SoFi Blog

Tips and news—
for your financial moves.

One freelance writer's recovery from debt with the help of a personal loan from SoFi.

I Ended Up $20K in Debt, But Figured Out an Easier Way to Pay it Off

Six-figure annual income. Dozens of high-profile clients. Paid speaking gigs. Trade media attention. When it comes to freelance writing, I’ve been a poster child for success. I often tell people that I’ve never held a real job, and it’s true; I’ve been slinging copy just like this post since the day I graduated college in 1997.

Money has never been a challenge for me. I’m not independently wealthy or anything. I just work my butt off. Generally speaking, I average about 55 articles of 300 words or more each month. Every year I pull in about 30 different 1099s.

Because the majority of my work is travel writing, I incur some pretty significant expenses. Most years, I’m able to manage that debt just fine. The year 2015, however, was a doozy.

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