SoFi Blog

Tips and news—
for your financial moves.

Adjustable Rate Mortgage (ARM) vs. Fixed Rate Mortgage: Understanding Home Loan Options

If you’re in the market for a home loan this year, one of your first decisions will be choosing what kind of loan to take out.

The most common types of mortgage loans are adjustable-rate mortgage (ARM) and fixed-rate mortgage loans. Each of these has their own unique advantages, so the key is to choose the best home loan option for your particular situation. Let’s break it down.

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San Francisco Named ‘Fastest Moving’ Real Estate Market in Spring 2015

Where in the U.S. are homes selling the fastest? Look to the San Francisco Bay Area, and you’ll find your answer. According to a recent report, 8 of the 10 fastest-moving real estate markets in the U.S. are located in California. The top three are in the Bay Area.

The report came from Ralph McLaughlin, a housing economist at Trulia, who did an analysis of the fastest-moving real estate markets in the United States. For those of us who live in California, this list may not be a surprise.

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