housing units, 1,400 were in foreclosure in April. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Kershaw, and Richmond.
1. Delaware
The sixth-least populous state in the country, the Small Wonder nabbed first place on this list in April. With one in every 1,739 homes going into foreclosure and a total of 464,203 housing units, the state had 267 homes in foreclosure. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): Kent, Newcastle, and Sussex.
The Takeaway
Of all 50 states, Delaware had the most properties in foreclosure per unit of housing and Vermont had the least. As for the states with the highest foreclosure rates, Delaware, South Carolina, and Florida took the top three spots.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement. Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®
SOHL-Q226-123