FEATURED BLOG POST

How to Protect Your Credit and Online Data From Fraud—A Year After The Equifax Breach

Read More

young couple, new home

Understanding the Different Types of Mortgage Loans

The process of applying for a mortgage loan can be complicated, and one of the first steps for a homebuyer is to decide which type of loan will best serve his or her needs. Some mortgage applicants are first-time homebuyers, seeking to buy a home as a primary residence, while others are seasoned residential homebuyers, with experience purchasing homes primarily for investment purposes in the form of rent revenue and asset appreciation. No matter what type of borrower you are, you should be familiar with the different types of mortgages available today.

Read more

What the Fed’s Latest Move Means for Mortgage Loans

The Fed made headlines this week when it announced it will raise its key interest rate for the first time in nearly a decade. While the initial increase is a marginal 0.25 percent, the Fed’s plan to steadily increase rates over the next few years clearly has implications for the broad economy – not to mention individuals like you and me.

Homeowners and prospective homebuyers in particular may be wondering what this news means for mortgage loan rates. Let’s take a look at four different types of mortgage borrowers and how they could be affected.

Read more

Should You Buy a Home Before Year-End? 4 Reasons to Consider Taking the Plunge

With the dog days of summer behind us, the real estate market should soon be experiencing an end-of-season cool-down. But that doesn’t mean prospective homebuyers should cool off, as well.

If you’ve been thinking about buying a home, taking the plunge before year-end could save you money, give you extra negotiating power and potentially even increase your future take-home pay. Here are three things that make the fourth quarter of 2015 a great time to buy a home.

Read more

Does Student Loan Debt Hinder Millennial Homeownership?

Student loans: Can’t live with ’em, can’t get a college degree without ‘em. At least, that’s the case for most of us.

Despite all the negativity surrounding the subject of student loan debt, the general consensus is that it’s better to have a degree than not have one – even if you have to contend with loans in order to afford it. After all, the typical college grad enjoys higher earning potential and lower unemployment than those without a degree.

Read more
SSL Encrypted
Equal Housing Lender